The FDIC proposed amending regulations governing the display of the FDIC official digital sign and non-deposit signage.
Details: The FDIC said:
The proposal would simplify requirements for banks’ display of the FDIC official digital sign and non-deposit signage on digital deposit-taking channels, such as bank websites, mobile applications, and ATMs.
The proposed changes are intended to revise requirements adopted in a 2023 final rule that established FDIC official digital sign and required signage for ATMs and digital banking channels.
The proposal would focus display requirements for the FDIC official digital sign and the non-deposit sign on the screens and pages where signage would be most relevant for consumers.
Background: The FDIC in March delayed the compliance date the compliance date of certain provisions under its December 2023 final rule. Full compliance with these amendments was scheduled to take effect on May 1, 2025.
ICBA Resource: ICBA Education offers an FDIC Signage and Advertisement Requirements Policy designed to help community banks adhere to the regulations.