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FHFA Seeks Input on ‘Duty to Serve’ Modifications

FHFA Seeks Input on ‘Duty to Serve’ Modifications The Federal Housing Finance Agency is seeking input on proposed modifications to the Underserved Markets Plans for Fannie Mae and Freddie Mac. The...

Oct 04, 2018
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Article
Housing Finance/GSEs

The Bank of Elk River wins two National Awards for Video Production featuring Elk River residents

The Bank of Elk River wins two National Awards for Video Production featuring Elk River residents The American Bankers Association (ABA) announced the winners of the third annual ABA Bank Marketing...

Oct 01, 2018
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Article

Fannie, Freddie Update PMI Standards

Fannie, Freddie Update PMI Standards Fannie Mae and Freddie Mac revised eligibility requirements for private mortgage insurers, the Federal Housing Finance Agency announced. The updates include...

Oct 01, 2018
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Article
Housing Finance/GSEs

Agencies Issue Customer Identification Program Exemptions

Agencies Issue Customer Identification Program Exemptions Federal regulators exempted loans for property and casualty insurance policies from Customer Identification Program rules. Banks engaging...

Oct 01, 2018
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Article
Compliance

DOJ Indicates Support for ADA Website Flexibility

DOJ Indicates Support for ADA Website Flexibility The Justice Department told members of Congress that it is evaluating whether to issue guidance on web accessibility standards under the Americans...

Sep 28, 2018
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Article
American Disabilities Act (ADA)

Free Credit Freezes Are Here

Free Credit Freezes Are Here A provision of S. 2155 requiring credit reporting agencies to freeze consumer credit reports at no charge took effect Friday. These security or credit freezes restrict...

Sep 24, 2018
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Statement on FDIC Call Report Proposal

ICBA Statement on FDIC Call Report Proposal ICBA President and CEO Rebeca Romero Rainey issued a statement on federal regulators’ proposed rule to implement quarterly reporting relief required by...

Nov 07, 2018
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Article
Call Report Regulatory Relief

FDIC Call Features S. 2155 Consumer Compliance Provisions

FDIC Call Features S. 2155 Consumer Compliance Provisions The FDIC is hosting an upcoming teleconference on consumer compliance topics related to the S. 2155 regulatory relief law. Scheduled for 2...

Oct 15, 2018
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Article
Compliance

FinCEN Issues Advisory on Iran

FinCEN Issues Advisory on Iran The Financial Crimes Enforcement Network issued an advisory to help financial institutions better detect and report potentially illicit transactions related to Iran....

Oct 15, 2018
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Article
Compliance

Boston Fed Encourages Tokenization Collaboration

Boston Fed Encourages Tokenization Collaboration Federal Reserve Bank of Boston researchers encouraged stakeholders to continue collaborating on the development of payment tokenization. Noting that...

Oct 01, 2018
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Article
Payments

FinCEN Wants to Talk BSA Reporting with Hurricane-Affected Banks

FinCEN Wants to Talk BSA Reporting with Hurricane-Affected Banks The Financial Crimes Enforcement Network said financial institutions affected by Hurricane Florence should contact FinCEN and their...

Oct 01, 2018
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Article
Advocacy

Facebook Breach Affects 50M Users

Facebook Breach Affects 50M Users Facebook announced a security breach affecting nearly 50 million accounts. Facebook announced a security breach affecting nearly 50 million accounts. Attackers...

Oct 01, 2018
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Article
Data Breach Data Security/Fraud

‘Tax Reform 2.0’ Passes House

‘Tax Reform 2.0’ Passes House The House passed legislation to permanently extend the lower individual tax rates included in the tax reform law signed late last year. Known as “Tax Reform 2.0,” the...

Oct 01, 2018
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Article
Taxes & Budget

Chelsea Groton Bank Named a Winner of the 2018 Top Workplaces Award for Third Straight Year

Chelsea Groton Bank Named a Winner of the 2018 Top Workplaces Award for Third Straight Year Chelsea Groton Bank has been awarded a 2018 Top Workplaces honor by The Hartford Courant, for the third...

Sep 24, 2018
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Article

Bureau Opening Regional Office in Atlanta

Bureau Opening Regional Office in Atlanta The Bureau of Consumer Financial Protection said it will relocate its southeast regional office from Washington, D.C., to Atlanta, Ga., in late 2019. The...

Sep 24, 2018
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Article
Consumer Financial Protection Bureau (CFPB)

Wolters Kluwer Announces Interoperability with RSA Archer to Provide Regulatory Data Feed

Wolters Kluwer Announces Interoperability with RSA Archer to Provide Regulatory Data Feed Enhances Institutions’ Access to Regulatory Change Management Content Wolters Kluwer today announced the...

Sep 20, 2018
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Article

ICBA to IRS: Maximize Sub S Access to Tax Deduction

ICBA to IRS: Maximize Sub S Access to Tax Deduction ICBA and other banking groups called on the IRS to reconsider its approach to implementing the Tax Cuts and Jobs Act’s 20 percent tax deduction...

Sep 24, 2018
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Article

Community Bank Income Rises 21 Percent

Community Bank Income Rises 21 Percent Community banks reported $6.5 billion in net income during the second quarter, a 21.1 percent gain from the previous year, according to the FDIC’s Quarterly...

Aug 24, 2018
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Article
Federal Deposit Insurance Corporation (FDIC)

Crestmark Closes 18 Transactions Totaling More Than $46.9 Million in the First Half of August

Crestmark Closes 18 Transactions Totaling More Than $46.9 Million in the First Half of August Crestmark secured a total of $46,935,891 in financial solutions with 18 transactions for 14 new...

Aug 24, 2018
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Article

Lenders Increasingly Ready for Single Security: Survey

Lenders Increasingly Ready for Single Security: Survey Fannie Mae and Freddie Mac said mortgage lenders are increasingly familiar with their plan to begin issuing a common mortgage-backed security...

Aug 22, 2018
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Article
Housing Finance/GSEs