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Three Ways Community Bankers Can Increase Their Innovative Thinking
Three Ways Community Bankers Can Increase Their Innovative Thinking According to the 2020 Global Innovation Barometer from GE, COVID-19 had a significant downward influence on innovation. However,...
ICBA Polling on Strong Community Bank Favorability Fuels Successful Capital Summit
To support community banker meetings with policymakers on top industry issues, ICBA released new polling data affirming the industry’s strong public favorability at the state and national levels.
Expanding Interchange Price Controls Would Put Fraud Protections at Risk
Maintaining strong risk-mitigation technologies has never been more important for the banking industry, but “big box” merchant lobbyists are attempting to disrupt advances in card fraud mitigation...
How the TerraUSD Collapse Is Affecting Financial Markets
While the collapse of the TerraUSD stablecoin has captured the most attention, it was not the only stablecoin to fail during the market downturn. Here’s a look at the impact of the Terra decline on...
How Four Community Banks Recognize and Celebrate Juneteenth
While Juneteenth is the youngest U.S. federal holiday after it became formally recognized in a law enacted last year, it has decades of significance—with June 19, 1865, recognized as the end of...
Three Ways Community Banks Can Respond to Generational Digital Payments Needs
When it comes to payments, the generational divide has been shrinking. While Gen Z and Millennials still lead the way in digital payments adoption, Baby Boomers and Seniors (over 76) are increasing...
BNPL and the Illogical Argument for Credit Card Interchange Fee Regulation
When a new object comes along like “buy now, pay later,” or BNPL, merchants will gladly pay higher transaction fees than they do for credit cards. But this recent surge in BNPL adoption by...
Faster Payments Have Arrived — Now What?
Faster Payments Have Arrived — Now What? Faster payments have arrived. Accelerated by the pandemic, the growth in digital and contactless payments has pushed consumer and business expectations...