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New PPP Guidance Amid Relaunch Difficulties
New PPP Guidance Amid Relaunch Difficulties Following this morning's relaunch of the Paycheck Protection Program, ICBA is hearing the many problems community bankers are having accessing Small...
House sends PPP extension to President Trump
House sends PPP extension to President Trump The House just passed bipartisan legislation to restart the Paycheck Protection Program and dedicate funding exclusively to community banks, sending it...
Survey Says: Community Bankers Come Through
Survey Says: Community Bankers Come Through What does $349 billion in government funding look like for an individual small business? A lifeline, according to many of the small businesses that...
Now is the time to act on PPP reform
Now is the time to act on PPP reform If community bankers were waiting for the right time to contact Congress and urge needed reforms to the Paycheck Protection Program, the wait is over. By Rebeca...
Digital Payment Apps - An Overview
Digital Payment Apps - An Overview As ICBA’s Executive Brief on digital wallets demonstrated, consumer use of digital payments technology is increasing due to the convenience and speed these...
Community Bankers Give Back in Light of COVID-19 Crisis
Community Bankers Give Back in Light of COVID-19 Crisis In the face of a global pandemic, it’s easy to be drawn into a doom-and-gloom mindset that focuses only on the negative. At ICBA, we know...
Lessons Learned from PPP Funding 1.0
Lessons Learned from PPP Funding 1.0 When times get tough, the tough get going. As cliched as that may be, nothing could be truer as we look to community banks’ response to the Small Business...
Treasury: Contemporaneous Guidance Applies to PPP Applications
Treasury: Contemporaneous Guidance Applies to PPP Applications ICBA has confirmed that any Paycheck Protection Program applications received by lenders prior to today can be processed based on...
Tell Congress & regulators to wake up
Tell Congress & regulators to wake up As we continue our relentless focus on customers in need, we must not let our guard down in continuing to urge Congress, the agencies, and the public to “wake...
Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help
Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help With irrefutable evidence that the United States is in a recession, zealous market watchers...
SBA releases loan-level PPP data
SBA releases loan-level PPP data The SBA and Treasury Department just publicly released loan-by-loan information about Paycheck Protection Program loans, as they said they would on June 19. By...
Strengthening Small-Business Relationships with Payments
Community banks have long served the small-business market, but given the pandemic impact, new opportunities have emerged to support these customers’ payments needs and address areas of friction.
Capitalizing on Bank-Centric Bill Payment Opportunity
Capitalizing on Bank-Centric Bill Payment Opportunity With U.S. consumers paying approximately 15 billion bills valued at $4 trillion annually, nearly 30 percent of all consumer spending comes in...
Staying Connected Amid COVID-19
Staying Connected Amid COVID-19 Crisis response is not a new concept for community banks that have weathered economic recessions, natural and man-made disasters, and previous pandemics—all of...
Community Banks Respond to Americans’ Needs
Community Banks Respond to Americans’ Needs While we have never before experienced anything quite like COVID-19, we can identify a bright spot: community banks rising to serve the needs of their...
When the Going Gets Tough, the Tough Get Lending
When the Going Gets Tough, the Tough Get Lending Well before coronavirus saturated our headlines, community banks accounted for 60 percent of small-business lending, served 58 percent of small...
Stats Offer Perspective on Community Bank PPP Loan Impact
Stats Offer Perspective on Community Bank PPP Loan Impact It’s no surprise that community banks have been financial first responders during the coronavirus pandemic. Their mission, vision and...
Green Grass and High Strides: A Story of Resilience and Commitment in Community Banks’ Latest Performance Numbers
Green Grass and High Strides: A Story of Resilience and Commitment in Community Banks’ Latest Performance Numbers Second-quarter FDIC Quarterly Banking Profile statistics are not just evidence of...
Customer Data Sharing: What you (and your customers) should know
Customer Data Sharing: What you (and your customers) should know When I think about customer-permissioned data sharing, I am reminded of the scene from the movie, Ferris Bueller’s Day Off where...
When Fintech Meets Regtech
When Fintech Meets Regtech Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that is sweeping our nation’s...