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Big Day for Community Banks: Finally Assessment Parity!
Big Day for Community Banks: Finally Assessment Parity! It’s been years coming. Some said it would never happen, some laughed at our attempts and some heaped scorn on us for even trying. But ICBA...
Is this Justice?
Is this Justice? A recent New York Times article exposes the double standard in regard to enforcement actions between community banks and too-big-to-fail institutions. The article finds that...
“Denver Credit-Union CEO David Maus' $11 Million Pay Package Stuns Industry”
“Denver Credit-Union CEO David Maus' $11 Million Pay Package Stuns Industry” The “industry” to which the above headline refers is the credit union industry. Even they are stunned. But we bankers...
By God, That is Enough! It is Time to Stop the Madness!
By God, That is Enough! It is Time to Stop the Madness! In G.K. Chesterton’s short story titled “The Three Tools of Death,” a character named Patrick Royce says, “I give myself to the gallows; and,...
Diversity? Really?
Diversity? Really? In recent days there has been some buzz from various quarters about what a "diverse" banking system we have in the United States. In fact, not long ago a writer pointed out that...
ICBA ThinkTECH Accelerator Selection Committee: “We need to keep innovating.”
It’s hard to believe that we recently kicked off our fourth ThinkTECH Accelerator and even more astonishing that the caliber of companies applying to help community banks’ greatest pain points...
ICBA’s 2021/22 executive committee: Close the distance (part 2)
These online-exclusive interviews with the 2021/22 ICBA executive members gets their thoughts on their goals, on innovation at their banks, and on effective advocacy.
Let's define 'unfair, deceptive or absuive'
More than its predecessors, the Unfair, Deceptive, or Abusive Acts or Practices can be a murky regulation for compliance officers. How well do you know the ins and outs of UDAAP?
New ICBA White Paper Calls on Policymakers to Close Industrial Loan Company Loophole
New ICBA White Paper Calls on Policymakers to Close Industrial Loan Company Loophole The Independent Community Bankers of America (ICBA) today released a comprehensive white paper detailing why...
ICBA Urges FDIC to Reject Applications Under Industrial Loan Company Loophole to Prevent Risks to Consumers
ICBA told the FDIC that it has a statutory duty to reject the applications of industrial loan companies (ILCs) that pose undue risks to the Deposit Insurance Fund and that fail to serve the...
ICBA issues new white paper calling on policymakers to close ILC loophole
ICBA published a new white paper detailing why policymakers should close the industrial loan company loophole, which allows ILCs and their parent companies to skirt regulatory oversight,...
New ICBA White Paper Calls on Policymakers to Close Industrial Loan Company Loophole
ICBA today released a comprehensive white paper detailing why policymakers should close a legal loophole that allows industrial loan companies and their parent companies to skirt regulatory...
ICBA welcomes efforts to end shutdown
ICBA welcomed a bipartisan Senate effort to end the federal shutdown and reopen the government.
Independent Banker details law that safeguards borrower data
The latest Independent Banker magazine breaks down an ICBA-supported law to rein in the sale of mortgage “trigger leads.”
Tax-exempt credit unions shouldn’t access public funds: letter to the editor
In a new letter to the editor, ICBA community banker Jeff Dick says that credit unions wanting access to municipal deposits without contributing back to the communities they claim to serve is a bad...
ICBA Statement on Bipartisan Deal to Reopen Government
The Independent Community Bankers of America (ICBA) issued the following statement on bipartisan Senate efforts to reopen the federal government.
Atlanta Fed examines rounding scenarios without pennies
A new blog post from the Federal Reserve Bank of Atlanta examines possible rounding methods the United States could use when penny production is phased out.
ICBA urges OCC to reject Sony Bank national trust bank charter application
ICBA urged the OCC to reject Sony Bank’s application for a national trust bank charter for a proposed subsidiary—its latest response to the sudden influx of applications from nonbank fintechs.
ICBA signals support for FHFA strategic plan
ICBA said it supports U.S. Federal Housing’s plan to focus on safety and soundness of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks.
In meeting, ICBA urges Fed to rescind debit interchange proposal
ICBA and other groups met with Federal Reserve Governor Stephen Miran and reiterated that the Fed’s November 2023 debit interchange proposal should be rescinded.