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Agencies propose guidance on third-party relationships

Agencies propose guidance on third-party relationships Federal banking regulators proposed interagency guidance designed to help banks manage risks associated with third-party relationships,...

Jul 14, 2021
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Article
Compliance

Terri Howard Joins TCM Bank as Senior Vice President, People & Culture

Terri Howard Joins TCM Bank as Senior Vice President, People & Culture TCM Bank, N.A., the credit card bank of ICBA Bancard®, which is the payments services subsidiary of the Independent Community...

Jul 12, 2021
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Article

ICBA Minority Bank Advisory Council Opposes IRS Reporting Proposal

ICBA Minority Bank Advisory Council Opposes IRS Reporting Proposal The Independent Community Bankers of America’s (ICBA) Minority Bank Advisory Council today expressed strong opposition to the...

Jul 12, 2021
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Article
Minority Owned Depository Institutions (MDI) Taxes & Budget

ICBA, BPI Urge Federal Reserve to Clarify, Strengthen Guidelines for Fed Account Access

ICBA, BPI Urge Federal Reserve to Clarify, Strengthen Guidelines for Fed Account Access The Independent Community Bankers of America and Bank Policy Institute today called on the Federal Reserve to...

Jul 12, 2021
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Article
Federal Reserve Audit

ICBA minority bank council opposes IRS reporting plan

ICBA minority bank council opposes IRS reporting plan ICBA’s Minority Bank Advisory Council today is expressing strong opposition to the Biden administration’s proposal to require banks to report...

Jul 12, 2021
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Article
Taxes & Budget

White House directs tougher scrutiny of bank mergers

White House directs tougher scrutiny of bank mergers President Joe Biden directed the Justice Department and federal banking regulators to more closely scrutinize bank mergers and make it easier...

Jul 12, 2021
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Article
Commerce & Banking

ICBA Bancard and Finzly Partner to Offer Instant Payments

ICBA Bancard and Finzly Partner to Offer Instant Payments ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America (ICBA), today announced a new partnership...

Jul 09, 2021
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Article

Former NCUA official criticizes credit union bank purchases

Former NCUA official criticizes credit union bank purchases A former National Credit Union Administration official this week raised concerns over credit union acquisitions of community banks. A...

Jul 09, 2021
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Article

Congress pushes back on IRS reporting plan

Congress pushes back on IRS reporting plan House Ways and Means Committee Republicans issued a fact sheet pushing back on the Biden administration’s proposal to require banks to report customer...

Jul 09, 2021
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Article
Taxes & Budget

CFPB launches housing insecurity media toolkit

CFPB launches housing insecurity media toolkit The Consumer Financial Protection Bureau launched a digital media toolkit with resources for renters and mortgage borrowers who continue to struggle...

Jul 09, 2021
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Article
Compliance

Credit union acquisition pressure grows

Credit union acquisition pressure grows Congress is under increasing pressure to investigate credit union acquisitions of community banks, ICBA President and CEO Rebeca Romero Rainey wrote in a...

Jul 06, 2021
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Article
Credit Unions

CFPB releases Spanish-language mortgage disclosures

CFPB releases Spanish-language mortgage disclosures The Consumer Financial Protection Bureau released a Spanish-language translation of certain model clauses available for use in early-intervention...

Jul 06, 2021
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Article
Compliance Compliance Mortgage Rules

FHFA issues fair lending policy statement

FHFA issues fair lending policy statement The Federal Housing Finance Agency issued a policy statement on its commitment to comprehensive fair lending oversight of Fannie Mae, Freddie Mac, and the...

Jul 02, 2021
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Article
Compliance Federal Home Loan Banks (FHLB)

ICBA Proposes Exit Fee on Credit Union Acquisitions of Taxpaying Banks

ICBA Proposes Exit Fee on Credit Union Acquisitions of Taxpaying Banks The Independent Community Bankers of America (ICBA) today urged the Treasury Department to examine abuses of the tax code...

Jul 07, 2021
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Article
Credit Unions

Treasury again extends MDI, CDFI program

Treasury again extends MDI, CDFI program The Treasury Department will again extend the deadline to submit applications under its program to invest $9 billion in Minority Depository Institutions...

Jul 06, 2021
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Article
Minority Owned Depository Institutions (MDI)

Nominations open for Best Community Banks to Work For awards

Nominations open for Best Community Banks to Work For awards ICBA’s Independent Banker magazine opened nominations for its 2021 Best Community Banks to Work For awards. ICBA’s Independent Banker...

Jul 02, 2021
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Article

Fed to launch CECL tool for community banks

Fed to launch CECL tool for community banks The Federal Reserve said it will release a new tool this month to help community banks implement the Current Expected Credit Losses accounting standard....

Jul 02, 2021
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Article
Current Expected Credit Losses (CECL) Audit

FinCEN issues AML/CFT priorities

FinCEN issues AML/CFT priorities The Financial Crimes Enforcement Network issued the first government-wide priorities for anti-money-laundering and counter-financing-terrorism policy. The Financial...

Jul 01, 2021
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Article
Compliance

CFPB reports on 2020 consumer reporting, servicing violations

CFPB reports on 2020 consumer reporting, servicing violations The Consumer Financial Protection Bureau issued a report highlighting legal violations identified by bureau examinations in 2020. The...

Jun 30, 2021
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Article
Compliance

As Credit Union-Bank Acquisitions Accelerate, ICBA Urges Congressional Hearings

As Credit Union-Bank Acquisitions Accelerate, ICBA Urges Congressional Hearings The Independent Community Bankers of America today reinforced its call for Congress to investigate tax-exempt credit...

Jun 18, 2021
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Article
Credit Unions