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Sharing the Load With Participation Loans

When a bank wants to provide a loan above its lending limits, it’s time to turn to participation loans. But what are the benefits and risks involved for community banks?

Feb 19, 2024
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Article
Lending

The Status of De Novos Going Into 2024

De novos breathe new life into the banking sector, but activity is still far below its historic highs. That said, a new crop of community banks shows there’s great potential for success.

Feb 06, 2024
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Article

From Vision to Reality: How CDFIs and MDIs Fund Their Important Efforts

Minority-owned banks are a lifeline to their communities—but their needs often outstrip deposits. These MDIs are securing the capital and resources to LIFT UP their communities.

Feb 05, 2024
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Article

What Bank Swag Does Gen Z Want?

Financial institutions are vying for Gen Z’s business, and if you want to attract this new cohort of customers, you need to think about incentives beyond bank-branded beer koozies and keychains.

Jan 19, 2024
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Article
Growing the Community

Schooling Customers on Student Loan Fraud

With student loan payments recently unpaused, cybercriminals have new ways of scamming banks and their customers. Here’s what community banks and their customers need to know.

Feb 13, 2024
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Article
Compliance Growing the Community

Get Ready for ICBA LIVE 2024

Connect with your fellow bankers at this year’s ICBA LIVE in Orlando and gain new tools, further your knowledge and witness the undeniable truth that community bankers are here for good.

Feb 01, 2024
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Article

ICBA’s Romero Rainey, Merski recognized as top lobbyists   

ICBA’s Romero Rainey, Merski recognized as top lobbyists    ICBA President and CEO Rebeca Romero Rainey and Executive Vice President of Congressional Relations Paul Merski were featured on The...

Dec 12, 2025
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Article

How community banks are navigating the end of penny production 

How community banks are navigating the end of penny production  A new ICBA article spotlights how community bankers are responding to the federal government officially discontinuing production of...

Dec 12, 2025
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Article

ICBA tells Senate panel that IORB is vital to financial system 

ICBA tells Senate panel that IORB is vital to financial system  Ahead of a hearing on the Federal Reserve’s policy of paying interest on reserve balances (IORB) to financial institutions that...

Dec 12, 2025
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Article
Federal Reserve

​Making Banking a Social Endeavor with Accelerator Finalist Invest Sou Sou

​Making Banking a Social Endeavor with Accelerator Finalist Invest Sou Sou ICBA Bancard's Tina Giorgio profiles ThinkTECH Accelerator finalist Invest Sou Sou and its social banking account...

Feb 08, 2019
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Article
Technology Fintech Innovation

Wall Street Spins Another Tall Tale

Wall Street Spins Another Tall Tale The megabanks are at it again. By Rebeca Romero Rainey The megabanks are at it again. While Bank of America and other large financial institutions have been...

Mar 04, 2019
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Article
Lending Technology Too-Big-To-Fail/Systemic Risk

ThinkTECH Accelerator Finalists Gear Up for Showcase

ThinkTECH Accelerator Finalists Gear Up for Showcase With the bootcamp experience coming to a close, here's a sneak peek into what community bankers can expect during the ThinkTECH Showcase at ICBA...

Mar 11, 2019
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Article
Technology Fintech Innovation

Square Peg, Round Loophole

Square Peg, Round Loophole ICBA’s new white paper on industrial loan companies takes a deep dive into the long history of this obscure charter type and its transformation of recent years. By Rebeca...

Mar 12, 2019
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Article
Commerce & Banking

Introducing Secure Digital Transport with Accelerator Finalist Botdoc

Introducing Secure Digital Transport with Accelerator Finalist Botdoc ICBA's Kevin Tweddle talks remote document collection with ThinkTECH Accelerator finalist Botdoc. Marty Sellars of FNBC Bank...

Feb 21, 2019
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Article
Technology Fintech Innovation

Diving into Data with Accelerator Finalist KapitalWise

Diving into Data with Accelerator Finalist KapitalWise ICBA's Kevin Tweddle talks diving into data with ThinkTECH Accelerator finalist KapitalWise. Zach Pettet of nbkc in Kansas City, Mo., offers...

Mar 25, 2019
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Article
Technology Fintech Innovation

ICBA Launches Partnership with the Congressional Management Foundation

ICBA Launches Partnership with the Congressional Management Foundation ICBA is proud to announce a new partnership with the Congressional Management Foundation (CMF), a nonpartisan, nonprofit...

Jan 30, 2019
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Article
Grassroots/Be Heard

Streamlining Digital Lending with Accelerator Finalist MK Decision

Streamlining Digital Lending with Accelerator Finalist MK Decision ICBA Bancard's Tina Giorgio profiles ThinkTECH Accelerator finalist MK Decision and its online loan origination system, creating a...

Feb 13, 2019
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Article
Technology Fintech Innovation

Focusing on Economic Opportunity

Focusing on Economic Opportunity Community banks' dedication to bipartisan economic principles that expand access to financial services shines through in ICBA’s new policy platform: “Community...

Mar 04, 2019
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Article
Regulatory Relief

Empowering Banks for the Future with Accelerator Finalist Agora

Empowering Banks for the Future with Accelerator Finalist Agora ICBA's Kevin Tweddle talks ramping up digital services with ThinkTECH Accelerator finalist Agora. By Kevin Tweddle There’s just...

Mar 16, 2019
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Article
Technology Fintech Innovation

Expediting Commercial Loan Applications with Accelerator Finalist CRiskCo ​

Expediting Commercial Loan Applications with Accelerator Finalist CRiskCo ​ ICBA's Kevin Tweddle talks expedited underwriting for commercial loans with ThinkTECH Accelerator finalist CRiskCo....

Feb 28, 2019
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Article
Technology Fintech Innovation