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The 15 Latest Holiday Scams To Watch Out for in 2023

Holiday scams can happen at any time — from Black Friday and Cyber Monday to the weeks and months leading up to the end of the year.

Nov 02, 2023
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Article

Please join us in welcoming our newest field rep, Jean Taddonio

Please join us in welcoming our newest field rep, Jean Taddonio. Jean will be serving Connecticut, Massachusetts, Rhode Island, New Hampshire, Vermont, Maine, New York and New Jersey.

Nov 02, 2023
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Article

ICBA Launches New Brand - Reflects differentiation and momentum of ICBA and community banks

The Independent Community Bankers of America (ICBA) today unveiled its new brand — reflecting the continued strength, differentiation, and momentum of ICBA and its one mission: community banks.

Nov 01, 2023
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Article

How the crypto policy debate affects community banks: blog

A new ICBA blog post breaks down the policy debate over treating cryptoassets as securities or commodities and the implications for community banks.

Nov 01, 2023
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Article
Digital Assets

Central bank group reports stablecoin risks, CBDC benefits

A Bank for International Settlements panel said the risks of using stablecoins for cross-border payments could outweigh the benefits.

Nov 01, 2023
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Article
Digital Assets

Ag tech solutions forum this week

ICBA’s next ThinkTECH Solutions Forum will spotlight ag tech solutions that can help community banks keep pace with the competition.

Oct 31, 2023
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Article

New blog post breaks down AI for community banks

A new ICBA blog post separates artificial intelligence hype from reality and spotlights what AI means for community banks.

Oct 30, 2023
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Article
Technology

Treasury pledges to continue cracking down on crypto terrorist-financing

The Treasury Department pledged to continue targeting the use of crypto-assets to finance terrorism amid increased scrutiny in the wake of Hamas’ attack on Israel.

Oct 30, 2023
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Article

Agency webinar tomorrow on ransomware mitigation

Regulators are hosting a webinar at 2 p.m. (Eastern time) tomorrow to provide updates on recent ransomware trends and mitigations.

Oct 30, 2023
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Article
Agencies/Regulators 

IRS extends flexibilities on e-signatures, encrypted email

The Internal Revenue Service extended certain temporary flexibilities enacted during the COVID-19 pandemic, including its acceptance of digital signatures.

Oct 31, 2023
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Article
Technology

Barr: Fed backs cross-border harmonization efforts

The Federal Reserve supports international efforts to make cross-border payments faster, cheaper, more transparent, and more accessible globally, Fed Vice Chair for Supervision Michael Barr said.

Oct 30, 2023
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Article

ICBA advocacy leads to nationwide 1071 injunction

A federal court granted an ICBA request to expand injunctive relief from the Consumer Financial Protection Bureau’s Section 1071 final rule to all community banks nationwide.

Oct 27, 2023
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Lawmakers ask DOJ to target crypto’s role in terrorist financing

Two key members of Congress urged the Justice Department to evaluate the extent to which the Binance and Tether crypto firms are supporting terrorism by violating sanctions and the Bank Secrecy Act.

Oct 27, 2023
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Article
Digital Assets

ICBA Advocacy Leads to Nationwide Community Bank Relief from 1071 Small-Business Rule

ICBA, IBAT and Texas First Bank today announced that the U.S. District Court for the Southern District of Texas has granted their request to expand injunctive relief from the Consumer Financial...

Oct 26, 2023
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Article
Consumer Financial Protection Bureau (CFPB)

Fed proposes debit card interchange cuts

The Federal Reserve Board issued a proposal to lower the maximum interchange fee that covered debit card issuers may receive for debit card transactions.

Oct 26, 2023
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Article

Fed’s Waller: CBDC pitch unconvincing

Federal Reserve Governor Christopher Waller said he has yet to be convinced there is a market failure that a central bank digital currency would resolve.

Oct 27, 2023
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Article

Gensler: Crypto investors no less deserving of securities protections

There is nothing about the crypto-asset securities markets that suggests investors and issuers are less deserving of the protections of U.S. securities laws, Securities and Exchange Commission...

Oct 26, 2023
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Article
Digital Assets

ICBA Statement on Federal Reserve Proposal on Debit Card Interchange

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Reserve Board proposal to update Regulation II rules on...

Oct 25, 2023
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Article
Cards Debit Cards Interchange

Agencies finalize climate risk guidance for large banks

The federal banking regulators published interagency principles for climate-related financial risk management for financial institutions with $100 billion or more in total consolidated assets.

Oct 25, 2023
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA launching survey on recent regulatory changes

ICBA in the coming days will launch a survey on the value of community banks, small-business lending, and the regulatory environment.

Oct 25, 2023
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Article
Consumer Financial Protection Bureau (CFPB)