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Regulator council backs stricter GSE capital standards

Regulator council backs stricter GSE capital standards The Financial Stability Oversight Council largely endorsed the Federal Housing Finance Agency's proposal to raise capital requirements on...

Sep 28, 2020
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Article
Lending Mortgage Rules

ICBA to Congress: Simplify PPP forgiveness

ICBA to Congress: Simplify PPP forgiveness ICBA urged Congress to immediately pass stand-alone legislation to simplify Paycheck Protection Program loan forgiveness to preserve the success of the...

Sep 28, 2020
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Article
Advocacy Crisis Preparedness

ICBA to Congress: Help Small Businesses by Simplifying PPP Forgiveness

ICBA to Congress: Help Small Businesses by Simplifying PPP Forgiveness ICBA today urged Congress to immediately pass stand-alone legislation to help millions of small businesses by simplifying...

Sep 25, 2020
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Article
Advocacy Crisis Preparedness Lending

Congress to agencies: Act on PPP asset-threshold impact

Congress to agencies: Act on PPP asset-threshold impact ICBA's push for policymakers to address the impact of Paycheck Protection Program loans on regulatory asset thresholds continued making...

Sep 25, 2020
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Article
Advocacy Crisis Preparedness Lending

Virtual BSA/AML Institute in November

Virtual BSA/AML Institute in November With the regulatory agencies committing to tougher and more inclusive BSA/AML exams, Community Banker University is hosting an upcoming BSA/AML Institute. With...

Sep 29, 2020
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Article
Compliance

PPP loan-forgiveness problems make news

PPP loan-forgiveness problems make news Politico reported on the frustrations of community banks and other lenders with the Paycheck Protection Program's loan-forgiveness process. Politico reported...

Sep 29, 2020
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Article
Advocacy Crisis Preparedness

ICBA opposes threshold change on securities filings

ICBA opposes threshold change on securities filings ICBA filed a comment letter opposing the SEC's proposal to raise the threshold over which institutional investment managers are required to file...

Sep 29, 2020
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Article
Securities Exchange Commission (SEC)

ICBA Statement for PPP Hearing 9-25-2020

ICBA Statement for PPP Hearing 9-25-2020 A simplified forgiveness process is urgently needed to ensure the PPP does not become a quagmire of red tape for lenders and borrowers, distracting them...

Sep 25, 2020
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Article
Advocacy Crisis Preparedness Lending

ICBA pressing PPP relief in hearing statement

ICBA pressing PPP relief in hearing statement ICBA today is repeating its call for a simplified Paycheck Protection Program forgiveness process in a statement for a House subcommittee hearing. ICBA...

Sep 25, 2020
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Article
Advocacy Crisis Preparedness Lending

IRS: Lenders shouldn't report PPP loan forgiveness

IRS: Lenders shouldn't report PPP loan forgiveness The IRS issued guidance clarifying that lenders should not file information returns or furnish payee statements to report the amount of qualifying...

Sep 25, 2020
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Article

FHFA again extends forbearance purchases

FHFA again extends forbearance purchases The Federal Housing Finance Agency said Fannie Mae and Freddie Mac will extend from Sept. 30 to Oct. 31 the deadline on buying qualified loans in...

Sep 25, 2020
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Article
Federal Housing Finance Agency

ICBA supports FDIC program for third-party compliance

ICBA supports FDIC program for third-party compliance ICBA said it supports an FDIC standard-setting organization and voluntary certification program that would ease the process of vetting and...

Sep 23, 2020
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Article
Compliance

FDIC working on PPP asset-threshold impact: McWilliams

FDIC working on PPP asset-threshold impact: McWilliams The FDIC is exploring options to address the impact of Paycheck Protection Program loans on regulatory asset thresholds, FDIC Chairman Jelena...

Sep 21, 2020
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Article

Fed updates FAQs on Main Street Lending Program

Fed updates FAQs on Main Street Lending Program The Federal Reserve Board updated its frequently asked questions on the Main Street Lending Program to clarify expectations regarding lender...

Sep 21, 2020
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Article
Lending

ICBA seeks PPP accounting simplification

ICBA seeks PPP accounting simplification ICBA asked the federal banking regulators to allow community banks to recognize Paycheck Protection Program fees as income in their call reports. ICBA asked...

Sep 21, 2020
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Article

Fed vote today on CRA reform notice

Fed vote today on CRA reform notice The Federal Reserve Board is scheduled to vote today on an advance notice of proposed rulemaking on Community Reinvestment Act regulation. The Federal Reserve...

Sep 21, 2020
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Article
Community Reinvestment Act (CRA)

PPP complexity could limit effectiveness: GAO

PPP complexity could limit effectiveness: GAO The complexity and lack of guidance surrounding Paycheck Protection Program loan forgiveness could limit the effectiveness of future rounds of the...

Sep 23, 2020
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Article

House passes ICBA-backed minority bank bill

House passes ICBA-backed minority bank bill The House passed ICBA-supported legislation that would modify regulatory processes to support Minority Depository Institutions. The House passed...

Sep 23, 2020
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Article
Minority Owned Depository Institutions (MDI)

Treasury, IRS lack info on EIP non-filers: GAO

Treasury, IRS lack info on EIP non-filers: GAO The Treasury Department and IRS lack updated information on how many eligible Economic Impact Payment recipients have yet to receive their funds, the...

Sep 23, 2020
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Article
Crisis Preparedness Lending

ICBA Response to FDIC Request for Information

ICBA Response to FDIC Request for Information ICBA welcomes the opportunity to respond to the FDIC's request for information hat seeks input on whether a standard-setting and...

Sep 22, 2020
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Article
Fintech Regulation