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Interagency Guidance for Bank Risk Management of Third-Party Relationships
On June 6, 2023, the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, and the Office of the Comptroller of the Currency issued final guidance on managing...
Put these two trends on your TO DO list
Directors must understand that new technology procurement and deployment is mandatory and must be accompanied by business modeling that adjusts branch and staffing efficiencies.
Is cybersecurity insurance worth the higher premiums?
Cybersecurity should be a foundational element of any community bank, but do you really need to be insured for it—especially as premiums rise? We spoke to experts to learn more about this...
AI is a new cybersecurity risk: Learn how to help protect your organization
Artificial intelligence (AI) has come a long way, advancing from single-use tools to sophisticated systems that can analyze mountains of data. As AI continues to expand and be used in more ...
Time out for trivia: Qs and As to enlighten portfolio management
Hang with me as I pose a series of my own questions relating to community banks, which I hope you will view as more helpful than trivial. Even better: Your author supplies the answers.
The future of banking: How AI is revolutionizing operations
Artificial intelligence tools such as ChatGPT—though many are still nascent—are rapidly shifting the landscape in numerous industries, including the financial institutions space. The...
How to Deal with Brand in the Boardroom
As a bank director myself, I’m the last person who would advocate for longer meeting agendas. That said, I’m on a constant mission to be mindful that understanding bank performance requires...
Value, added: High baseline yields accompany surprisingly wide spreads
If your responsibilities include your community bank’s bond portfolio, you’ve been confounded by several elements of its performance in the last 18 months.
Remember the munis
I’m speaking of the municipal bond market. It is a maxim of community banking that the more munis a bank owns, the higher performing the portfolio will be.
Banking acronyms simplified: complimentary compliance reference guide
Having trouble keeping up with all the acronyms and initialisms in the banking world? You're certainly not alone. To streamline your understanding, we've put together a handy reference guide.
Economic Update: Rising Concerns in Housing Industry
The housing starts number for October was recently released. Based on higher interest rates and overall supply considerations, the number was supposed to moderate from the big September results. In...
Power corporate governance excellence: Attend the Bank Director Current Issues Seminar at ICBA LIVE
Join us for the Bank Director Current Issues Seminar at ICBA LIVE in Orlando, Florida, on Thursday, March 14, 2023.
Spread the wealth
As we have navigated the holiday season, and hopefully had some time to wrap up some gifts as well as a successful 2023, let’s now spend a few minutes looking into pockets of relative value in the...
The Answer Is Revenue
When margins are narrow, there is only ‘so much’ value you can squeeze out of your assets and liabilities. It is time to rethink balance sheet growth and strategies to achieve results.
Data-Driven Success: Enhancing ROI in Digital Marketing
The financial landscape is evolving rapidly, and with it, the way banks market themselves. Gone are the days of relying solely on traditional tactics like print ads, branch marketing, and annual...
Play ball! National pastime gives us some portfolio management guidance.
It occurs to me that with a little thought there may be some parallels between our national pastime and community banking. Follow along as we see what lessons we might glean from the grand old game.
Corporate governance and employment law help is on the way!
With your ICBA Bank Director Program subscription you have access to attorneys from Jackson Lewis and Gerrish Smith Tuck for help with your employment law and corporate governance questions.
New! Enhancing Organizational Value Conference
Don’t miss the new Enhancing Organizational Value Conference to gain insights into critical corporate governance topics like stock liquidity, capital raising, succession planning, and employee...
Recession proofing: How to benefit from a lull in the economy
Tell me if you’ve heard this: An inverted yield curve is highly correlated with a subsequent recession. And might I point out that the U. S. treasury curve has been upside down for pushing two...
Strategic Planning Reimagined
Like many of today’s processes in banking, strategic planning is undergoing a dramatic shift. One of the core responsibilities of a bank board is to approve, support, and monitor its strategic plan.