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Identifying and Addressing Redlining Risk Whitepaper

However, REMAs may extend beyond your CRA assessment areas if your bank markets...If your examiner defines a REMA more broadly than your CRA...

Jul 31, 2025
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Comments on 1071 Exemption for Small and Intermediate Banks

Targeted Exemption for Community Banks with Strong Community Reinvestment Act (CRA...In addition, to attain high CRA ratings, banks must be in...

Jul 31, 2025
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Coalition Letter on CFPB Anti-Arbitration Rules Petition

First, the Congressional Review Act (“CRA”) bars the proposed rule. 1 See https...Congress disapproved the Bureau’s previous anti-arbitration rule in its 2017 ...

Jul 31, 2025
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Comments on Credit Reporting on Human Trafficking Victims

The proposed rule mainly requires Credit Reporting Agencies (“CRA”) to act as a...for both furnishers and users of information, ICBA believes that CRAs are...

Jul 31, 2025