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FinCEN updates FAQs on southwest border targeting order


September 08, 2026 / By ICBA

The Financial Crimes Enforcement Network updated frequently asked questions regarding its Geographic Targeting Order imposing additional recordkeeping requirements for money service businesses along the southwest border of the United States.

Background: The GTO:

  • Requires certain money services businesses to file Currency Transaction Reports for cash transactions between $1,000 and $10,000 occurring in specific counties and ZIP codes.

  • Is effective Sept. 3-March 1.

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