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Bank Director Newsletter July-August

Inside 2 How to Build an AI Policy at Your Community Bank 4 Whole Lotta Thinkin’ Going On Continued on page 6 Upcoming Events Bank Director Forums Livestreams Sept. 11 Dec. 4 April 3 & June 5...

Sep 17, 2025

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19.08.22_DebtCollectionSummary

www.icba.org/advocacy 1 SUMMARY CFPB PROPOSES DEBT COLLECTION RULE The Consumer Financial Protection Bureau (“CFPB” or “Bureau”) proposes to amend Regulation F, 12 CFR part 1006, which...

Aug 1, 2025

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ICBA Payments Marketing Manual

A definitive resource for winning strategies and best practices Card Marketing For Main Street CARD MARKETING FOR MAIN STREET 2 WWW.ICBABANCARD.ORG SECTION 1 - INTRODUCTION...

Oct 1, 2025

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ltr071516

July 15, 2016 The Honorable John Thune The Honorable Benjamin L. Cardin United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Aug 1, 2025

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ltr051314

Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 May 13, 2014 RE: Amendment to the Annual Privacy...

Aug 1, 2025

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Missouri-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr051415

May 14, 2015 The Honorable Mike Conaway The Honorable Collin Peterson Chairman Ranking Member House Committee on Agriculture House Committee on Agriculture U.S. House of Representatives ...

Aug 1, 2025

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FL-26

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Missouri-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Pennsylvania-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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California-31

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Ohio-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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North Carolina-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr041515c

April 15, 2015 The Honorable John Thune The Honorable Ben Cardin Business Income Tax Working Group Business Income Tax Working Group Committee on Finance Committee on Finance U.S....

Aug 1, 2025

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ICBA Thanks 67 Senators

March 7, 2018 United States Senate Washington, D.C. 20510 Dear Senator: On behalf of the nearly 5,700 community banks represented by ICBA, I write to thank the 67 U.S. Senators...

Aug 1, 2025

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test062917

On behalf of the more than 5,800 community banks represented by ICBA, we thank Chairman Crapo, Ranking Member Brown, and members of the Senate Banking Committee for convening today’s hearing on...

Aug 1, 2025

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ltr011315

January 13, 2015 The Honorable Michael Fitzpatrick U.S. House of Representatives Washington, D.C. 20515 Dear Representative Fitzpatrick: On behalf of the more than 6,500 community banks...

Aug 1, 2025

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TX-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ltr091516

September 15, 2016 The Honorable Jerry Moran Chairman, Agriculture Subcommittee Senate Committee on Appropriations United States Senate Washington, DC 20510 Dear Chairman...

Aug 1, 2025

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Missouri-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA HEARING STATEMENT 10 1 2013

On behalf of the nearly 7,000 community bankers represented by the ICBA, thank you for convening this hearing on “Examining Legislative Proposals to Reform the Consumer Financial Protection...

Aug 1, 2025

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Bank Director Program Newsletter - Sept/Oct 2018

COMMUNITY BANK DIRECTOR NEWSLETTER FOURTH QUARTER ECONOMIC OUTLOOK Join Craig Dismuke, chief economist for ICBA Securities’ exclusive broker Vining Sparks on Oct. 18 for his Quarterly ...

Aug 1, 2025

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18.02.06_4771ltr

1 February 6, 2018 The Honorable Paul D. Ryan The Honorable Nancy Pelosi Speaker Ranking Democrat U.S. House of Representatives U.S. House of Representatives...

Aug 1, 2025

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Washington-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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California-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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cl010716

January 7, 2016 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Your letter dated December 22, 2015 Dear Mr. Golden: I...

Aug 1, 2025

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Statement for Senate Stablecoin Hearing

www.icba.org/advocacy December 14, 2021 Enhanced Regulation of Digital Assets Will Promote Responsible Innovation The Independent Community Bankers of America, representing...

Jul 31, 2025

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Colorado-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Georgia-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr071116

American Bankers Association Consumer Bankers Association Consumer Mortgage Coalition Credit Union National Association Housing Policy Council of The Financial Services Roundtable ...

Aug 1, 2025

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ITSA Banking Solutions Amendment P1C language

Account ID: 27294 OID: 00983522 **FISApprovedDocuSignForm** Prepared for: ICBA Bancard, Inc. Page 1 Prepared for: ICBA Bancard, Inc. 1615 L Street NW Suite 900 Washington, DC...

