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Nacha expanding spot checks of ACH Contact Registry info

Nacha encouraged financial institutions to ensure their information in the ACH Contact Registry is correct and up to date.

Oct 10, 2023
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Article
Automated Clearing House (ACH)

Credit union data reporting exemption covered in Politico

A new Politico column draws attention to the lack of regulatory transparency at tax-exempt credit unions, particularly their exemption from federal reporting requirements on overdraft fees.

Oct 10, 2023
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Article
Credit Unions

Credit unions now labeling themselves community banks: Romero Rainey

Community bankers have for years warned of the expansion of credit union powers, but Navy Federal Credit Union’s new “Community Bank” brand indicates credit unions recognize they’ve gone too far.

Oct 11, 2023
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Article
Credit Unions

Chopra: CFPB’s 1033 consumer data proposal coming this month

The Consumer Financial Protection Bureau this month will propose standards for sharing consumer financial data, CFPB Director Rohit Chopra said.

Oct 10, 2023
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Article
Compliance

ICBA releases handout on 1071 rule for small-business customers

ICBA added a new handout for small-business customers to its collection of customizable tools on the Consumer Financial Protection Bureau’s Section 1071 rule.

Oct 10, 2023
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Interagency appraisal panel meeting next month

The Federal Financial Institutions Examination Council’s Appraisal Subcommittee next month is scheduled to hold its third public hearing on appraisal bias, the residential appraisal process, and...

Oct 10, 2023
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Article

New HR subgroup on ICBA Community

ICBA launched a new human resources subgroup on its ICBA Community online platform.

Oct 05, 2023
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Article

ICBA updates advocacy dashboard

ICBA updated its “Advocacy in Action” government relations dashboard for the fourth quarter with the latest community banking advocacy successes and priorities.

Oct 05, 2023
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Article
Advocacy

Lawmakers targeting credit cards that benefit retailers: op-ed

Retailers benefit from the convenience of credit cards at the same time they’re asking Congress to impose new routing restrictions, according to a new Washington Times op-ed.

Oct 05, 2023
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Article
Credit Cards

ICBA releases handout on 1071 rule for small-business customers

ICBA added a new handout for small-business customers to its collection of customizable tools on the Consumer Financial Protection Bureau’s Section 1071 rule.

Oct 06, 2023
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Article
Consumer Financial Protection Bureau (CFPB)

FDIC proposes corporate governance, risk management guidelines

The FDIC proposed guidelines to establish corporate governance and risk management standards for covered institutions with total consolidated assets of $10 billion or more.

Oct 06, 2023
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Article

House bill introduces ICBA-proposed USDA Express loan program

A newly introduced House bill would implement an ICBA proposal to speed up approval times for USDA loans and thereby enhance access to credit in rural communities.

Oct 06, 2023
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Article
USDA Farm Loan Programs

ICBA backs bipartisan bill to update small-issue bond programs

ICBA expressed support for bipartisan legislation in the House and Senate to reform small-issue bond programs that support first-time farmers and manufacturing.

Oct 06, 2023
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Article
Agriculture

Bowman: Credit union acquisitions show need for rethinking merger standards

Credit union acquisitions of community banks support the case for including credit unions and other nonbanks in regulatory policies on proposed bank mergers, Federal Reserve Governor Michelle...

Oct 05, 2023
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Article
Credit Unions

Sheltered Harbor offers three pillars for cyber resiliency: blog

With Cybersecurity Awareness Month underway, a new ICBA blog post spotlights how the Sheltered Harbor initiative supports community bank cyber resilience.

Oct 04, 2023
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Article
Cybersecurity

ICBA-CISA exercise returns this fall

ICBA and the Cybersecurity and Infrastructure Security Agency are scheduled to host another tabletop exercise to support community bank cybersecurity this fall.

Oct 04, 2023
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Article
Cybersecurity

ICBA offers teller specialist program for the team

The ICBA Teller Specialist Certificate Program equips community bank tellers with the knowledge and tools needed to meet the demanding requirements of the frontline banking environment.

Oct 04, 2023
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Article

ICBA Provides Consumer Tips to Safeguard Financial Data During Cybersecurity Awareness Month

In recognition of Cybersecurity Awareness Month in October, ICBA and the nation’s community banks are offering tips to consumers on practical measures they can take to protect their sensitive data...

Oct 02, 2023
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Article
Cybersecurity

Gruenberg: Interest in reforming deposit insurance has dissipated

There does not seem to be any imminent likelihood of changes to U.S. deposit insurance coverage, FDIC Chairman Martin Gruenberg said.

Sep 29, 2023
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Article
Deposit Insurance Deposit Insurance

OCC issues 2024 supervision plan

The OCC released its bank supervision operating plan for fiscal 2024, which the agency’s staff uses to guide supervisory priorities, planning, and resource allocations.

Sep 29, 2023
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Article
Compliance