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ICBA Names Charles Yi Senior Executive Vice President of Government Relations

ICBA Names Charles Yi Senior Executive Vice President of Government Relations The Independent Community Bankers of America® (ICBA) today announced that Charles Yi, has been named senior executive...

Jan 08, 2026
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Article
Advocacy Congressional Matters

ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank

ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA)...

Jan 08, 2026
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Article
Credit Unions

At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth

At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth Washington, D.C. (Feb. 5, 2025) — With the House Financial...

Feb 05, 2025
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Article
Regulatory Relief Tiered Regulation for Community Banks

What community bankers need to know about the end of penny production

With the federal government discontinuing new penny production, community bankers and the consumers they serve have many questions about what the change will mean for them.

Oct 08, 2025
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Article

ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation

ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA)...

Jan 08, 2026
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Article
Capital Commerce & Banking

Banks Respond to Proposed Cap on Credit Card Interest Rates

Banks Respond to Proposed Cap on Credit Card Interest Rates Washington, D.C. (Jan. 9, 2026) — The Administration announced plans today to issue an executive order imposing a temporary 10% cap on...

Jan 09, 2026
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Article
Credit Cards

Report: Community banker optimism remains high

Report: Community banker optimism remains high Community banker optimism dropped slightly in the fourth quarter but remains high, according to the Conference of State Bank Supervisors. Details: The...

Jan 12, 2026
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Article
Community Bank Awareness Growing the Community

ICBA asks court to reverse decision on debit card interchange fee case

ICBA asks court to reverse decision on debit card interchange fee case ICBA and other groups asked the Eighth Circuit Court of Appeals to reverse a North Dakota district court’s decision holding...

Jan 12, 2026
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Article
Debit Cards Interchange Payments

Agencies release 4Q call report materials

Agencies release 4Q call report materials Federal regulators released materials for submitting fourth-quarter call reports, which are due by Friday, Jan. 30. There are no new or revised data items...

Jan 12, 2026
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Article
Call Report

ICBA opposes Trump call to cap credit card rates at 10%

ICBA opposes Trump call to cap credit card rates at 10% ICBA and other groups expressed opposition to President Donald Trump’s call for a temporary 10% cap on credit card interest rates. Trump...

Jan 12, 2026
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Article
Credit Cards Payments

Romero Rainey urges stablecoin outreach ahead of markup this week

Romero Rainey urges stablecoin outreach ahead of markup this week With the Senate Banking Committee negotiating digital asset market structure legislation ahead of a markup set for this week, ICBA...

Jan 12, 2026
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Article
Digital Assets Payments

CFPB, Justice Department withdraw ECOA statement for noncitizens

CFPB, Justice Department withdraw ECOA statement for noncitizens The Consumer Financial Protection Bureau and Justice Department withdrew their joint statement on fair lending and credit...

Jan 13, 2026
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Article
Consumer Financial Protection Bureau Compliance Lending

Independent Banker details 2026 regulatory outlook

Independent Banker details 2026 regulatory outlook The latest Independent Banker magazine previews how deregulation may play out in 2026, citing agency efforts to relieve regulatory burden on...

Jan 13, 2026
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Article
Consumer Financial Protection Bureau Compliance Regulatory Relief

Agencies issue 2025 Shared National Credit Program review

Agencies issue 2025 Shared National Credit Program review Credit risk for large, syndicated bank loans remained moderate in 2025, according to the federal banking agencies, and trends continue to...

Jan 13, 2026
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Article
Consumer Lending Lending

ICBA Names 2026-27 Board Nominees to Advance Community Banking Priorities

ICBA Names 2026-27 Board Nominees to Advance Community Banking Priorities Washington, D.C. (Jan. 13, 2026) — The Independent Community Bankers of America (ICBA) today announced its 2026-27 board of...

Jan 13, 2026
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Article
Community Bank Awareness

Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses

Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses Washington, D.C. (Jan. 13, 2026) — Following the Administration’s comments in support for the...

Jan 13, 2026
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Article
Credit Cards Payments

Off and Running: Community banks set for a robust 2026

Off and Running: Community banks set for a robust 2026 I’m hopeful that those New Year’s Resolutions are intact and having their desired effects. In taking one more look back into 2025, it dawns on...

Jan 13, 2026
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Article
Community Bank Awareness

ICBA urges market structure grassroots, pushes back on credit card proposals

ICBA urges market structure grassroots, pushes back on credit card proposals ICBA President and CEO Rebeca Romero Rainey urged community bankers to continue contacting their members of Congress on...

Jan 14, 2026
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Article
Credit Cards Payments

FS-ISAC warns of hackers using fake Notepad sites

FS-ISAC warns of hackers using fake Notepad sites FS-ISAC warns of hackers using fake Notepad sites The Black Cat hacker group is using fake Notepad download websites to distribute malware and...

Jan 14, 2026
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Article
Cybersecurity Cybersecurity/Data Security

FinCEN issues FAQs on Minnesota GTO

FinCEN issues FAQs on Minnesota GTO The Financial Crimes Enforcement Network published frequently asked questions pertaining to the recent geographic targeting order requiring all banks and money...

Jan 14, 2026
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Article
Data Security/Fraud Financial Crimes Enforcement Network Fraud +1 More...