Median family income rose 7% between 2022 and 2025, according to the Federal Reserve’s 2025 Survey of Consumer Finances.
Background: The Fed said the survey, which is undertaken every three years, provides a representative picture of what Americans own, how much they borrow, and how they bank.
Highlights: The latest results show that between 2022 and 2025:
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Real median family income rose 7% to $82,200, while real mean family income fell 6% to $145,200.
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Real median net worth rose by 2% to $215,900, while real mean net worth rose by 7% to $1.24 million.
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The homeownership rate was 66% in 2025, about unchanged from 2022.
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Retirement plan participation was up slightly at around 65%.
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Participation in the stock market declined from 58% to 56%.
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The fraction of families with any type of debt remained about stable at 77%.