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Gruenberg: Expect CRA rule early part of next year

FDIC Acting Chairman Martin Gruenberg told lawmakers he anticipates regulators will release a final rule reforming Community Reinvestment Act regulations during the early part of next year.  

Dec 01, 2022
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Article
Compliance

ICBA’s Independent Banker Names 2022 Best Community Banks to Work For

Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America (ICBA), announced its 2022 Best Community Banks to Work For recipients.

Nov 30, 2022
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Article
Community Bank Awareness

ICBA Supports Congressional Letter Urging FHFA to Align Capital Standards with Banking Regulators

ICBA expressed support for a new bipartisan letter from members of Congress urging the FHFA to align its capital rules with those of federal banking regulators to avoid penalizing community banks...

Dec 01, 2022
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Article
Federal Housing Finance Agency Housing Finance/GSEs

ICBA urging grassroots outreach on cannabis banking bill

ICBA is calling on community bankers to urge their members of Congress to pass legislation before year-end that would establish a cannabis banking safe harbor in states where cannabis is legal.

Nov 30, 2022
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Article
Cannabis banking

Senate Finance chair questions crypto exchanges following FTX failure

Washington continued to escalate its response to instability in the crypto sector as the Senate Finance Committee’s chairman questioned leading crypto exchanges on their consumer protections.

Nov 30, 2022
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Article
Cybersecurity Digital Assets Technology

CFPB issues annual adjustment for file disclosure charges

The Consumer Financial Protection Bureau issued a final rule with its annual adjustment to the maximum amount consumer reporting agencies may charge consumers for making a file disclosure to a...

Nov 28, 2022
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Article
Compliance

ICBA post-election briefing next week

ICBA next week is hosting a complimentary post-election briefing on the midterm election results and pending regulatory actions affecting community banks.

Nov 28, 2022
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Article
Community Bank Awareness

Living will deficiencies at Citi as regulators push more stringent approach

The FDIC and Federal Reserve released results of their review of the resolution plans of the eight largest and most complex U.S. banks, finding shortcomings only in Citigroup’s living will.

Nov 28, 2022
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Article

Op-ed: Crypto response must protect banking system stability

The collapse of the FTX cryptocurrency exchange is a predictable example of the serious risks that digital assets pose, and policymakers should ensure new policies fully reflect its risks, ICBA...

Nov 22, 2022
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Article
Digital Assets Technology

ICBA to CFPB: Promote mortgage refinancing by reducing reg burdens

ICBA responded to a Consumer Financial Protection Bureau request for information on encouraging residential mortgage loan refinances by calling on the bureau to reduce unnecessary compliance...

Nov 30, 2022
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Article

ICBA pressing cannabis banking, other priorities as Congress returns

With Congress returning to Washington this week for the final leg of the lame-duck session, ICBA is pushing several key legislative priorities and calling on community bankers to weigh in with...

Nov 28, 2022
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Article
Cannabis banking Interchange Lending

Proposed Changes to FDIC Supervisory Appeals System Fall Short of Progress

The FDIC has proposed changes to its new supervisory appeals structure aimed at increasing its independence, but the system still requires significant overhauls to preserve banks’ due process...

Nov 22, 2022
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Article
Deposit Insurance

Revamped podcast explores future of ICBA ThinkTECH

ICBA released the latest episode of its newly revamped podcast: “Independent Banker: A Community Banking Podcast from ICBA.”

Nov 22, 2022
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Article
Technology

DOJ announces arrests in $575M crypto fraud

The Justice Department announced the arrest of two Estonian citizens for their alleged involvement in a $575 million cryptocurrency fraud and money-laundering conspiracy.

Nov 22, 2022
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Article
Digital Assets Technology

ICBA’s Romero Rainey: We Look Forward to Working with Election Winners on Community Bank Policies

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement on the 2022 elections.

Nov 09, 2022
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Article
Community Bank Awareness

Crypto acquisition amid liquidity scare reflects market turmoil

Cryptocurrency exchange Binance announced an agreement to buy rival FTX amid reports of a liquidity crisis at the company, renewing concerns about volatility in the crypto sector.

Nov 09, 2022
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Article
Digital Assets

FHA now accepting private flood insurance

The Federal Housing Administration said it will accept private flood insurance policies in which the borrower chooses to obtain a private policy instead of flood insurance available through the...

Nov 22, 2022
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Article
Flood Insurance Compliance

CFPB report targets credit bureaus, mortgage servicers

The Consumer Financial Protection Bureau issued a new Supervisory Highlights report spotlighting legal violations identified during its supervisory examinations in the first half of 2022. 

Nov 17, 2022
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Article
Compliance

Regulators investigating FTX crypto exchange amid liquidity crisis: report

Federal regulators are reportedly investigating cryptocurrency exchange FTX amid concerns of a liquidity crisis at the company and fallout on the rest of the crypto sector.

Nov 10, 2022
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Article
Digital Assets Technology

Lawmakers push Durbin Amendment expansion in must-pass bills

ICBA continues urging community bankers to speak out against a bill to expand on the Durbin Amendment as lawmakers seek to advance the measure during the lame-duck session.

Nov 10, 2022
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Article
Interchange Lending Payments