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ICBA Supports Bipartisan Bill to Establish Cannabis Banking Safe Harbor

ICBA today is reiterating its strong support for bipartisan, bicameral legislation that would establish a safe harbor from federal sanctions for financial institutions that serve cannabis-related...

May 09, 2023
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Article
Cannabis banking

Wholesale CBDC could speed cross-border payments: N.Y. Fed report

A wholesale central bank digital currency could enable faster, simultaneous, and safer cross-border payments, according to a new report from the Federal Reserve Bank of New York and the Monetary...

May 22, 2023
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Article
Digital Assets

House panel meeting this week on FHFA, megabanks

While the Senate is not in session this week, the House Financial Services Committee has two hearings scheduled.

May 22, 2023
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Article
Housing Finance/GSEs

ICBA to Congress: SBA Should Pause 7(a) Rule

ICBA today told Congress that the Small Business Administration should pause new rules lifting the moratorium on the number of non-federally regulated institutions, including nonbank fintech...

May 17, 2023
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Article
Lending

CFPB issues small entity guide on 1071 rule

The Consumer Financial Protection Bureau issued a small entity compliance guide on the bureau’s Section 1071 rule on small-business data collection and reporting.

May 16, 2023
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Article
Compliance

ICBA Releases 2023 Community Banking Policy Resolutions

ICBA today released its legislative and regulatory policy objectives for 2023 during the ICBA Capital Summit. Developed and approved by ICBA volunteer community bankers, these resolutions will...

May 16, 2023
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Article
Advocacy

ICBA-backed bill offering tax relief for rural lending introduced

ICBA expressed its strong support for the House introduction of legislation to exempt from taxation interest income on farm real estate and rural mortgage loans.

May 12, 2023
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Article
Agriculture Rural Development

CFPB issues guidance on reopening closed deposit accounts

The Consumer Financial Protection Bureau issued a circular affirming that banks might violate federal law if they unilaterally reopen a deposit account to process transactions after a consumer has...

May 12, 2023
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Article
Compliance

ICBA Capital Summit speakers finalized

Treasury Secretary Janet Yellen and Consumer Financial Protection Bureau Director Rohit Chopra are among the speakers set to address next week’s 2023 ICBA Capital Summit in Washington, D.C.

May 10, 2023
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Article

92% of eligible individuals received Economic Impact Payment: study

Pandemic-era Economic Impact Payments reached 92% of potentially eligible individuals, according to a report from federal researchers.

May 10, 2023
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Article
Lending

ICBA Announces Staff Promotions

The Independent Community Bankers of America (ICBA) today announced several staff promotions in recognition of their efforts to support the nation’s community banks.

May 09, 2023
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Article

ICBA to CFPB: Withdraw proposed rule on credit card late fees

ICBA called on the Consumer Financial Protection Bureau to withdraw its proposed rule on credit card fees for late payments.

May 05, 2023
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Article
Compliance

Nation’s Community Bankers Meet in Washington for ICBA Capital Summit

The Independent Community Bankers of America (ICBA) will host hundreds of community bank leaders during the 2023 ICBA Capital Summit May 14-17 in the nation’s capital.

May 09, 2023
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Article

ICBA Statement on SEC Pledge to Combat Financial Market Manipulation

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on financial market manipulation.

May 05, 2023
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Article
Deposit Insurance

ICBA proposes new USDA Express loan program in congressional testimony

ICBA testified before Congress on its new proposal for a USDA program that would speed up loan approval times and thereby enhance access to credit in rural communities.

May 05, 2023
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Article
Agriculture Lending Agriculture

Romero Rainey, Giorgio again named top Washington influencers

ICBA President and CEO Rebeca Romero Rainey and ICBA Bancard President and CEO Tina Giorgio were again named to Washingtonian magazine’s list of the 500 Most Influential People in the nation’s...

May 05, 2023
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Article
Community Bank Awareness

Senators distinguish failed banks from rest of industry

Senate Banking Committee leaders differentiated recently failed financial institutions from the broader banking industry during a committee hearing on holding executives accountable.

May 05, 2023
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Article
Community Bank Awareness Deposit Insurance

ICBA continues distinguishing community banks in national media

ICBA continued to differentiate community banks from larger financial institutions in the news media following the failure of First Republic Bank.

May 03, 2023
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Article
Community Bank Awareness Deposit Insurance

ICBA Urges CFPB to Withdraw Proposed Rule on Credit Card Late Fees

ICBA called on the Consumer Financial Protection Bureau to withdraw its proposed rule on credit card fees for late payments, saying the proposed rule sends the wrong message that punctual credit...

May 04, 2023
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Article
Compliance

ICBA Banker Testifies Before Senate Agriculture Committee, Announces Proposal to Establish New USDA Express Loan Program

The Independent Community Bankers of America (ICBA) today proposed a new USDA Express program to a Senate Agriculture subcommittee at a hearing focused on credit and risk management provisions in a...

May 04, 2023
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Article
Agriculture