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ltr022414

February 24, 2014 United States Senate Washington, D.C. 20515 Dear Senator: On behalf of the Independent Community Bankers of America and nearly 7,000 community banks nationwide, we urge...

Aug 1, 2025

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New York-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Comments on SEC Safeguarding Rule

May 8, 2023 Submitted via rule-comments@sec.gov Ms. Vanessa Countryman Secretary Securities and Exchange Commission 100 F Street NE Washington, DC 20549-1090. RE:...

Jul 31, 2025

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ICBA Statement for House Hearing on Climate Risk Regulation

www.icba.org/advocacy July 18, 2023 Climate Risk Regulation: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the...

Jul 31, 2025

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TCM Privacy Notice

FACTS WHAT DOES TCM BANK, N.A. DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some,...

Oct 10, 2025

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Thought Leadership.pdf

WHITE PAPERS Enhance your credibility by demonstrating how your business effectively navigates industry complexities through innovative products or solutions. THE BIG IDEA A unique opportunity...

Jan 30, 2026

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2013 ICBA Community Bank Payments Survey Key Findings

1 November 12, 2013 2013 ICBA Community Bank Payments Survey: Key Findings About the Study Since 2007, the Independent Community Bankers of America (ICBA) has conducted a biennial ...

Aug 1, 2025

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2025 ICBA LEAD FWD Summit FAQs

2025 ICBA LEAD FWD Summit FAQs Q. What is the LEAD FWD Summit? A. LEAD FWD is a two-day event designed to empower attendees with insights from top leadership experts and foster a robust...

Jul 30, 2025

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Legislative Update - Stablecoins (Updated October 2025)

October 2025 Digital Assets and Community Banks What’s at Stake Digital assets of all kinds, including stablecoins, create a risk of disintermediating community banks by competing...

Nov 3, 2025

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USA Today CU Ad

Credit Unions: Have They Lost Their Way? Congress granted credit unions a tax exemption nearly a century ago intended to help people of modest means, but today many are exploiting it at...

Jul 31, 2025

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Visa Auto Rental Collision Damage Waiver

July 2020 Visa recently evaluated the consumer credit marketplace about preferences that reflect market needs. In this process, Visa identified that the Auto Rental Collision Damage waiver...

Jul 31, 2025

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ICBA_Testimony_17.03.28

Testimony of R. Scott Heitkamp President & CEO ValueBank Texas Corpus Christi, Texas On behalf of the Independent Community Bankers of America Before the United States House...

Aug 1, 2025

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iptv-service-provider-premium-50.pdf

Download Iptv Smarters Pro Best Player For 4k Iptv Streams --Q2@q date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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ICBA CFPB Servicing Letter

May 10, 2021 David Uejio Acting Director Bureau of Consumer Financial Protection 1700 G St NW Washington, DC 20552 RE: Protections for Borrowers Affected by the COVID-19...

Jul 31, 2025

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Pennsylvania-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Letter to the CFPB on the Proposed Interpretive Rule on Earned Wage Access Products

August 30, 2024 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Truth in Lending (Regulation Z); Consumer Credit...

Jul 31, 2025

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MN - Coverage Fact Sheet

Community Bank Presence in Contrast MINNESOTA Community Bank Branch Locations Community banks in MN represent 100% of rural* counties 100% of LMI* counties 100% of all MN counties In...

Oct 15, 2025

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Exhibitor Registration Options

NASHVILLE Gaylord Opryland, Nashville, TN March 11–14, 2025 | icba.org/live Exhibitor Registration Options This form must be returned by February 12, 2025 The following is a list of options for...

Jul 31, 2025

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18.09.26_JointMLOltr

September 26, 2018 The Honorable Mick Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Dear Acting Director Mulvaney, The...

Aug 1, 2025

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iptv-service-provider-premium-142.pdf

Reliable Iptv Service For Firestick Android And Smart Tv --U6@c date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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Colorado

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Administrator Guide

ICBA Bank Director Program Roster Management and Bank Director Online Training (BDOT) Course Administration Guide Table of Contents BEFORE YOU GET STARTED – Director/Employee Roster...

Jul 31, 2025

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iptv-service-provider-premium-143.pdf

Say Goodbye To Expensive Cable With This Reliable IPTV Service --X8@o date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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Interim guidance Regarding Interest on Loans.pdf

January 20, 2026 The Internal Revenue Service CC:PA:01:PR (Notice 2025-71) Room 5503, P.O. Box 7604 Ben Franklin Station Washington, D.C. 20044 RE: Interim Guidance Regarding...

Jan 21, 2026

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Banking Crypto webinar

Banking Crypto ICBA Webinar September 2022 Heather Eastep Carleton Goss Hunton Andrews Kurth LLP Hunton Andrews Kurth LLP 2200 Pennsylvania Avenue, NW 1445 Ross Avenue, Suite 3700 Washington, DC...

Jul 31, 2025

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ICBA comment letter in response to RFI regarding consumer education programs

Via electronic submission July 3, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request...

Aug 1, 2025

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Corporate Membership Brochure

Building Your Community Bank Business Starts With ICBA Why Join ICBA? For community banks, the journey to find the right provider begins with ICBA. The Independent Community Bankers of ...

Jul 31, 2025

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ECIP Forum II - Dec 2022

Webinar: ECIP Forum II for CDFIs and MDIs Name Company Info Assets Phone Mr. Robert Barnes President/CEO PriorityOne Bank 220 Main Avenue North Magee, MS 39111-3536 $964,083,000 (601)423-0077 ...

Jul 31, 2025

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Virginia-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Education Quarterly Brochure Q3 2025

New Season. New Skills. • The Follow Up Factor • Build Your 2026 Training Strategy • New! ICBA Compensation & Benefits Report & Dashboard Training Guide August 2025 www.intrafi.com Use of...

