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2015ProfitabilitySolutionsIssue3

ISSUE 3, 2015 Profi tability A Publication of the ICBA Services Network® IN THIS ISSUE: 2 Product News—Making Loyalty Pay 2 ICBA Reinsurance and Transamerica Work Together 3 ...

Aug 1, 2025

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Corporate Membership Brochure

Building Your Community Bank Business Starts With ICBA Why Join ICBA? For community banks, the journey to find the right provider begins with ICBA. The Independent Community Bankers of ...

Jul 31, 2025

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Pennsylvania-15

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter to Agencies on Accounting for PPP Loans

September 18, 2020 The Honorable Jelena McWilliams Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 The Honorable Brian Brooks ...

Jul 31, 2025

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19.01.30_BowmanLtr

January 30, 2019 The Honorable Donald J. Trump President of the United States The White House 1600 Pennsylvania Avenue, NW Washington, D.C. 20500 Dear President Trump: On...

Aug 1, 2025

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IL-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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RI-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBAcl102914

Submitted electronically October 29, 2014 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed Rule...

Aug 1, 2025

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19.02.11_NALsSandbox_CL

Via electronic submission February 11, 2019 Mr. Paul Watkins Assistant Director, Office of Innovation Consumer Financial Protection Bureau 1700 G St, NW Washington, DC 20552 Re:...

Aug 1, 2025

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Home Depot Class Action Settlement09062017

                      Home Depot Class Action Settlement Home Depot has agreed to settle a case brought by a class of financial institutions in response to its 2014 data breach....

Aug 1, 2025

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VA-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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NY-25

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Letter to CFPB Regarding Regulation E 5-9-2025

May 9, 2025 Via Electronic Submission Comment Intake Bureau of Consumer Financial Protection Attention: PRA Office 1700 G Street NW Washington, DC 20552 RE: Docket No....

Jul 30, 2025

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test051915

On behalf of the more than 6,000 community banks represented by ICBA, thank you for convening today’s hearing on “Protecting Critical Infrastructure: How the Financial Sector Addresses Cyber...

Aug 1, 2025

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ltr052317

May 23, 2017 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, D.C. 20552 FederalRegisterComments@cfpb.gov ...

Aug 1, 2025

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NH

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Montana-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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New York-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bulletin UPDATE 06 - Application Issue 01.15.2025

Bulletin ID: 226696 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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cl012916

January 29, 2016 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Cordray, The undersigned...

Aug 1, 2025

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18.01.22_McWilliamsLTR

January 22, 2018 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs &...

Aug 1, 2025

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iptv-service-provider-premium-106.pdf

IPTV Provider Comparison Guide For 2026 --L0@f date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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Application of Kraken Financial for Access to Federal Reserve Account and Payments System Services

1 October 5, 2020 SENT VIA E-MAIL Stephanie Martin, Esq. Senior Associate General Counsel Federal Reserve Board 20th & C Streets NW Washington, DC 20551 Re: Application...

Jul 31, 2025

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Community Focus

1615 L Street, NW, Suite 900 Washington, DC 20036 www.icba.org

Jul 31, 2025

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MI-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Texas-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Comment deadline extension request for Custodial Recordkeeping NPRM

1 October 18, 2024 James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC...

Jul 30, 2025

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ICBA LETTER RE 5.20.2025 HFSC MARKUP

May 19, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 30, 2025

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Joint Letter Supporting Consumer Financial Protection Commission Act

August 18, 2021 The Honorable Blaine Luetkemeyer Ranking Member Subcommittee on Consumer Protection and Financial Institutions U.S. House Committee on Financial Services 2230...

Jul 31, 2025

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Arizona-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Complaint- Equifax

1 IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF GEORGIA ATLANTA DIVISION INDEPENDENT COMMUNITY BANKERS OF AMERICA, as an association on behalf of its members, ...

Aug 1, 2025

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Massachusetts-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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cl062714

Submitted electronically June 27, 2014 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: CFPB eRegulations...

Aug 1, 2025

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TX - SBA Fact Sheet

Community Bank Small Business Administration Lending TEXAS SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Maryland-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Safe Banking Act

SECURE AND FAIR ENFORCEMENT BANKING ACT OF 2021 (SAFE BANKING ACT) NEED FOR LEGISLATION While cannabis use is illegal under federal law, nearly 20 states and the District of Columbia have...

Jul 31, 2025

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19.11.22_IllicitCashAct

November 22, 2019 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs &...

Aug 1, 2025

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Regulatory Update - Data Privacy (Updated May 2025)

May 2025 ICBA Regulatory Update: Data Privacy Talking Points Topic/Issue: Data Privacy Agency: State and Federal Legislatures Overview: • Legislation to create comprehensive...

Aug 7, 2025

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FiservBancardTokenizationWebinar08242015

Rule the Wallet Through Innovative Payments Melissa Santora Kristine Munsey Dale Davis ICBA Bancard © 2015 Fiserv, Inc. or its affiliates. Agenda Getting Started – 8 Steps ...

Aug 1, 2025

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Bulletin UPDATE 32 - Application Issue 01.21.2025

Bulletin ID: 865672 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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New York-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Florida-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Joint Letter on SBA Affiliation and Loan Authorization Proposals

December 2, 2022 The Honorable Ben Cardin The Honorable Rand Paul Chairman Ranking Member Committee on Small Business & Entrepreneurship Committee on Small Business &...

Jul 31, 2025

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WhatIsICBAAdvocacy

www.icba.org/advocacy GRASSROOTS ADVOCACY WHAT IS ICBA ADVOCACY? The Independent Community Bankers of America (ICBA) is the nation’s voice for community banks. When Congress or a...

Aug 1, 2025

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Michigan-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint Letter to Agencies on SBA Questionnaire

1 November 17, 2020 The Honorable Steven Mnuchin The Honorable Jovita Carranza Secretary Administrator U.S. Department of Treasury U.S. Small Business Administration 1500...

Jul 31, 2025

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ltr120716

December 7, 2016 The Honorable Mitch McConnell The Honorable Chuck Schumer Majority Leader Minority Leader-elect United States Senate United States Senate S- 230, U.S. Capitol ...

Aug 1, 2025

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FL-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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GA-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Cross Generational Study of Americans and Banking 2014

American Millennials and Banking A Cross-Generational Study Enhanced Topline Report 2014 RESEARCH BACKGROUND • This research study is part of an ongoing strategy by the Independent...

Aug 1, 2025

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Statement for the Record for Hearing on Deposit Insurance Reform

icba.org | info@icba.org | 866-843-4222 1 Deposit Insurance Reform: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across...

Sep 17, 2025

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KY-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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GA-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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18.12.04_FasterPaymentsTips

www.icba.org/advocacy 1 CALL TO ACTION Support for Federal Reserve Faster Payments Roles The Federal Reserve Board is seeking public comment on services that the Reserve Banks could offer to ...

Aug 1, 2025

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Tennessee-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Utah-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

Education Quarterly Brochure Q3 2024

LEADing the Next Generation With ICBA Education • Check out upcoming seminars and institutes on the horizon • Webinars that deal with risky business • Soft skills = power skills Training...

Jul 30, 2025

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Letter to Agencies on Accounting for PPP Loans

September 18, 2020 The Honorable Jelena McWilliams Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 The Honorable Brian Brooks ...

Jul 31, 2025

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19.01.30_BowmanLtr

January 30, 2019 The Honorable Donald J. Trump President of the United States The White House 1600 Pennsylvania Avenue, NW Washington, D.C. 20500 Dear President Trump: On...

Aug 1, 2025