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FSOC to review secondary mortgage market

FSOC to review secondary mortgage market The Financial Stability Oversight Council will launch an activities-based review of the secondary mortgage market, the Federal Housing Finance Agency said....

Jul 15, 2020
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Article
Mortgage Rules

ICBA Bancard Announces New Board of Directors Members

ICBA Bancard Announces New Board of Directors Members ICBA Bancard, the payments subsidiary of the Independent Community Bankers of America, today announced that Gregory Hohl, chairman and...

Jul 14, 2020
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Article

Visa to discontinue Auto Rental Collision Damage Waiver and Warranty Manager

Visa to discontinue Auto Rental Collision Damage Waiver and Warranty Manager Effective January 31, 2021, Visa will discontinue the Auto Rental Collision Damage waiver (ARCDW) and Warranty Manager...

Jul 14, 2020
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Article

First monthly PPP reports due tomorrow: SBA

First monthly PPP reports due tomorrow: SBA Paycheck Protection Program lenders must submit the first monthly PPP 1502 report by tomorrow, July 15, according to a new procedural notice issued...

Jul 14, 2020
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Article
Crisis Preparedness Lending

Stimulus campaign continues amid congressional debate

Stimulus campaign continues amid congressional debate With Congress continuing to debate the next economic stimulus package, community bankers can continue using ICBA's Be Heard grassroots action...

Jul 14, 2020
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Article
Advocacy Crisis Preparedness

ICBA: Commercial firms shouldn't own banks

ICBA: Commercial firms shouldn't own banks ICBA told the FDIC that commercial firms should not own full-service banks or industrial loan companies, even if they are subject to enhanced supervision...

Jul 13, 2020
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Article
Lending

CFPB reports on debt settlement, credit counseling

CFPB reports on debt settlement, credit counseling The Consumer Financial Protection Bureau released a report documenting changes in how consumers have used debt settlement and credit counseling...

Jul 13, 2020
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA to FDIC: Commercial Firms Shouldn't Own Banks

ICBA to FDIC: Commercial Firms Shouldn't Own Banks The Independent Community Bankers of America told the Federal Deposit Insurance Corp. that commercial firms should not own full-service banks or...

Jul 10, 2020
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Article

Support grows for ICBA-backed PPP forgiveness bill

Support grows for ICBA-backed PPP forgiveness bill Nearly 140 other organizations joined ICBA in urging Congress to advance legislation that would forgive Paycheck Protection Program loans under...

Jul 10, 2020
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Article

ICBA Independent Banker Ranks Community Bank Top Lenders

ICBA Independent Banker Ranks Community Bank Top Lenders Independent Banker, the award-winning magazine of the Independent Community Bankers of America and the number-one source for community...

Jul 10, 2020
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Article
Lending

ICBA resources follow PPP data release

ICBA resources follow PPP data release ICBA this week released talking points and a sample letter to PPP borrowers about the SBA and Treasury Department release of information about individual...

Jul 09, 2020
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Article
Crisis Preparedness

ICBA to Approps panel: Don't expand Farm Credit

ICBA to Approps panel: Don't expand Farm Credit ICBA urged the House Appropriations Subcommittee on Defense to ensure the fiscal 2021 defense spending bill does not include any expansion of the...

Jul 09, 2020
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Article
Agriculture

CFPB rescinds part of small-dollar rule

CFPB rescinds part of small-dollar rule The Consumer Financial Protection Bureau issued a final rule on small-dollar lending that rescinds the mandatory underwriting provisions of the 2017 rule but...

Jul 08, 2020
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA seeking ILC grassroots outreach

ICBA seeking ILC grassroots outreach ICBA continues calling on community bankers to urge their senators to co-sponsor legislation to close the industrial loan company loophole. ICBA continues...

Jul 08, 2020
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Article
Lending

CFPB ratifies regulations following Supreme Court decision

CFPB ratifies regulations following Supreme Court decision The Consumer Financial Protection Bureau ratified most regulatory actions it took from Jan. 4, 2012, through June 30, 2020. The CFPB said...

Jul 08, 2020
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

SoFi ditches ILC push for full-service bank charter

SoFi ditches ILC push for full-service bank charter Fintech company SoFi applied for a full-service national bank charter with the OCC after withdrawing its industrial loan company application...

Jul 10, 2020
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Article
Lending

ICBA continues fighting debt plan for largest credit unions

ICBA continues fighting debt plan for largest credit unions ICBA continued pushing back against a National Credit Union Administration proposal that would allow the largest and most complex credit...

Jul 10, 2020
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Article
Credit Unions

ICBA urging ILC grassroots outreach

ICBA urging ILC grassroots outreach ICBA is calling on community bankers to urge their senators to co-sponsor legislation to close the industrial loan company loophole. ICBA is calling on community...

Jul 09, 2020
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Article
Lending

IRS cancels stimulus payments to ineligible recipients

IRS cancels stimulus payments to ineligible recipients The IRS cancelled outstanding Economic Impact Payment checks issued to recipients who may not be eligible for the stimulus payments, including...

Jul 08, 2020
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Article
Advocacy Crisis Preparedness

Visa Small Business Recovery Monitor report, June 2020

Visa Small Business Recovery Monitor report, June 2020 Visa’s analysis of current economic data indicates that U.S. small business activity was slowly recovering in June. Visa’s analysis of current...

Jul 07, 2020
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Article