Sep 17, 2025

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WV - SBA Fact Sheet

Community Bank Small Business Administration Lending WEST VIRGINIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Iowa-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Leg Reg Successes 2006 to 2015

          ICBA Legislative and Regulatory Successes   www.icba.org 1      ICBA Legislative and Regulatory Success  2006 – 2015     2006  ...

Aug 1, 2025

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Joint Letter on Suspended Counterparty Program Proposal

September 18, 2023 Mr. Clinton Jones General Counsel Federal Housing Finance Agency 400 7th Street, SW Washington, DC 20219 RE: Suspended Counterparty Program - Notice of Proposed...

Jul 31, 2025

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Federal Reserve PSR Policy Comment Letter

August 2, 2021 Via Electronic Submission Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street Constitution Avenue, NW Washington, DC 20551 RE: ...

Jul 31, 2025

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2018 ICBA Membership Ad

The Independent Community Bankers of America is the only national organization that exclusively represents the interests of community banks. With effective advocacy, best-in-class education, and...

Aug 1, 2025

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Letter in Response to RFI on Detecting Illicit Activity Involving Digital Assets

Submitted electronically via Federal eRulemaking Portal October 17, 2025 Julie Lascar Director, Office of Strategic Policy, Terrorist Financing, and Financial Crimes U.S. Department...

Nov 3, 2025

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19.01.30_BowmanLtr

January 30, 2019 The Honorable Donald J. Trump President of the United States The White House 1600 Pennsylvania Avenue, NW Washington, D.C. 20500 Dear President Trump: On...

Aug 1, 2025

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PA-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Input on Cannabis Banking

January 13, 2020 The Honorable Mike Crapo Chairman Committee on Banking, Housing, and Urban Affairs United States Senate Washington D.C. 20510 Dear Chairman Crapo: On behalf...

Jul 31, 2025

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Michigan

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Reg II FRB NPR Comment Letter

Submitted via www.federalreserve.gov August 11, 2021 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington,...

Jul 31, 2025

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ltr031716

March 17, 2016 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Allowance for Loan Losses and the Current Expected...

Aug 1, 2025

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Requst to Extend AI Request for Information

April 22, 2021 Via Electronic Mail Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms....

Jul 31, 2025

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FDB Breakout Session Questions

Breakout Discussion Questions Stablecoin and CBDC ICBA Federal Delegate Board Meeting Sunday, May 1, 1:00 pm – 3:30 pm ET ...

Jul 31, 2025

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ltr041813b

April 18, 2013 The Honorable Jerry Moran The Honorable Joe Manchin United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Moran and...

Aug 1, 2025

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Lender Recommendations for FSA Loan Program Improvements

FSA Program Changes Needed to Support Beginning Farmers and Improve FSA Farm Loan Programs Outdated requirements in law are preventing some beginning farmers and ranchers from accessing...

Jul 31, 2025

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Letter to Bureau of the Fiscal Service on adoption of changes to Nacha rules

Via electronic submission October 7, 2024 Ian Macoy Director of Settlement Services Bureau of the Fiscal Service 3201 Pennsy Drive, Building E Landover, MD 20785 RE: FEDERAL...

Jul 30, 2025

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Compliance_ICBA_ThoughtLeadership2025_AMANDA

THOUGHT LEADERSHIP 2025 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org You have the Regulation and Compliance expertise that community...

Oct 4, 2025

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Minority Bank Advisory Council Roster

Minority Bank Advisory Council Chairman Dimitrius Martel Hutcherson, Sr. First Independence Bank Detroit, MI Vice Chairman Valerie M. Quiett, Esq. Mechanics & Farmers Bank Durham, NC Council...

Jul 31, 2025

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California

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bank Director Program Newsletter - July/Aug 2017

COMMUNITY BANK DIRECTOR NEWSLETTER | January/February 2017 6 Surveys show bank customers are interested in smartphone-based payment platforms. But with merchant acceptance still low, should...

Aug 1, 2025

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California-25

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Farm Credit System Background Docs 2023

The agency posts its regulatory projects plan twice a year, coinciding with its semiannual update of the Unified Regulatory Agenda, which is published on the web at RegInfo.gov in the spring and...

Jul 31, 2025

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Joint Letter on SBA Affiliation and Loan Authorization Proposals

December 2, 2022 The Honorable Ben Cardin The Honorable Rand Paul Chairman Ranking Member Committee on Small Business & Entrepreneurship Committee on Small Business &...

Jul 31, 2025

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ICBASummaryMortgageServicing

Summary of Mortgage Servicing Rules The Consumer Financial Protection Bureau (CFPB) released its final rules on mortgage loan servicing on January 17, 2013. These new national standards are...

Aug 1, 2025

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Michigan-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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3. Travel Accident Insurance Rider

COPY O NLY Travel Accident Insurance; underwritten by Federal Insurance Company, one of the Chubb Group of Insurance Companies. Your Institution is a sponsoring member of the Financial...

Aug 7, 2025

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test062813

1 Statement of Ann Grochala, ICBA Vice President for Lending and Housing Policy Before House Financial Services Committee Ranking Member Maxine Waters’ Panel Discussion: “A Way Forward for...

Aug 1, 2025

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LEAD FWD Brochure

LEAD FWD Summit OVERVIEW Sept. 9-10, 2024 Milwaukee, Wisconsin icba.org/leadfwd TOMORROW’S LEADERS TODAY • TOMORROW’S LEADERS TODAY • TOMORROW’S LEADERS TODAY TOMORROW’S LEADERS TODAY •...

Jul 31, 2025