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OCC, FDIC heads discuss plans for community bank relief

OCC and FDIC leaders said they plan to focus on improving the regulatory framework for community banks, including making changes to the community bank leverage ratio.

Sep 12, 2025
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Article
Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of Currency (OCC)

ICBA meets with Treasury, FHFA on ending GSE conservatorship

Senior ICBA staff this week participated in two meetings with federal officials related to getting the government-sponsored enterprises, Fannie Mae and Freddie Mac, out of conservatorship.

Sep 11, 2025
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Article

ICBA releases data showing credit union acquisitions harm communities

ICBA released the results of a new data analysis demonstrating that credit union acquisitions of community banks are harming small businesses and local communities.

Sep 10, 2025
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Article
Credit Unions

ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment

ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...

Sep 10, 2025
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Article
Congressional Matters

New op-ed from ICBA leadership banker Ken Hale: Local communities stand to lose millions in local tax revenue

The latest op-ed from ICBA leadership community banker Ken Hale on the negative impact of the credit union tax exemption details the direct impact that credit unions purchasing banks in Louisiana...

Sep 10, 2025
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Article
Credit Unions

OCC clarifies policy on politicized or unlawful debanking

The OCC issued two bulletins clarifying its policies on politicized or unlawful debanking in accordance with last month’s executive order on ensuring fair banking for all Americans.

Sep 09, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA-supported bill restricting mortgage ‘trigger leads’ signed into law

President Donald Trump signed into law the bipartisan Homebuyers Privacy Protection Act, ICBA-supported legislation that will help protect the financial privacy of mortgage applicants.

Sep 08, 2025
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Article
Mortgage Lending Federal Housing Finance Agency

ICBA, other groups call on Congress to renew cybersecurity law

ICBA and other groups called on Congress to extend the Cybersecurity Information Sharing Act before its Sept. 30 expiration date, saying that failure to do so would impede public-private sector...

Sep 05, 2025
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Article
Cybersecurity