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Letter in Response to EGRPRA Review

While it is not perfect, the 1995 CRA framework is well-understood by the industry...receive confirmation or denial of whether the proposed activity is eligible for...

Nov 3, 2025
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Joint Letter on Reporting of Data on Loans to Small Businesses and Small Farms

Part II prior to completing rulemakings pertaining to Community Reinvestment Act (CRA...Indeed, the FDIC and the OCC have proposed increasing the size of...

Jul 31, 2025
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Request for Advance Notice of Fair Credit Reporting Act Proposal

For example, aggregators that currently are not consumer repor�ng agencies (CRAs)...may be defined as CRAs by Sec�on 1033 Rule....This...

Jul 31, 2025
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test060916

 The Community Reinvestment Act (CRA) asset thresholds should be modernized....While no bank is exempt from CRA, asset thresholds are used to...

Aug 1, 2025
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FDIC Merger Letter

The FDIC, as required by the Community Reinvestment Act (“CRA”), will also note...The current convenience and needs guidelines, which consider the...

Jul 31, 2025
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19.01.22_SmallDollarCL

Extend CRA Credit The Community Reinvestment Act (“CRA”) is intended to encourage...income neighborhoods, consistent with safe and sound...

Aug 1, 2025
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Figure Bank - Joint Trade Comment Letter - 12.7.2020

Would Not Be Subject to Similar Standards Under the Community Reinvestment Act (“CRA...As an uninsured depository institution, Applicant would not be subject to the...

Jul 31, 2025
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Letter to FDIC Board Regarding Pending ILC Applications

community banking industry and its membership through effective advocacy, best-in-class...but that proposes to be evaluated for purposes of the Community Reinvestment Act...

Jul 31, 2025