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Regulatory Update - 1071 (May 2025)

CRA Ratings → ICBA has asked Director Chopra to exempt banks that receive an “outstanding...” or “satisfactory” CRA rating and are...

Aug 7, 2025
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ICBA Letter Opposing Sony National Trust Bank Application

”) Congress enacted the CRA to address a history of underinvestment in low- and...Because national trust banks do not take deposits, they are not subject to the...

Nov 12, 2025
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ICBA Statement for True Lender Hearing 4.28.21

and oppose legislative efforts to repeal it using the Congressional Review Act (CRA...What’s more, CRA is a blunt and counterproductive...

Jul 31, 2025
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18.02.14_DataSecurityStatement

The Equifax breach shows the ongoing vulnerability of credit reporting agencies (CRAs...While CRAs are subject to the data security standards of...

Aug 1, 2025