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CFPB deprioritizing ‘buy now, pay later’ enforcement actions

The Consumer Financial Protection Bureau announced that it will not prioritize enforcement actions related to “buy now, pay later.”

May 07, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Judge scraps CFPB credit card late fee rule

A federal judge voided a Consumer Financial Protection Bureau rule capping credit card late fees at $8, after the agency agreed with opponents that the rule was illegal.

Apr 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB asks court to stop medical debt rule

The Consumer Financial Protection Bureau joined other groups in asking a federal court to scrap a regulation barring consumer credit reports from including medical debt.

May 05, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Applauds House Financial Services Committee for Advancing Pro-Community Bank 1071, De Novo, Anti-CBDC Bills

The Independent Community Bankers of America (ICBA) commended the House Financial Services Committee for advancing three ICBA-advocated bills to support community banks and the local communities...

Apr 03, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Payments Regulatory Relief

ICBA Applauds House Passage of Resolution to Overturn Flawed CFPB Overdraft Rule

ICBA President and CEO Rebeca Romero Rainey issued the following statement on House passage of a Congressional Review Act resolution to overturn the Consumer Financial Protection Bureau’s final...

Apr 09, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Overdraft Services

Romero Rainey: Committee markup a key milestone, but more work ahead

The explosion of pro-community bank policy reforms from the first quarter of the year culminated in this week’s HFSC markup, but there is still significant work to do, ICBA President and CEO Rebeca...

Apr 04, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Community Bank Awareness

ICBA-advocated 1071, de novo, anti-CBDC bills set for House markup today

The House Financial Services Committee is scheduled to take up three ICBA-advocated bills today to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a U.S....

Apr 02, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB says it will reopen 1071 rule

The Consumer Financial Protection Bureau said it will open a new rulemaking to implement Section 1071 data collection and reporting requirements for small-business loans.

Apr 07, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Applauds Senate Passage of Resolution to Overturn Flawed CFPB Overdraft Rule

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Senate’s passage of a Congressional Review Act resolution to overturn the Consumer Financial Protection Bureau’s...

Mar 27, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Overdraft Services

ICBA applauds Senate passage of resolution to overturn CFPB overdraft rule

ICBA commended the Senate for passing a resolution to overturn the Consumer Financial Protection Bureau’s final rule on overdraft services.

Mar 28, 2025
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Article
Congressional Matters Consumer Financial Protection Bureau (CFPB)

ICBA-advocated 1071, de novo, anti-CBDC bills set for House markup

The House Financial Services Committee is scheduled to take up three ICBA-advocated bills this week to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a...

Apr 01, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA urging grassroots outreach ahead of Senate overdraft vote

With the Senate set to vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to urge their senators to...

Mar 27, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Overdraft Services

CFPB withdraws court filing claiming Reg E applies to wire transactions

The Consumer Financial Protection Bureau withdrew a court filing in which it previously argued that online-initiated wire transfers are subject to the Electronic Fund Transfer Act and Regulation E.

Mar 27, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Resolution to nullify CFPB overdraft rule passes House committee

The House Financial Services Committee voted 30-19 to pass H.J. Res 59, a Congressional Review Act resolution that would overturn a Consumer Financial Protection Bureau rule that regulates...

Mar 06, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

Markup today: ICBA urging grassroots action on CFPB overdraft rule

ICBA is calling on community bankers to urge their members of Congress to support resolutions to stop the Consumer Financial Protection Bureau’s overdraft rule ahead of a markup today.

Mar 05, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

House committee hearing today on ICBA priorities

ICBA thanked the House Financial Services Committee for scheduling a hearing on the Consumer Financial Protection Bureau that will feature ICBA-advocated legislation.

Mar 26, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Federal Housing Finance Agency

With CFPB in spotlight, ICBA urging grassroots outreach on overdraft rule

With Washington focused on reforming the Consumer Financial Protection Bureau, ICBA is calling on community bankers to tell their members of Congress to support legislative efforts to stop the...

Feb 28, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

McKernan, Pulte vow to streamline CFPB, FHFA activities

The Consumer Financial Protection Bureau will center its regulation on real risks to consumers and focus its enforcement on bad actors, CFPB director nominee Jonathan McKernan told Congress.

Feb 28, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA urging grassroots outreach to stop CFPB overdraft rule

ICBA is calling on community bankers to tell their members of Congress to support legislative efforts to stop the Consumer Financial Protection Bureau's overdraft rule.

Feb 24, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA continuing grassroots push on CFPB overdraft rule

ICBA continues calling on community bankers to tell their members of Congress to support legislative efforts to stop the Consumer Financial Protection Bureau's overdraft rule.

Feb 27, 2025
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Article
Consumer Financial Protection Bureau (CFPB)