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Digital transformation webinar series continues tomorrow

ICBA’s Digital Transformation Demystified webinar series continues tomorrow with part three on building or perfecting a digital transformation plan.

Jan 30, 2023
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Article
Instant Payments

House Financial Services Committee announces majority staff

House Financial Services Committee Chairman Patrick McHenry (R-N.C.) announced the panel’s majority staff for the 118th Congress.

Jan 30, 2023
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Article
Congressional Matters

ICBA meets with Waters on CDFI certification changes

ICBA continued its campaign opposing changes to the Community Development Financial Institution certification application during a meeting with House Financial Services Committee Ranking Member...

Jan 27, 2023
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Article
Community Development Financial Institution (CDFI) Minority Owned Depository Institutions (MDI)

OCC issues bulletin on amended HMDA threshold

The OCC issued a bulletin on changes to the loan-origination threshold for reporting Home Mortgage Disclosure Act data on closed-end mortgage loans following a recent court decision.

Feb 02, 2023
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Article
Compliance

FDIC extends deadline on proposed updates to logo rules

The FDIC extended by 45 days the public comment period for proposed changes to its regulations relating to the FDIC’s official sign, official advertising statement, deposit insurance...

Jan 31, 2023
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Article
Compliance

ICBA supports federal actions to mitigate nonbank risks

ICBA said it supports several federal actions announced Friday that will help mitigate the risks posed by special-purpose depository institutions and digital assets.

Jan 30, 2023
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Article

New resource spotlights six phases of FedNow journey

The Federal Reserve released a guide on the six phases of the FedNow Service journey. The document shows key activities and decisions for organizations to prepare for and go live with FedNow.

Jan 30, 2023
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Article
Instant Payments

ICBA Supports Federal Actions to Mitigate Nonbank Risks

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s federal actions to help mitigate the risks posed by crypto-asset firms.

Jan 27, 2023
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Article
Digital Assets Technology Fintech Regulation

ICBA announces passing of former chief executive Ken Guenther

ICBA is mourning the passing of former ICBA President and CEO Ken Guenther, who died Wednesday. Guenther’s fierce passion for community banking has served as an inspiration for many in the industry.

Jan 27, 2023
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Article
Community Bank Awareness

NCUA extends credit union interest rate ceiling

The National Credit Union Administration board voted to extend the 18% interest rate ceiling for loans made by federal credit unions through Sept. 10, 2024.

Jan 27, 2023
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Article
Credit Unions

ICBA Names Stephanie Foster as Director, ThinkTECH Accelerator

ICBA today announced the hire of Stephanie Foster as director, ThinkTECH Accelerator. Foster serves in a newly created position following ICBA’s announced plans to bring its highly successful...

Jan 25, 2023
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Article
Technology

ICBA Shares Tips on How to Protect Your Financial Information

In recognition of Data Privacy Week, the Independent Community Bankers of America (ICBA) is reminding consumers of practical steps to help safeguard their sensitive data and protect against losses...

Jan 23, 2023
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Article
Cybersecurity

FHFA announces Fannie, Freddie fee updates

Fannie Mae and Freddie Mac will reduce their upfront fee for commingled securities to 9.375 basis points after announcing a 50-point fee last year, the Federal Housing Finance Agency announced.

Jan 20, 2023
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Article
Secondary Mortgage Market Secondary Mortgage Market

Regulators should rethink climate proposals: ICBA op-ed

While federal regulators are working to finalize climate risk proposals that purportedly target the nation's largest financial institutions, the proposals would inevitably subject community banks...

Jan 20, 2023
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Article
Climate

FinCEN announces BSA penalty inflation adjustments

The Financial Crimes Enforcement Network today is set to issue a final rule to reflect annual inflation adjustments to its civil monetary penalties as mandated by the Federal Civil Penalties...

Jan 19, 2023
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Article
Compliance

ICBA to Regulators: Apply Stricter Resolution Standards on Large Regional Banks

The Independent Community Bankers of America (ICBA) today urged federal regulators to apply stricter regulatory standards on large regional banks.

Jan 23, 2023
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Article
Regulatory Relief

ICBA urges CFPB to preempt state TILA law

The Consumer Financial Protection Bureau was incorrect in determining that the Truth in Lending Act does not preempt a recently enacted New York State disclosure law, ICBA said in a new comment...

Jan 23, 2023
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Article
Compliance

ICBA, groups to CFPB: Seek input on review of credit card late fee safe harbor

ICBA and other groups called on the CFPB to comply with the Small Business Regulatory Enforcement Fairness Act as it considers reducing or eliminating the safe harbor fee that credit card issuers...

Jan 23, 2023
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Article
Compliance Credit Cards

Brainard: Fed ‘staying the course’ in tackling inflation

The Federal Reserve is “determined to stay the course” to address inflation and restore price stability, Fed Vice Chair Lael Brainard said.

Jan 20, 2023
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Article
Inflation

CFPB issues guidance on ‘negative option’ subscriptions

The Consumer Financial Protection Bureau issued a circular affirming that companies offering “negative option” subscription services must comply with federal consumer financial protection law.

Jan 20, 2023
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Article
Compliance