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ICBA: Consumers Can Bank with Confidence at Community Banks

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued a statement on today’s bank closure.

Mar 11, 2023
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Article
Deposit Insurance Digital Assets

USDA budget would fund $5.6B guaranteed farm loans, $2B for B&I guarantees

The USDA’s portion of the Biden administration’s proposed fiscal 2024 budget would provide $5.6 billion in guaranteed farm operating and ownership loans, the same amount USDA recommended for the...

Mar 10, 2023
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Article

House members raise concerns with CFPB’s 1071 rule

Several members of Congress expressed concerns with the community bank impact of the Consumer Financial Protection Bureau’s pending rule implementing Section 1071 small-business reporting...

Mar 10, 2023
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Article
Compliance

ICBA Selects the Plateau Group as a Preferred Service Provider for Payment Protection Insurance

The Independent Community Bankers of America today announced the continuation of its long-standing affiliation with the Plateau Group, first established through its partnership with ICBA...

Mar 07, 2023
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Article

ICBA Bancard Names Executive Vice President of Client Engagement and Business Development

ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America, today announced Alicia Marrone as executive vice president of client engagement and business...

Mar 06, 2023
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Article

Why community banks should urge updates to TRID mortgage disclosures: blog

ICBA encourages community bankers to submit comments urging the Consumer Financial Protection Bureau to test and ultimately adopt an ICBA proposal to update mortgage disclosures, ICBA’s Ron Haynie...

Mar 06, 2023
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Article
Mortgage Rules

ICBA Calls for Research on Digital Asset Impact on Community Banks

The Independent Community Bankers of America (ICBA) called on the federal government to support and prioritize research on the specific effects of digital assets on community banks and their...

Mar 08, 2023
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Article
Digital Assets

Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator

The Independent Community Bankers of America officially kicked off its application period for initial 2023 ICBA ThinkTECH Accelerator program, with a focus on deposit gathering and retention, and...

Mar 08, 2023
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Article

ICBA backs bill to strengthen CFPB cost-benefit analysis

ICBA expressed support for newly reintroduced House legislation that would require a thorough cost-benefit analysis for proposed Consumer Financial Protection Bureau rules.

Mar 06, 2023
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Article
Compliance

ICBA calls for research on community bank impact of digital assets

ICBA called on the federal government to support and prioritize research on the specific effects of digital assets on community banks and their customers.

Mar 06, 2023
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Article
Digital Assets Technology Fintech Regulation

ICBA Statement on Fannie Mae and Freddie Mac 2022 Earnings Release

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the 2022 earnings releases from Fannie Mae and Freddie Mac.

Mar 03, 2023
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Article
Secondary Mortgage Market Secondary Mortgage Market Housing Finance/GSEs

Waller warns banks of crypto risks while PayPal pauses stablecoin work

Federal Reserve Governor Christopher Waller said banks engaging with crypto customers should be “very clear” about the customers’ business models, risk-management systems, and corporate governance...

Feb 13, 2023
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Article
Digital Assets

OCC’s Hsu: Herfindahl-Hirschman Index review on the table

Prepared remarks from Acting Comptroller of the Currency Michael Hsu reiterated his push for regulators to review federal frameworks for bank mergers.

Feb 13, 2023
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Article

ICBA accepting service award nominations

ICBA is accepting nominations for its National Community Bank Service Award program recognizing community banks that provide outstanding volunteer services to local communities.

Mar 06, 2023
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Article

ICBA urging comments supporting updated TRID disclosures

ICBA is encouraging community bankers to call on the Consumer Financial Protection Bureau to adopt an ICBA proposal to improve mortgage disclosures required under TILA-RESPA Integrated Disclosure...

Mar 03, 2023
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Article
Compliance

Treasury lays out objectives of CBDC working group

A Treasury-led interagency working group charged with advancing work on a possible U.S. central bank digital currency has narrowed its objectives into three key policy areas, Treasury's Nellie...

Mar 02, 2023
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Article
Payments

Special-purpose nonbank Custodia continues push for Fed master account

Custodia Bank is reportedly continuing its effort to procure a master account with the Federal Reserve after the special-purpose depository institution was denied last month.

Feb 21, 2023
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Article
Federal Reserve

Report on cross-border settlements could influence CBDC debate

The Bank for International Settlements issued a report to help central banks extend operating hours for real-time gross settlement systems to reduce delays in cross-border payments settlement.

Feb 21, 2023
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Article
Digital Assets

OCC updates change-in-control booklet

The OCC issued a revised version of the “Change In Bank Control” booklet of the Comptroller’s Licensing Manual.

Feb 21, 2023
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Article
Compliance

ICBA to FDIC: Exercise duty to deny ILC applications

ICBA called on the FDIC to deny pending deposit insurance applications from industrial loan companies, citing the outsized risks ILCs pose to the Deposit Insurance Fund, financial stability, and...

Feb 13, 2023
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Article
Lending