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ICBA Announces Cohort for Fifth ICBA ThinkTECH Accelerator

The Independent Community Bankers of America (ICBA) announced the selection of six companies for the fifth ICBA ThinkTECH Accelerator program, which kicks off April 24, 2023, in Atlanta.

Apr 18, 2023
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Article

ICBA strongly opposes opening 7(a) SBA program to fintechs

ICBA expressed strong opposition to a Small Business Administration final rule that undermines its 7(a) loan program.

Apr 17, 2023
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Article
Technology Fintech Regulation

Agencies issue updated HMDA guide

The Federal Financial Institutions Examination Council issued the 2023 edition of “A Guide to HMDA Reporting: Getting It Right!” for HMDA-related data collection and reporting.

Apr 14, 2023
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Article
Compliance

FDIC signage and advertising requirements proposal

ICBA wrote in support of a new FDIC proposal to update signage requirements across all banking channels to clearly distinguish insured deposits from noninsured deposits and combat misleading...

Apr 11, 2023
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Article
Deposit Insurance

Grassroots push on 1071 rule continues

ICBA continues calling on community bankers to urge their members of Congress to support a House resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 rule.

Apr 21, 2023
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Article
Compliance

FHFA proposes rule to codify fair lending requirements

The Federal Housing Finance Agency requested comment on a proposed rule that would formalize many of the agency’s existing practices and programs regarding fair housing and fair lending oversight...

Apr 20, 2023
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Article
Compliance

FDIC: Failures won’t have material impact on DIF restoration

The FDIC said it does not expect losses from recent bank failures to materially affect the restoration of the Deposit Insurance Fund, and policymakers continued to signal support for a risk-based...

Apr 19, 2023
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Article
Deposit Insurance

CFPB issues additional 1071 sample form formats

The Consumer Financial Protection Bureau issued additional file formats for its Section 1071 small-business data-collection sample form.

Apr 18, 2023
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Article
Compliance

ICBA to FDIC: Exempt community banks from special assessment

ICBA urged the FDIC to exempt community banks from any special assessment to recover Deposit Insurance Fund losses caused by the failures of Silicon Valley Bank and Signature Bank of New York.

Apr 17, 2023
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Article
Deposit Insurance

CFPB revises average prime offer rate methodology

The Consumer Financial Protection Bureau announced a revised version of its methodology for determining average prime offer rates.

Apr 17, 2023
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Article
Compliance

ICBA Strongly Opposes SBA Rule Opening 7(a) Program to Unregulated Fintechs

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Small Business Administration final rule on its 7(a) program.

Apr 14, 2023
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Article
Fintech Regulation Small Business Administration

ICBA to FDIC: Exempt Community Banks from Special Assessment

ICBA today called on the Federal Deposit Insurance Corporation to completely exempt community banks from any special assessment to recover Deposit Insurance Fund losses caused by the failures of...

Apr 13, 2023
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Article
Deposit Insurance

ICBA releases 1071 rule summary ahead of briefing

ICBA published a summary of the Consumer Financial Protection Bureau’s recently released Section 1071 final rule ahead of tomorrow’s ICBA briefing on the rule.

Apr 13, 2023
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Article
Compliance

Latest ICBA podcast on winning the talent war

The latest episode of ICBA’s “Independent Banker” podcast focuses on thinking creatively about recruitment amid the Great Resignation.

Apr 11, 2023
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Article

CFPB reports on small entities’ calls to restrict impact of 1033 rule

The CFPB this week released its Small Business Regulatory Enforcement Fairness Act report on its pending rulemaking to establish standards for sharing consumer financial data.

Apr 10, 2023
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Article
Compliance

ICBA Welcomes KlariVis as Newest Preferred Service Provider

ICBA announced today that KlariVis has been selected as the newest Preferred Service Provider. KlariVis aggregates high-value, actionable bank data into intuitive, interactive dashboards.

Apr 10, 2023
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Article
Advocacy Community Bank Awareness

FDIC reports effective consumer compliance

The FDIC conducted roughly 1,000 consumer compliance examinations last year and found supervised institutions demonstrated effective management of their consumer compliance responsibilities.

Apr 06, 2023
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Article
Compliance

ICBA urging grassroots outreach on farm bill principles

ICBA is calling on community bankers to urge their members of Congress to include six key principles in this year’s farm bill.

Apr 11, 2023
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Article
Agriculture

CFPB launches 1071 technical support program

The Consumer Financial Protection Bureau launched a technical support program to help financial institutions implement and comply with its newly released Section 1071 final rule.

Apr 06, 2023
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Article
Compliance

Community Bank Month Highlights Benefits and Differentiators at Important Time

In recognition of Community Banking Month in April, the Independent Community Bankers of America (ICBA) and the nation’s community banks are reminding consumers of the benefits of banking locally...

Apr 05, 2023
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Article
Community Bank Awareness