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A Eulogy for the Static Password
A Eulogy for the Static Password Last month, Visa eliminated the use of static passwords for its Verified by Visa cardholder authentication service. Static passwords were once thought to be an easy...
Community Bankers Raise $10K With Charitable Giving Platform
Community Bankers Raise $10K With Charitable Giving Platform Community bankers raised more than $10,000 for the youth non-profit Project 150 with ICBA Bancard’s new charitable giving platform,...
3-D SECURE 2.0 FAQs
3-D SECURE 2.0 FAQs Q: What is authentication? A: It is a way to gain better assurance that the genuine customer is using his or her card online. The authentication outcome is added to the...
What Merchants Are Looking For In 2018
What Merchants Are Looking For In 2018 Innovations in online, mobile, and social technologies have created a revolution in merchant services that is intensifying competition between merchant...
3DS 2.0 Authentication Is Coming!
3DS 2.0 Authentication Is Coming! In September, ICBA Bancard partnered with CardinalCommerce to implement a powerful 3-D Secure, 2.0 authentication solution for community bank clients that...
Next Gen Security: 3-D Secure 2.0
Next Gen Security: 3-D Secure 2.0 According to the U.S. Payments Forum’s 2017 summer market snapshot, 45 to 50 percent of all U.S. credit and debit transactions are now chip-on-chip. Accordingly,...
ICBA Bancard Is Your On-ramp for Faster Payments
ICBA Bancard Is Your On-ramp for Faster Payments The evolutionary process of payments in banking has always required early adopters and innovators with the courage to advance to that next point of...
Three New Details Every Community Banker Needs to Know about Faster Payments
Three New Details Every Community Banker Needs to Know about Faster Payments When it comes to the future of faster payments in the U.S., it’s a marathon, not a sprint. From the 2015 issuance of...
Protecting the Loyals
Protecting the Loyals Loyalty programs are a tremendous customer retention tool, but in recent years have become a target for cyber criminals who are hacking into consumer accounts and siphoning...
Serving the Underserved in the Era of Mobile
Serving the Underserved in the Era of Mobile Mobile platforms for prepaid cards and omni-channel merchant capture are just a few of the innovative technologies community banks can leverage to...
You Don't Have to Fall Short with Fall Back
You Don't Have to Fall Short with Fall Back Fallback transactions are a natural side effect of EMV adoption and occur when a chip card cannot be read by a chip-enabled terminal for any number of...
Consumer Authentication Grows Up – 3D Secure 2.0
Consumer Authentication Grows Up – 3D Secure 2.0 For nearly two decades, issuers, merchants and acquirers have been forced to rely on imperfect technology in an effort to protect themselves in the...
Are You Ready to Get Enabled?
Are You Ready to Get Enabled? A March 2016 study, titled “What’s in Your Mobile Wallet?”, by Javelin Research reported that the proximity payments market is projected to reach $54 billion by 2019...
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately One of the challenges of managing card fraud is that so much of our response depends on the cardholder. We can put advanced...
Translating industry complexity into competitive advantages for community banks: Introducing Chrissy Ahern
Translating industry complexity into competitive advantages for community banks: Introducing Chrissy Ahern Get to know the staff members that support your bank and its payments business. We’re here...
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses Community banks are reporting fraud losses, becoming the largest source of portfolio losses, according to recent data...
Fighting holiday fraud through customer awareness
Fighting holiday fraud through customer awareness As the holidays approach, Citizens Bank is gearing up for a boost in holiday spending and fraud-related activity. As the holidays approach,...
Q1 2020 Bank Executive Business Outlook Survey Highlights
Q1 2020 Bank Executive Business Outlook Survey Highlights What a difference three months make. In the fourth quarter of 2019, the outlook among bankers about the economy and the state of the...
Raising Community Banker Awareness of CDFIs
Raising Community Banker Awareness of CDFIs ICBA is working to raise awareness of a special designation available to certain community banks – the Community Development Financial Institution....
A Guide for Community Banks Reopening Their Doors
A Guide for Community Banks Reopening Their Doors ICBA has compiled a guide to help community banks resume more normal operations and person-to-person services. ICBA has compiled a guide to help...