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ICBA Statement on New SBA 7(a) Lending Companies

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Small Business Administration’s expansion of its 7(a) loan program.

Nov 03, 2023
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Article
Small Business Administration

OCC publishes revised Telephone Consumer Protection Act procedures

The OCC published revised interagency examination procedures for the Telephone Consumer Protection Act.

Nov 02, 2023
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Article
Compliance

ICBA: Additional beneficial ownership reporting changes needed

ICBA said that while it supports the FinCEN’s plan to amend its proposed beneficial ownership information reporting form, it is concerned the proposal would require database users to determine...

Nov 01, 2023
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Article
Congressional Matters

White House releases executive order on AI standards

President Joe Biden signed an executive order to establish new safety, privacy, and equity standards for artificial intelligence.

Oct 31, 2023
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Article
Technology

Watchdog warns of money-laundering threats

The Financial Action Task Force—a global anti-money-laundering watchdog—updated its list of jurisdictions with strategic AML, terrorist-financing, and weapons-proliferation deficiencies.

Nov 06, 2023
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Article
Digital Assets

The 15 Latest Holiday Scams To Watch Out for in 2023

Holiday scams can happen at any time — from Black Friday and Cyber Monday to the weeks and months leading up to the end of the year.

Nov 02, 2023
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Article

Please join us in welcoming our newest field rep, Jean Taddonio

Please join us in welcoming our newest field rep, Jean Taddonio. Jean will be serving Connecticut, Massachusetts, Rhode Island, New Hampshire, Vermont, Maine, New York and New Jersey.

Nov 02, 2023
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Article

ICBA Launches New Brand - Reflects differentiation and momentum of ICBA and community banks

The Independent Community Bankers of America (ICBA) today unveiled its new brand — reflecting the continued strength, differentiation, and momentum of ICBA and its one mission: community banks.

Nov 01, 2023
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Article

How the crypto policy debate affects community banks: blog

A new ICBA blog post breaks down the policy debate over treating cryptoassets as securities or commodities and the implications for community banks.

Nov 01, 2023
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Article
Digital Assets

Central bank group reports stablecoin risks, CBDC benefits

A Bank for International Settlements panel said the risks of using stablecoins for cross-border payments could outweigh the benefits.

Nov 01, 2023
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Article
Digital Assets

Ag tech solutions forum this week

ICBA’s next ThinkTECH Solutions Forum will spotlight ag tech solutions that can help community banks keep pace with the competition.

Oct 31, 2023
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Article

New blog post breaks down AI for community banks

A new ICBA blog post separates artificial intelligence hype from reality and spotlights what AI means for community banks.

Oct 30, 2023
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Article
Technology

Agency webinar tomorrow on ransomware mitigation

Regulators are hosting a webinar at 2 p.m. (Eastern time) tomorrow to provide updates on recent ransomware trends and mitigations.

Oct 30, 2023
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Article
Agencies/Regulators 

IRS extends flexibilities on e-signatures, encrypted email

The Internal Revenue Service extended certain temporary flexibilities enacted during the COVID-19 pandemic, including its acceptance of digital signatures.

Oct 31, 2023
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Article
Technology

Barr: Fed backs cross-border harmonization efforts

The Federal Reserve supports international efforts to make cross-border payments faster, cheaper, more transparent, and more accessible globally, Fed Vice Chair for Supervision Michael Barr said.

Oct 30, 2023
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Article

Lawmakers ask DOJ to target crypto’s role in terrorist financing

Two key members of Congress urged the Justice Department to evaluate the extent to which the Binance and Tether crypto firms are supporting terrorism by violating sanctions and the Bank Secrecy Act.

Oct 27, 2023
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Article
Digital Assets

Fed proposes debit card interchange cuts

The Federal Reserve Board issued a proposal to lower the maximum interchange fee that covered debit card issuers may receive for debit card transactions.

Oct 26, 2023
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Article

Fed’s Waller: CBDC pitch unconvincing

Federal Reserve Governor Christopher Waller said he has yet to be convinced there is a market failure that a central bank digital currency would resolve.

Oct 27, 2023
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Article

Gensler: Crypto investors no less deserving of securities protections

There is nothing about the crypto-asset securities markets that suggests investors and issuers are less deserving of the protections of U.S. securities laws, Securities and Exchange Commission...

Oct 26, 2023
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Article
Digital Assets

ICBA Statement on Interagency Climate Risk Guidance for Large Banks

ICBA President and CEO Rebeca Romero Rainey issued the following statement on today’s release of interagency guidance for climate-related financial risk management for large financial institutions.

Oct 24, 2023
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Article
Advocacy Climate