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Fed plans to release its review of SVB failure this Friday

The Federal Reserve Board said it will release its review of the supervision and regulation of Silicon Valley Bank at 11 a.m. (Eastern time) this Friday.

Apr 26, 2023
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Article
Deposit Insurance Compliance

ICBA Encourages Financial Literacy at Every Age and Life Stage

In recognition of Financial Literacy Month in April, ICBA and the nation's community banks are encouraging Americans to take control of their financial future by learning fiscally responsible...

Apr 26, 2023
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Article
Community Bank Awareness

ICBA supports FSOC votes proposing stricter standards for largest nonbanks

ICBA applauded the Financial Stability Oversight Council’s unanimous votes to propose new interpretive guidance on nonbank financial company designations and an analytic framework for identifying...

Apr 25, 2023
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Article

ICBA backs bill supporting mortgage applicant financial privacy

ICBA expressed support for legislation to give mortgage applicants more control over their private financial information.

Apr 25, 2023
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Article
Mortgage Rules

ICBA Supports FSOC Vote to Propose Stricter Standards for Largest Nonbank Financial Firms

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Financial Stability Oversight Council’s recent meeting.

Apr 21, 2023
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Article
Too-Big-To-Fail/Systemic Risk

Recent failures not shaking consumer trust in banks: poll

The recent failures of large financial institutions has not shaken consumer trust in the banking industry, according to a new Morning Consult poll.

Apr 21, 2023
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Article
Community Bank Awareness

ICBA seeking feedback on National Campaign webinars

ICBA is requesting community banker feedback on how to focus upcoming webinars on the ICBA National Campaign.

Apr 21, 2023
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Article
Community Bank Awareness

New ICBA podcast on SVB fallout

The latest episode of ICBA’s “Independent Banker” podcast focuses on fallout from the recent failures of large banks and the opportunity for community banks to shine.

Apr 19, 2023
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Article

ICBA, states urge House to pass resolution nullifying 1071 rule

ICBA and 44 state community banking associations called on the House of Representatives to approve a resolution to nullify the Consumer Financial Protection Bureau’s 1071 final rule.

Apr 19, 2023
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Article
Compliance

ICBA Announces Cohort for Fifth ICBA ThinkTECH Accelerator

The Independent Community Bankers of America (ICBA) announced the selection of six companies for the fifth ICBA ThinkTECH Accelerator program, which kicks off April 24, 2023, in Atlanta.

Apr 18, 2023
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Article

ICBA strongly opposes opening 7(a) SBA program to fintechs

ICBA expressed strong opposition to a Small Business Administration final rule that undermines its 7(a) loan program.

Apr 17, 2023
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Article
Technology Fintech Regulation

Agencies issue updated HMDA guide

The Federal Financial Institutions Examination Council issued the 2023 edition of “A Guide to HMDA Reporting: Getting It Right!” for HMDA-related data collection and reporting.

Apr 14, 2023
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Article
Compliance

FDIC signage and advertising requirements proposal

ICBA wrote in support of a new FDIC proposal to update signage requirements across all banking channels to clearly distinguish insured deposits from noninsured deposits and combat misleading...

Apr 11, 2023
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Article
Deposit Insurance

Grassroots push on 1071 rule continues

ICBA continues calling on community bankers to urge their members of Congress to support a House resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 rule.

Apr 21, 2023
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Article
Compliance

FHFA proposes rule to codify fair lending requirements

The Federal Housing Finance Agency requested comment on a proposed rule that would formalize many of the agency’s existing practices and programs regarding fair housing and fair lending oversight...

Apr 20, 2023
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Article
Compliance

FDIC: Failures won’t have material impact on DIF restoration

The FDIC said it does not expect losses from recent bank failures to materially affect the restoration of the Deposit Insurance Fund, and policymakers continued to signal support for a risk-based...

Apr 19, 2023
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Article
Deposit Insurance

CFPB issues additional 1071 sample form formats

The Consumer Financial Protection Bureau issued additional file formats for its Section 1071 small-business data-collection sample form.

Apr 18, 2023
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Article
Compliance

ICBA to FDIC: Exempt community banks from special assessment

ICBA urged the FDIC to exempt community banks from any special assessment to recover Deposit Insurance Fund losses caused by the failures of Silicon Valley Bank and Signature Bank of New York.

Apr 17, 2023
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Article
Deposit Insurance

CFPB revises average prime offer rate methodology

The Consumer Financial Protection Bureau announced a revised version of its methodology for determining average prime offer rates.

Apr 17, 2023
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Article
Compliance

ICBA Strongly Opposes SBA Rule Opening 7(a) Program to Unregulated Fintechs

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Small Business Administration final rule on its 7(a) program.

Apr 14, 2023
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Article
Fintech Regulation Small Business Administration