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Reversing The Write-Off Trendline
Reversing The Write-Off Trendline In response to the widespread increase in digital payments, coupled with an increase in fraudulent activity, FINBOA has successfully partnered with Community Banks...
ICBA Welcomes William Pusey as Vice President of Member Relations
ICBA Welcomes William Pusey as Vice President of Member Relations ICBA announced that William Pusey has joined the association as vice president of member relations. Pusey will serve community...
ICBA Urges Transparency in JPMorgan, Postal Service Discussions
ICBA Urges Transparency in JPMorgan, Postal Service Discussions ICBA called on the U.S. Postal Regulatory Commission to investigate reports that the U.S. Postal Service is considering an exclusive...
CFPB releases 2021 HMDA guide
CFPB releases 2021 HMDA guide The Consumer Financial Protection Bureau released the 2021 Filing Instructions Guide for Home Mortgage Disclosure Act data. The Consumer Financial Protection Bureau...
FINBOA Welcomes Oconee Federal Savings and Loan
FINBOA Welcomes Oconee Federal Savings and Loan Oconee Federal Savings and Loan will join a growing number of community banks nationwide who have chosen FINBOA to transform the management of Reg E...
CFPB proposes "seasoned" QMs
CFPB proposes "seasoned" QMs The Consumer Financial Protection Bureau issued a notice of proposed rulemaking to create a new category of "seasoned" qualified mortgages. The Consumer Financial...
ICBA calls for withdrawal of misguided GSE directives
ICBA calls for withdrawal of misguided GSE directives ICBA is calling for the Federal Housing Finance Agency and Fannie Mae and Freddie Mac to immediately rescind the decision to charge a 0.5...
Visa U.S. Economic Outlook (August 2020)
Visa U.S. Economic Outlook (August 2020) After solid job growth and robust consumer spending readings in May and June, the U.S. economy was cruising along at a decent speed of recovery. After solid...
ICBA Responds to GSE decision to impose 50bp fee on mortgage refinances
ICBA Responds to GSE decision to impose 50bp fee on mortgage refinances Plans to impose a 50 basis point fee on most refinance mortgages delivered to Fannie Mae and Freddie Mac after Sept. 1 will...
Visa Monthly Consumer Monitor (August 2020)
Visa Monthly Consumer Monitor (August 2020) Visa’s economists provide a look at consumer spending, including retail sales (excluding autos), personal disposable income data, and labor market...
Visa Global Economic Insights report (August 2020)
Visa Global Economic Insights report (August 2020) Visa economists report that COVID-19’s impact on consumer spending is similar to consumer spending in retirement. Visa economists report that...
FinCEN issues statement on BSA enforcement
FinCEN issues statement on BSA enforcement The Financial Crimes Enforcement Network issued a statement on its approach to enforcing Bank Secrecy Act rules and regulations. The Financial Crimes...
Data Show Community Banks Lead Economic Recovery
Data Show Community Banks Lead Economic Recovery The Independent Community Bankers of America today said recently released data show that community banks are the unequivocal leaders of the U.S....
Improve your digital presence webinar
Improve your digital presence webinar Join us for ICBA Bancard’s webinar, presented by Fintel Connect to learn how to improve your digital presence with a campaign-driven approach to winning...
Fed article explores “token-based and “account-based” digital currency distinctions
Fed article explores “token-based and “account-based” digital currency distinctions A New York Fed blog by Rod Garratt, Michael Lee, Brendan Malone, and Antoine Martin explores common distinctions...
Blog discusses intersection between fintech and regulation
Blog discusses intersection between fintech and regulation Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that...
Regulators clarify enforcement actions for BSA/AML violations
Regulators clarify enforcement actions for BSA/AML violations The federal financial regulatory agencies issued a joint statement clarifying their enforcement approach for Bank Secrecy...
Op-ed notes rising credit union acquisitions in the Midwest
Op-ed notes rising credit union acquisitions in the Midwest The recent purchase of West End Bank by 3Rivers Federal Credit Union last month, is part of a disturbing trend of large, billion-dollar...
ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances
ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances The Independent Community Bankers of America today issued a statement regarding the recent...
ICBA kicks off ThinkTECH 3.0
ICBA kicks off ThinkTECH 3.0 ICBA announced the kickoff of its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center. ICBA announced the kickoff of its third ICBA...