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ICBA Thanks Russell Vought for Serving as Acting CFPB Director
ICBA President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s designation of Office of Management and Budget Director Russell Vought as acting director of...
CFPB extends 1071 compliance deadlines
The Consumer Financial Protection Bureau published an interim final rule to extend its 1071 small-business reporting rule’s compliance and reporting dates.
ICBA supports bill to scrap CFPB’s 1071 rule
ICBA expressed strong support for new legislation to overturn the Consumer Financial Protection Bureau’s small-business data collection and reporting requirements under Section 1071 of the...
CFPB seeks to vacate ‘unlawful’ 1033 rule
The Consumer Financial Protection Bureau asked a federal court to vacate its 1033 rule on consumer data security and privacy, saying the rule is unlawful.
CFPB extends GSE 'patch'
CFPB extends GSE 'patch' The Consumer Financial Protection Bureau extended the government-sponsored enterprise "patch," which exempts Fannie Mae and Freddie Mac mortgage loans from parts of the...
Regulatory Developments—August in Review
Regulatory Developments—August in Review Although August is typically a sleepy month in D.C., policymakers were still hard at work last month—which meant that the ICBA’s regulatory affairs...
CFPB expands 1071 exemptions in new proposal
The Consumer Financial Protection Bureau issued an updated 1071 proposed rule that would exempt more community banks and small-business loans, as advocated by ICBA.
CFPB, Justice Department withdraw ECOA statement for noncitizens
CFPB, Justice Department withdraw ECOA statement for noncitizens The Consumer Financial Protection Bureau and Justice Department withdrew their joint statement on fair lending and credit...
ICBA supports revisions to the 1071 small-business rule
ICBA supports revisions to the 1071 small-business rule ICBA expressed support for the Consumer Financial Protection Bureau’s proposed revisions to its 1071 small-business data collection and...
ICBA supports parts of CFPB’s Reg B proposal
ICBA supports parts of CFPB’s Reg B proposal ICBA said the Consumer Financial Protection Bureau’s proposal to amend Reg B with the Equal Credit Opportunity Act 's statutory text will reduce...
Independent Banker details 2026 regulatory outlook
Independent Banker details 2026 regulatory outlook The latest Independent Banker magazine previews how deregulation may play out in 2026, citing agency efforts to relieve regulatory burden on...
CFPB accepting HMDA data submissions
CFPB accepting HMDA data submissions The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2025 opened on Jan. 1. Submissions will be...
CFPB to discontinue HMDA emails
CFPB to discontinue HMDA emails The Consumer Financial Protection Bureau announced that, due to operational constraints, it is discontinuing email delivery of HMDA platform updates and...
ICBA Statement on CFPB’s New Proposal to Implement Section 1071 Small-Business Reporting Requirements
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s updated Consumer Financial Protection Bureau proposed rule to...
ICBA’s unique call for 1033 community bank exemption makes headlines
ICBA’s unique call for the Consumer Financial Protection Bureau to exempt community banks from its 1033 rule—and big banks’ opposition to a community bank exemption—is making news.
CFPB proposes amending disparate impact rules
The Consumer Financial Protection Bureau proposed amending provisions related to disparate impact standards.
Audit finds CFPB’s information security is not effective
The Consumer Financial Protection Bureau’s Office of the Inspector General released an audit that found the bureau’s information security program is no longer effective.
Trump nominates new CFPB head
Trump nominates new CFPB head President Donald Trump nominated Stuart Levenbach to be director of the Consumer Financial Protection Bureau for a five-year term. Background: Levenbach has served...
ICBA: OCC should withdraw national trust bank chartering proposal
ICBA: OCC should withdraw national trust bank chartering proposal ICBA urged the OCC to withdraw its notice of proposed rulemaking on national bank chartering or issue an amended proposal that is...
FTC warns consumers about romance scams
FTC warns consumers about romance scams With Valentine’s Day approaching, the Federal Trade Commission issued a consumer alert on romance scams. Details: The FTC said romance scams have become more...