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Fed requests comments on payment account proposal

Fed requests comments on payment account proposal The Federal Reserve Board requested public comment on its proposal to establish a payment account—also known as a "skinny” master account—that...

May 21, 2026
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Article
Federal Reserve Digital Assets Payments +1 More...

ICBA opposes Agora’s application for national trust bank charter

ICBA opposes Agora’s application for national trust bank charter ICBA urged the OCC to deny Agora Atlas Corporation’s application for a national trust bank charter for Agora National Trust Bank,...

May 21, 2026
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Article
Office of the Comptroller of Currency (OCC) Fintech

House passes ROAD to Housing Act with community bank provisions

House passes ROAD to Housing Act with community bank provisions The House of Representatives passed the 21st Century ROAD to Housing Act (H.R. 6644)—including ICBA-advocated community bank...

May 21, 2026
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Article
Housing Finance/GSEs Fair Housing Act

Financial Services Industry Outlines Proposed Third-Party Risk Management Reforms to Federal Banking Agencies

Financial Services Industry Outlines Proposed Third-Party Risk Management Reforms to Federal Banking Agencies WASHINGTON, D.C. (May 22, 2026) — The Consumer Bankers Association (CBA), along with...

May 22, 2026
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Article
Operational Risk Risk Enterprise Risk Management

Building Momentum: Progress on Reg CC, the UCC, and the Fight Against Check Fraud

Building Momentum: Progress on Reg CC, the UCC, and the Fight Against Check Fraud A couple years ago, I wrote that check fraud was emerging as a leading concern for community banks, that combating...

May 26, 2026
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Article
Checks Regulation CC - Expedited Funds Availability Act Fraud

Blog post: Community bank efforts to fight check fraud are paying off

Blog post: Community bank efforts to fight check fraud are paying off ICBA and community banks are making progress in the fight against check fraud through sustained advocacy, strong partnerships,...

May 27, 2026
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Article
Checks Fraud

Agencies publish resolution plan feedback letters

Agencies publish resolution plan feedback letters The FDIC and Federal Reserve published feedback letters for several resolution plans submitted in July 2025. Background: Resolution plans, also...

May 27, 2026
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Article
Federal Reserve Federal Deposit Insurance Corporation (FDIC) Regulatory Relief

Executive order avoids citizenship collection requirements

Executive order avoids citizenship collection requirements President Donald Trump issued an executive order on protecting the U.S. financial system from illicit activity that does not include...

May 20, 2026
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)