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Concepts and facts - ChatGPT gets it mostly right on yield curve shapes

The Treasury yield curve is a critical financial indicator that depicts the relationship between interest rates and the maturity dates of U.S. government debt. Typically, the yield curve slopes...

Feb 20, 2025
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Article

Navigating Employee Retention: Staying Competitive in a Changing Market

In today’s challenging labor market, competitive compensation and benefits packages are crucial to securing and retaining top performers.

Apr 09, 2025
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Article
Executive Leadership/C-Suite Human Resources

“Baby Stepping” Got Coastal Community Bank to BaaS - A Conversation with Eric Sprink, CEO

Host Charles Potts, CIO of the Independent Community Bankers of America, sits down with Eric Sprink to discuss his storied career and passion for community banking. This episode is brought to you...

Sep 09, 2021
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Article

Community Banking and Cryptocurrency – A Conversation with Quontic Bank’s Steve Schnall and ICBA’s Brian Laverdure

Host Charles Potts, Chief Innovation Officer of the Independent Community Bankers of America, talks with Steve Schnall, CEO of Quontic Bank about how the bank launched a cryptocurrency rewards...

Nov 04, 2021
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Article

Taking Bold and Brave Action for Community Banks – with Rebeca Romero Rainey, President and CEO of ICBA

Rebeca Romero Rainey, President and CEO of ICBA, talks with host Charles Potts, Chief Innovation Officer, about how and why ICBA made the decision to stand alone in public opposition to the...

Dec 21, 2021
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Article

Look Back, Look Ahead: ICBA’s Innovation Journey

This year we’ve redoubled our commitment to innovation—with the opening of our Center for Innovation, the rollout of two ThinkTECH Accelerators, and a host of specialized forums and showcases— to...

Dec 23, 2024
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Article
Fintech Innovation

Standing Up for Community Banking: A Call for Fairness in Credit Union Policies

As the number of acquisitions of community banks by credit unions skyrocketed at a shocking rate in 2024, ICBA has rightfully sounded the alarm to legislators and regulators.

Jan 02, 2025
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Article
Credit Unions

Yield enhancer, or gimmick? Callable securities present risk and reward.

Most representatives of the broker-dealer industry have been suggesting to their customers, especially community banks, that their collection of bonds could be situated to perform pretty well in 2025.

Jan 07, 2025
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Article