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Treasury, IRS issue guidance on ACRE Act tax exclusion
The Treasury Department and IRS issued interim guidance for the ICBA-advocated ACRE Act tax exclusion for agricultural lending passed under the One Big Beautiful Bill Act. About the Policy: The...
FinCEN advises banks to follow AML/CFT guidance
FinCEN advises banks to follow AML/CFT guidance 2025-11-24 The Financial Crimes Enforcement Network advised banks to follow the Financial Action Task Force’s updated lists of countries with...
USDA announces updates to Single Family Housing Guaranteed Loan Program
The USDA announced updates to the Single Family Housing Guaranteed Loan Program, which has resumed full operations. Details: The USDA said: As announced on Sept. 16, the maximum principle,...
CISA warns of spyware on messaging applications
The Cybersecurity and Infrastructure Security Agency warned of multiple cyber threat actors actively using commercial spyware to target users of mobile messaging applications. Details: CISA said...
Community bank net income increases in Q3
Community banks reported a 9.9% third-quarter increase in net income from the previous quarter and a 21.7% increase from the previous year, according to the FDIC’s latest Quarterly Banking Profile....
OCC to reduce BSA/AML reg burden for community banks
The OCC announced supervisory and regulatory actions to reduce regulatory burdens for community banks related to the Bank Secrecy Act and anti-money laundering requirements. Details: In bulletins...
ICBA Commends Proposed Rule to Lower Community Bank Leverage Ratio
2025-11-25 Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Federal Deposit Insurance Corporation’s...
Regulatory Expectations for Compliance Are Evolving – Are You Keeping Up?
Regulatory Expectations for Compliance Are Evolving – Are You Keeping Up? 2025-12-01 AB_Lawyers_Sponsored A&B_ICBA_2025-BaseSet_ICBA_Featured_2000x1250 SPONSORED | As the regulatory landscape...
Free IT Assessment for Banks—Limited-Time Offer
Free IT Assessment for Banks—Limited-Time Offer 2025-12-01 Integris_Sponsored independentbanker-integris-2000-1250 SPONSORED | Banks: Get a free, expert-led IT assessment covering firewalls, MFA,...
Defend Your Bank from Card Fraud Loss
2025-12-01 ICBA_Payments_Sponsored FLPP portal URL on green background SPONSORED | How are you protecting your bank and customers this holiday season? Keep your holiday cheer this season—sign up...
Rocket Pro Helped Elly Turn 'Maybe' Into 'Move-in'
Rocket Pro Helped Elly Turn 'Maybe' into 'Move-in' 2025-12-01 Rocket_Mortgage_Sponsored Feature Image SPONSORED | Discover how Rocket Pro helped Elly expand her options, close more deals and turn...
FDIC delays signage rule compliance until 2027
2025-11-26 At its board meeting, the FDIC extended the compliance date for its final rule on signage and advertising requirements. Details: The rule sets forth signage requirements on insured...
FDIC approves ICBA-advocated audit threshold adjustments
2025-11-26 The FDIC approved a final rule updating Federal Deposit Insurance Corporation Improvement Act audit and reporting requirements to raise thresholds and account for inflation, as advocated...
Regulators propose lowering Community Bank Leverage Ratio
Regulators propose lowering Community Bank Leverage Ratio 2025-11-26 The federal banking regulators issued a proposed rule to reduce the Community Bank Leverage Ratio from 9% to 8%, as long...
FHA updates single-family housing info
2025-12-01 FHA updates single-family housing info The Federal Housing Administration published updates to its Single Family Housing Policy Handbook. The FHA said the updates include previously...
ICBA opposes national trust bank charter application for Foris DAX
2025-12-01 ICBA urged the OCC to deny Foris DAX National Trust Bank’s application for a national trust bank charter, saying it poses significant risks. Details: In a letter to the OCC, ICBA said...
Credit unions ‘going large and going rogue,’ new article says
Some credit unions are taking advantage of their industry’s tax and regulatory exemptions to stray from their roots and acquire tax-paying competition, according to a new article in The American...
Marching into 2026 on the Advocacy Frontline
Looking back on the past year, we have advocacy successes to celebrate.
It's a Wonderful (Community Banking) Life
While I may be biased, I believe that being a community banker is the best profession there is.
First National Bank Colorado Fights Hunger in Its Community
Last August, team members from First National Bank Colorado in Las Animas, Colorado, got to work at the Care and Share Food Bank for Southern Colorado.