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CFPB expands 1071 exemptions in new proposal

The Consumer Financial Protection Bureau issued an updated 1071 proposed rule that would exempt more community banks and small-business loans, as advocated by ICBA.

Nov 13, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

End Document Chaos and Close Loans Faster with FileInvite

Our secure platform eliminates the back-and-forth chaos of gathering documents from borrowers, guarantors, and third parties to reduce loan processing time while ensuring compliance and a better...

Nov 06, 2025
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Article

OCC updates SCRA handbook 

OCC updates SCRA handbook  The OCC issued an updated version of the Servicemembers Civil Relief Act booklet of the Comptroller’s Handbook, which provides information and procedures for examiners in...

Nov 14, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA urges OCC to reject Stripe’s national trust bank charter application

ICBA urges OCC to reject Stripe’s national trust bank charter application ICBA urged the OCC to reject Stripe’s application for a national trust bank charter for a proposed subsidiary, Bridge...

Nov 14, 2025
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Article
Office of the Comptroller of Currency (OCC)

Trump signs bill to reopen government

Trump signs bill to reopen government President Donald Trump signed into law legislation to reopen the federal government through Jan. 30 following House passage of the measure. Details: The...

Nov 14, 2025
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Article
Governance

CSBS: Community banks pay more for compliance 

CSBS: Community banks pay more for compliance  The Conference of State Bank Supervisors published data showing banking regulation is more burdensome on community banks. Details: Based on 10 years...

Nov 17, 2025
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Article
Compliance

Online Course Newsletter – November 2025

Online Course Newsletter – November 2025 There were no new or updated courses this past month, but we are working on new content for release in Q1 2026. As you prepare to assign courses for the...

Nov 17, 2025
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Article

ICBA: Tax-Exempt Mega-Credit Union Acquisition Signals It’s Time for a Policy Response

ICBA: Tax-Exempt Mega-Credit Union Acquisition Signals It’s Time for a Policy Response Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...

Nov 17, 2025
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Article
Credit Unions

USDA announces second round of supplemental disaster assistance payments  

USDA announces second round of supplemental disaster assistance payments   The USDA announced the second phase of supplemental disaster relief payments that would be distributed under the...

Nov 18, 2025
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)

ICBA: Mega-credit union acquisition signals it’s time for a policy response

ICBA: Mega-credit union acquisition signals it’s time for a policy response After the latest deal involving a multi-billion-dollar credit union acquiring a community bank, ICBA said these deals are...

Nov 18, 2025
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Article
Credit Unions

ICBA shares deposit insurance priorities with lawmakers ahead of House hearing

ICBA shares deposit insurance priorities with lawmakers ahead of House hearing ICBA told Congress that raising deposit insurance limits will bolster depositor confidence in community banks. ...

Nov 18, 2025
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Article
Deposit Insurance

ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption

ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...

Nov 18, 2025
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Article
Credit Unions

Fed details new supervisory principles 

Fed details new supervisory principles  The Federal Reserve released information regarding new operating principles for bank supervision.    Details: The Fed said the principles, which were...

Nov 19, 2025
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Article
Federal Reserve

House panel holds hearing on deposit insurance reform 

House panel holds hearing on deposit insurance reform  The House Financial Services Committee discussed a wide array of issues during a hearing on deposit insurance reform, including supporting...

Nov 19, 2025
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Article
Deposit Insurance

After second credit union acquisition in two days, ICBA demands policy response  

After second credit union acquisition in two days, ICBA demands policy response   With large credit unions announcing two acquisitions of Main Street community banks in as many days, ICBA said it...

Nov 19, 2025
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Article
Credit Unions

Fed’s Miran endorses community bank regulatory relief

Fed’s Miran endorses community bank regulatory relief Federal Reserve Governor Stephen Miran said the Fed’s regulatory framework should allow community banks to remain the engines of their local...

Nov 20, 2025
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Article
Regulatory Relief

Trump nominates new CFPB head 

Trump nominates new CFPB head  President Donald Trump nominated Stuart Levenbach to be director of the Consumer Financial Protection Bureau for a five-year term. Background: Levenbach has served...

Nov 20, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

Senate panel advances Travis Hill nomination for FDIC chair 

Senate panel advances Travis Hill nomination for FDIC chair  The Senate Banking Committee advanced the nomination of Travis Hill to be FDIC chairman. The nomination now heads to the full Senate for...

Nov 20, 2025
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Article
Federal Deposit Insurance Corporation Improvement Act (FDICIA)

CISA shares mitigation tips for ‘bulletproof’ cybercrimes 

CISA shares mitigation tips for ‘bulletproof’ cybercrimes  The Cybersecurity & Infrastructure Security Agency and its partners released a guide on mitigating risks from bulletproof hosting (BPH)...

Nov 21, 2025
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Article
Cybersecurity

ICBA, others share recommendations on curbing illegal robocalls 

ICBA, others share recommendations on curbing illegal robocalls  ICBA and other groups sent the Federal Communications Commission recommendations to improve STIR/SHAKEN, a call authentication...

Nov 21, 2025
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Article
Federal Communications Commission (FCC)