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Waking Up to the Credit Union Scare

Waking Up to the Credit Union Scare Several ICBA staffers are handing out Halloween cards and candy to every congressional office on Capitol Hill to encourage lawmakers and staff to open their eyes...

Oct 31, 2019
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Article
Grassroots/Be Heard Credit Unions

Megabanks Continue Exiting Local Communities

Megabanks Continue Exiting Local Communities The latest news from Wells Fargo reinforces what we've long known about Wall Street—when the going gets tough, the megabanks head for the exits. By...

Nov 01, 2019
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Article
Agriculture Too-Big-To-Fail/Systemic Risk

Minority Banks: Too Important to Lose

Minority Banks: Too Important to Lose With minority depository institutions continuing to serve a crucial role, their decrease from a high of 215 in 2008 to less than 150 today is a significant...

Nov 13, 2019
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Article
Minority Owned Depository Institutions (MDI)

Detecting and Mitigating Synthetic Identity Fraud

Detecting and Mitigating Synthetic Identity Fraud It’s the fastest growing type of financial crime in the U.S., costing U.S. lenders $6 billion in 2016, and it’s not what you might think. By Tina...

Nov 19, 2019
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Article
Cybersecurity Data Security/Fraud

Core Providers Weigh in on Community Bank Innovation ​

Core Providers Weigh in on Community Bank Innovation ​ “Because we’ve always done it that way” are perhaps the seven most painful words in the English language when it comes to innovation. It’s...

Nov 21, 2019
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Article

Boarding Up the ILC Loophole

Boarding Up the ILC Loophole ICBA continues to lead the opposition to mixing banking and commerce through exploitation of the ILC loophole, recently expressing strong support for new legislation...

Dec 04, 2019
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Article
Commerce & Banking

Same Day ACH: A Viable Faster Payments Solution for Community Banks

Same Day ACH: A Viable Faster Payments Solution for Community Banks In 2018, Same Day ACH volume reached 178 million transactions, an increase of 137 percent over the previous year. As a readily...

Dec 16, 2019
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Article
Payments

Relationships That Stand the Test of Time

Relationships That Stand the Test of Time Community banks have gotten it right again. With the evolution of technology and the rise of a movement to all digital-banking, others within the industry...

Dec 12, 2019
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Article