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Waking Up to the Credit Union Scare
Waking Up to the Credit Union Scare Several ICBA staffers are handing out Halloween cards and candy to every congressional office on Capitol Hill to encourage lawmakers and staff to open their eyes...
Megabanks Continue Exiting Local Communities
Megabanks Continue Exiting Local Communities The latest news from Wells Fargo reinforces what we've long known about Wall Street—when the going gets tough, the megabanks head for the exits. By...
Minority Banks: Too Important to Lose
Minority Banks: Too Important to Lose With minority depository institutions continuing to serve a crucial role, their decrease from a high of 215 in 2008 to less than 150 today is a significant...
Detecting and Mitigating Synthetic Identity Fraud
Detecting and Mitigating Synthetic Identity Fraud It’s the fastest growing type of financial crime in the U.S., costing U.S. lenders $6 billion in 2016, and it’s not what you might think. By Tina...
Core Providers Weigh in on Community Bank Innovation
Core Providers Weigh in on Community Bank Innovation “Because we’ve always done it that way” are perhaps the seven most painful words in the English language when it comes to innovation. It’s...
Boarding Up the ILC Loophole
Boarding Up the ILC Loophole ICBA continues to lead the opposition to mixing banking and commerce through exploitation of the ILC loophole, recently expressing strong support for new legislation...
Same Day ACH: A Viable Faster Payments Solution for Community Banks
Same Day ACH: A Viable Faster Payments Solution for Community Banks In 2018, Same Day ACH volume reached 178 million transactions, an increase of 137 percent over the previous year. As a readily...
Relationships That Stand the Test of Time
Relationships That Stand the Test of Time Community banks have gotten it right again. With the evolution of technology and the rise of a movement to all digital-banking, others within the industry...