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ThinkTECH Accelerator slots still available

ThinkTECH Accelerator slots still available Community bankers can schedule virtual visits this month and next with 2022 ICBA ThinkTECH Accelerator program participants. Community bankers can...

Feb 14, 2022
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Article
Technology

Senate hearing next week on stablecoins

Senate hearing next week on stablecoins The Senate Banking Committee scheduled a hearing for next week on the President’s Working Group on Financial Markets report on stablecoins. The Senate...

Feb 11, 2022
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Article
Digital Assets Technology

CFPB issues QM fact sheet on certain adjustable-rate loans

The Consumer Financial Protection Bureau released a fact sheet on the interest rate used to calculate prepaid interest for qualified mortgages under the price-based General QM definition.

Feb 24, 2022
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Article
Compliance

CFPB launches review of automated appraisal models

The Consumer Financial Protection Bureau released an outline of options to strengthen oversight of computer models used to help determine home valuations.

Feb 24, 2022
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Article
Compliance

ICBA offers America Saves Week resources

ICBA’s Tell Your Story Marketing and Communications Toolkit offers a customizable news release and social media graphics to help community banks recognize America Saves Week this week.

Feb 23, 2022
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Article
Community Bank Awareness

OCC issues FAQs on CRA rescission

The OCC issued responses to frequently asked questions about its December 2021 final rule that rescinded its June 2020 Community Reinvestment Act rule and reinstated the 1995 interagency CRA rule.

Feb 23, 2022
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Article
Compliance Community Reinvestment Act (CRA)

ICBA Provides Savings Tips for Consumers During America Saves Week, Feb. 21-25

During America Saves Week, the Independent Community Bankers of America (ICBA) offers consumers savings tips as they work towards building a secure financial future.

Feb 22, 2022
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Article
Community Bank Awareness

What to know about crossing a CRA asset threshold

A new ICBA issue brief breaks down what community banks need to know about moving into a new Community Reinvestment Act asset-size categorization.

Feb 22, 2022
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Article
Community Reinvestment Act (CRA)

Executive order on crypto policy coming next week: report

The Biden administration is reportedly expected to release an executive order on regulating digital assets next week.

Feb 18, 2022
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Article
Digital Assets Technology

New blog post offers key takeaways of Fed CBDC papers

A new ICBA blog post spotlights the key community banker takeaways of recent Federal Reserve reports on the possibility of a future U.S. central bank digital currency.

Feb 18, 2022
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Article
Digital Assets Technology

Blog: How new BIN standards affect community banks

The latest blog post from ICBA Bancard President and CEO Tina Giorgio spotlights new Bank Identification Number standards taking effect in April.

Feb 18, 2022
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Article
Payments

ThinkTECH Accelerator slots still available

Community bankers can schedule virtual visits this month and next with 2022 ICBA ThinkTECH Accelerator program participants.

Feb 18, 2022
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Article
Technology

New blog post offers key takeaways of Fed CBDC papers

A new ICBA blog post spotlights the key community banker takeaways of recent Federal Reserve reports on the possibility of a future U.S. central bank digital currency.

Feb 17, 2022
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Article
Digital Assets

ICBA advocates bills supporting MDIs, CDFIs

ICBA expressed support for several pending House bills designed to support minority depository institutions and community development financial institutions.

Feb 17, 2022
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Article
Minority Owned Depository Institutions (MDI)

ICBA raises concerns with Basel climate risk paper

ICBA expressed concerns with a Basel Committee on Banking Supervision document on bank management and supervisory oversight of climate risk.

Feb 17, 2022
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Article
Risk

ICBA to Senate: Oppose Postal Banking Amendments

The Independent Community Bankers of America called on senators to oppose amendments to the Postal Service Reform Act of 2022 (H.R. 3076) that would authorize the U.S. Postal Service to offer...

Feb 15, 2022
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Article
Government Banks Postal Service Banking

ICBA urges senators to oppose postal banking amendments

ICBA urges senators to oppose postal banking amendments ICBA called on senators to oppose amendments to the Postal Service Reform Act of 2022 (H.R. 3076) that would authorize the U.S. Postal...

Feb 15, 2022
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Article
Government Banks Postal Service Banking

ICBA offers plan for modernizing BSA rules

ICBA laid out its plan for the Financial Crimes Enforcement Network to modernize its outdated Bank Secrecy Act framework to alleviate compliance burdens while producing more useful information for...

Feb 15, 2022
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML) Cybersecurity Technology

Cybersecurity exercises start tomorrow

Cybersecurity exercises start tomorrow ICBA and the Cybersecurity and Infrastructure Security Agency are hosting a tabletop exercise on several dates starting tomorrow to support community bank...

Feb 14, 2022
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Article
Cybersecurity Technology

CFPB: Banks already changing overdraft policies

CFPB: Banks already changing overdraft policies The Consumer Financial Protection Bureau said there has been a “notable trend” of banks changing overdraft programs as the bureau begins targeting...

Feb 11, 2022
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Article
Compliance