ICBA and another group sent a letter to congressional leaders signaling support for the ROAD to Housing Act of 2025, which would expand housing opportunities and address longstanding affordability challenges. ICBA and the other group noted significant concerns regarding Section 705, which would codify into statute the “reconsideration of value” process for property appraisals into the Truth and Lending Act. ICBA and the other group urged Congress to refine Section 705 so that it achieves its intended purpose without imposing disproportionate burdens on financial institutions.