Aug 7, 2025

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19.04.11_199Aletter

The Honorable Chuck Grassley Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Ron Wyden Ranking Member Committee...

Aug 1, 2025

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Introduction to VISA Chip (VISA Issuers Only)

1 EMV chip background and overview 2 Note: Training materials and best practice recommendations are provided for informational purposes only and should not be relied upon for marketing,...

Aug 1, 2025

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MO

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Tennessee

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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TaxBrief17.11.15

www.icba.org/advocacy 1 TAX REFORM: WHAT’S AT STAKE FOR COMMUNITY BANKS AND WHAT TO EXPECT IN THE WEEKS AHEAD ICBA and community banks across the country are closely following...

Aug 1, 2025

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Texas-24

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Expense Policy

J:\Common\Policies\General Member Expense Policy March 2017.doc Independent Community Bankers of America EXPENSE ACCOUNT POLICY GENERAL GUIDELINES  When...

Jul 31, 2025

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18.01.19_TreasuryLTR

January 19, 2018 Kipp Kranbuhl Deputy Assistant Secretary for Small Business, Community Development and Housing Policy United States Department of the Treasury 1500 Pennsylvania Avenue, NW ...

Aug 1, 2025

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iptv-service-provider-premium-175.pdf

Top Rated Best IPTV Provider Reviews Tested For 2026 --X3@g date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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IL-16

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Georgia

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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iptv-service-provider-premium-36.pdf

Buy IPTV Online Affordable Plans With 24 7 Support 2026 --D2@n date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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HMDA Comment Letter

Submitted electronically October 29, 2014 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed Rule...

Jul 31, 2025

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ICBA Comment Letter Taskforce RFI

June 1, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Request for Information to Assist the Taskforce...

Jul 31, 2025

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HI - Coverage Fact Sheet

Community Bank Presence in Contrast HAWAII Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Oct 15, 2025

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Exhibit Prize Drawings

NASHVILLE Gaylord Opryland, Nashville, TN March 11–14, 2025 | icba.org/live Exhibit Prize Drawings This form must be returned by February 12, 2025 ICBA encourages you to provide a prize at your...

Jul 31, 2025

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ltr101416

October 14, 2016 The Honorable Charles Schumer United States Senate Washington, D.C. 20510 Dear Senator Schumer: On behalf of the nearly 6,000 community banks represented by...

Aug 1, 2025

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Illinois-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr090115

September 1, 2015 VIA ELECTRONIC SUBMISSION www.regulations.gov Mary Ziegler, Director Division of Regulations, Legislation and Interpretation Wage and Hour Division U.S. Department of Labor...

Aug 1, 2025

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Bulletin UPDATE 16 - Application Issue 01.16.2025

Bulletin ID: 063021 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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20.08.31_PPP_Assets_Senate_ltr

August 31, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Urban Affairs...

Jul 31, 2025

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2025 Certifications News - Q2

How I Work Susan McLaughlin Meet Susan McLaughlin, Assistant Vice President Auditor and Financial Reporting Analyst at Merchants National Bank in Logan, Ohio. As a Certified Community Bank...

Sep 17, 2025

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19.05.15_PaydayCL

Via electronic submission May 15, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 RE: Rule Docket Number:...

Aug 1, 2025

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California-27

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Combined Webinar List

Webinar Listing 800-422-7285 ICBA.ORG/EDUCATION ICBA Education offers specialized web-based professional training for busy community bankers like you. These instructor-led, 60–90-minute...

Aug 7, 2025

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Letter in Support of Senate ACRE Act S. 838

March 6, 2025 The Honorable Jerry Moran The Honorable Angus King United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Moran...

Jul 30, 2025

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EXCLUSION OF PPPLOANS FROM THE CALCULATION OF BANK ASSETS

August 31, 2020 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Service Committee on Financial Service U.S. House of...

Jul 31, 2025

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ltr091917

September 19, 2017 The Honorable Shelley Moore Capito The Honorable Christopher Coons Chairman Ranking Member Subcommittee on Financial Services Subcommittee on Financial Services and...

Aug 1, 2025

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Florida-25

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025