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18.04.17_SJRes57ltr
Res. 57, a joint resolution under the Congressional Review Act (CRA) introduced...determination that the “guidance” outlined in the Bulletin is a “rule” subject to...
Joint Letter in Support of Legislation to Ban Trigger Leads
”) by a lender notifies the CRA that the consumer is interested in home financing...Under the Fair Credit Reporting Act (FCRA), CRAs are currently...
Regulatory Update - 1071
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are considered to...
Regulatory Update - 1071 (Updated October 2025)
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are considered...
Regulatory Update - 1071 (May 2025)
CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are...
ICBA Statement for True Lender Hearing 4.28.21
and oppose legislative efforts to repeal it using the Congressional Review Act (CRA...What’s more, CRA is a blunt and counterproductive...
18.02.14_DataSecurityStatement
The Equifax breach shows the ongoing vulnerability of credit reporting agencies (CRAs...While CRAs are subject to the data security standards of...
Request for 30-Day Comment Extension on Proposal to Remove Medical Debt Information from Credit Reporting
We represent consumer reporting agencies (CRAs), debt collection organizations,...users of data who rely on the accurate, reliable, and predictive data provided by...