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ICBA: New FHLBank lending restrictions will reduce access to home loans

A recent Federal Home Loan Bank of New York decision to impose new reporting requirements on member banks will restrict access to home loans, ICBA said.

Jul 17, 2024
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Article
Federal Home Loan Banks (FHLB)

ICBA continues seeking feedback on check fraud

ICBA continues encouraging community bankers to share their experiences and input on the challenge of check fraud.

Jul 17, 2024
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Article
Fraud

ICBA: New Federal Home Loan Bank Lending Restrictions Will Harm Access to Home Loans

The Independent Community Bankers of America (ICBA) today issued the following statement on the Federal Home Loan Bank of New York’s recent announcement that it will restrict lending by its member...

Jul 16, 2024
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Article
Federal Home Loan Banks (FHLB)

ICBA: FHLBanks’ mission should not be changed

ICBA told the Federal Housing Finance Agency that the Federal Home Loan Banks’ mission is clear and does not need to be substantially changed or clarified.

Jul 16, 2024
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Article
Federal Home Loan Banks (FHLB) Federal Housing Finance Agency

FDIC holding second signage webinar for bank officers

The FDIC this month is scheduled to hold the second of four webinars for bank officers and employees on its final rule governing the usage of official FDIC signs, advertising, name, logo, and more.

Jul 16, 2024
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Article

Comments on FHLBank system mission review due today

Today is the deadline for community bankers and others to submit comments on the Federal Housing Finance Agency’s request for input on the mission of the Federal Home Loan Bank System.

Jul 15, 2024
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Article
Federal Home Loan Banks (FHLB) Federal Housing Finance Agency

AT&T discloses customer data breach

AT&T released a statement on unauthorized access of customer data from a third-party cloud platform.

Jul 15, 2024
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Article
Data Breach Cybersecurity

FDIC nominee: Community banks are the lifeblood of many communities

The Biden administration’s nominee for FDIC chair—Christy Goldsmith Romero—told Congress she gained a great appreciation for community banks during her time at the Office of the Special...

Jul 12, 2024
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Article

Input on FHLBank system mission review due Monday

Monday is the deadline for community bankers and others to submit comments on the Federal Housing Finance Agency’s request for input on the mission of the Federal Home Loan Bank System.

Jul 12, 2024
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Article
Federal Home Loan Banks (FHLB) Federal Housing Finance Agency

Fed researchers: Banks that share name with failed institutions experience loss of business

Federal Reserve researchers said banks that share their name with a failed bank experience a half-percent drop in transaction deposits relative to banks with similar characteristics but different...

Jul 15, 2024
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Article

FHFA releases VantageScore 4.0 credit scores

The Federal Housing Finance Agency announced that Fannie Mae and Freddie Mac are making historical VantageScore 4.0 credit scores available to approved users to support the transition to updated...

Jul 12, 2024
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Article
Secondary Mortgage Market Secondary Mortgage Market Federal Housing Finance Agency

Megabank group urges IG to investigate community bank assessment exemption

The Bank Policy Institute called on the FDIC Office of the Inspector General to investigate the FDIC’s recent special assessment, which exempted the vast majority of community banks.

Jul 11, 2024
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Article

Comptroller lauds ICBA’s check fraud efforts

Acting Comptroller of the Currency Michael Hsu highlighted the formation of ICBA’s Check Fraud Task Force as an important step in addressing financial fraud.

Jul 11, 2024
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Article
Checks Fraud

Fed’s Powell: Regulators should issue new Basel III Endgame proposal

Federal Reserve Chairman Jerome Powell told Congress that regulators should issue a revised Basel III Endgame proposal.

Jul 10, 2024
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Article

Bowman: Banks well-positioned to support financial inclusion

The U.S. banking system is well-positioned to bring consumers into the financial mainstream by providing innovative solutions to meet their credit needs, Federal Reserve Governor Michelle Bowman said.

Jul 10, 2024
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Article

NCUA budgets far fewer exam hours than FDIC: inspector general

Credit unions have a much easier time with exams, according to a report by the National Credit Union Administration’s inspector general.

Jul 09, 2024
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Article
Grassroots/Be Heard Credit Unions

Independent Banker spotlights importance of change management

As new technologies and solutions ebb and flow, change-management strategies are critical to ensure community bank success, according to the latest Independent Banker.

Jul 08, 2024
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Article

Fed to Congress: No rate cut until inflation comes down

The Federal Reserve does not plan to reduce target interest rates until inflation comes down more, according to its latest Monetary Policy Report to Congress.

Jul 08, 2024
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Article
Inflation

Senate hearing this week on FDIC chair nomination

Senate hearing this week on FDIC chair nomination.

Jul 08, 2024
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Article

ICBA ThinkTECH Accelerator Showcase Hosted at Graduate School of Banking at Colorado

ICBA announced its upcoming ICBA ThinkTECH Accelerator program Showcase will take place at the Graduate School of Banking at Colorado (GSBC).

Jul 08, 2024
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Article