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Reflection and Ruminations

Reflection and Ruminations The oldest Millennials are pushing 40 and are well established in the financial services landscape, but with Gen Z—the elders of whom are college-aged—we have a digital...

Dec 30, 2019
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Article

Navigating a New Decade of Payments

Navigating a New Decade of Payments From concerns about Libra to the development of the Federal Reserve’s FedNow real-time payments settlement service, policymakers are poised for action on behalf...

Jan 30, 2020
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Article
Payments

Into the weeds on the QM patch

Into the weeds on the QM patch The debate over housing-finance reform often ends up deep in the weeds, but the esoteric details are often of the utmost importance to community banks. Recent...

Feb 04, 2020
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Article
Housing Finance/GSEs

Digital Wallets: An Overview

Digital Wallets: An Overview As customer expectations continue to shift, digital wallets—or mobile wallets as they are sometimes called—continue to grow in popularity as a preferred payment option....

Feb 20, 2020
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Article
Payments

Digital-First: Meeting Customers Where They Are

Digital-First: Meeting Customers Where They Are When it comes to financial services, almost 63 percent of the U.S. population uses digital banking. So, as a community bank, if you are not...

Feb 25, 2020
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Article
Technology

Accelerator: Driving Data Analytics and Reducing Fraud

Accelerator: Driving Data Analytics and Reducing Fraud Community banks with fewer resources and less money to invest in technology than their larger counterparts, may view using data analytics as...

Mar 04, 2020
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Article
Fintech Innovation

Unexpected Benefits of ICBA’s ThinkTECH Accelerator

Unexpected Benefits of ICBA’s ThinkTECH Accelerator ICBA's Kevin Tweddle discusses unexpected benefits of ICBA's ThinkTECH Accelerator program with community bankers John Buhrmaster of First...

Jan 03, 2020
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Article
Fintech Innovation

ThinkTECH Accelerator: Purposeful Development

ThinkTECH Accelerator: Purposeful Development As we welcomed in the new decade, ICBA signaled its ongoing commitment to community banking innovation with the launch of our second ICBA ThinkTECH...

Jan 10, 2020
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Article