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Fed seeks comments on annual stress test


The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.

October 27, 2025 / By ICBA

The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.

Details: The Fed said it is seeking comment on the stress test models, framework changes, and the hypothetical scenarios for the 2026 stress test.

Background: The Fed conducts stress tests to ensure that large banks are sufficiently capitalized even in a severe recession. In December 2024, the Fed announced it would modify the test, and it proposed changes in April of this year.

Deadlines: Comments on the 2026 scenarios are due by Dec. 1, and comments on the proposal enhancing model and scenario transparency are due by Jan. 22.

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