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The Emerging Influence of Open Banking

One of fintech companies’ most disruptive influences is not necessarily taking away primary deposit relationships, it’s how they motivate consumers to pick and choose apps for all kinds of services.

Nov 08, 2022
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Article
Payments

Why Instant Payments Should Be on Your Digital Transformation Road Map

Even if you aren’t hearing the words “faster payments” or “instant payments” directly from your customers, trends and research show the demand is there – and rising.

Nov 08, 2022
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Article
Payments

Navigating The Waters of Digital Transformation

For years, digital transformation has been top of mind, and community bankers have been diligently evaluating our infrastructure, identifying needs, and developing our individual approaches. That...

Nov 08, 2022
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Article
Payments

Seven ways to use card-on-file to reach top of digital wallet

Ecommerce sales are projected to grow from $4.2 trillion worldwide in 2020 to $5.4 trillion in 2022, according to Statistica. And in North America, card-not-present transactions (excluding travel)...

Nov 08, 2022
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Article
Payments

TCM Bank N.A., promotes Jay Hill to Senior Vice President, Transformation and Project Management

TCM Bank, N.A., the credit card bank of ICBA Bancard®, announced the promotion of Jay Hill from vice president of project management to senior vice president of transformation and project management.

Nov 04, 2022
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Article

Digital Payments Fraud: New Conveniences, New Opportunities for Fraudsters

Though consumers have embraced ACH and wire transfers as essential ways to pay and move money, digital tools have increasingly become popular payment methods for consumers due to their convenience...

Nov 08, 2022
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Article
Payments

Kari Mitchum Joins ICBA as Vice President, Payments Policy

The Independent Community Bankers of America (ICBA) today announced the hire of Kari Mitchum as vice president, payments policy.

Nov 03, 2022
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Article

CFPB reopens inquiry into Big Tech payments platforms

The Consumer Financial Protection Bureau reopened the public comment period on its series of orders collecting information on the business practices of large U.S. tech companies that operate...

Nov 01, 2022
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Article