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Financial Inclusion Report

.............................. 12 Modernizing the Community Reinvestment Act (“CRA...page 13 MODERNIZING THE COMMUNITY REINVESTMENT ACT (“CRA”)...

Sep 25, 2025
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ICBA Letter Opposing Sony National Trust Bank Application

”) Congress enacted the CRA to address a history of underinvestment in low- and...Because national trust banks do not take deposits, they are not subject to the...

Nov 12, 2025
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Request for 30-Day Comment Extension on Proposal to Remove Medical Debt Information from Credit Reporting

We represent consumer reporting agencies (CRAs), debt collection organizations,...users of data who rely on the accurate, reliable, and predictive data provided by...

Jul 31, 2025
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Joint Trades Opposition to House Consideration of SJ Res 15 True Lender

The Joint Resolution, which was issued under the Congressional Review Act (CRA),...We are concerned that using a CRA resolution of disapproval...

Jul 31, 2025
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Joint Letter to House on True Lender

The Joint Resolution, which was issued under the Congressional Review Act (CRA),...We are concerned that using a CRA resolution of disapproval...

Jul 31, 2025
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Mutual Capital Principles Position Paper

Investment and CRA Considerations • Allow financial institutions to invest without...• Recognize investments as CRA-eligible when deployed to LMI...

Nov 3, 2025
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ICBA Comments on Bureau Guidance and Implementation Support

community banking industry and its membership through effective advocacy, best-in-class...the public prospectively are deemed rules under the Congressional Review Act...

Aug 1, 2025
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Concerns Regarding the FDIC's Approval of Edward Jones's Industrial Loan Company Charter.pdf

Thousands of de facto Branches Will Not be Required to Satisfy CRA Obligations in...raises serious questions about compliance with the Community Reinvestment Act...

Apr 7, 2026