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ICBA Bancard is Here to Help
Our mission at ICBA Bancard is to deliver flexible, innovative payments and digital commerce solutions that allow community banks to flourish. To this end, ICBA Bancard’s team is here to help and...
Instant Payments Fraud
Instant, faster, real-time: no matter how you describe the newest sets of payment rails, there are many questions as to how those payments may be protected.
FDIC follows OCC with proposed large-bank climate principles
The FDIC requested public comment on draft principles that would provide a high-level framework for institutions over $100 billion in assets to manage exposures to climate-related financial risks.
DeFi platform crypto hack might be largest ever
Decentralized finance platform Ronin Network announced a hack of more than $625 million in cryptocurrencies, possibly the largest crypto hack on record.
Understanding the What, Why, and How of Instant Payments
As bankers try and digest a steady stream of news related to faster payments, it can be overwhelming to try and keep straight what all the different terms mean, what solutions ride which payment...
Chairman's Column: Asking the Right Questions
As we come to the end of the first quarter of 2022, we’re still in the throes of finding our “new normal,” which is shaping everything from our branch strategy to product innovation. For many,...
NY Fed analysis signals rise in student loan delinquencies
Family Federal Education Loan borrowers, who were not covered by the federal freeze put in place during the pandemic, struggled with their debit payments, and could signal problems ahead for nearly...
“PAVE” report outlines pathway to homeownership equity
The Administration announced the release of its Interagency Task Force on Property Appraisal and Valuation Equity report designed to address racial and ethnic bias in the home appraisal process.
Summary of SBA Plan to Claw Back Pandemic-Era 7(a) Program Mispayments
The Small Business Administration recently disclosed that it will directly contact more than 1,000 lenders after it potentially made erroneous 7(a) program payments to borrowers under Section 1112...
Nation’s Community Bankers Meet in Washington for ICBA Capital Summit
ICBA to host hundreds of community bank leaders during the 2022 ICBA Capital Summit May 1-4 in the nation’s capital.
OCC reports mortgage performance improvement
The OCC said the performance of first-lien mortgages in the federal banking system improved during the fourth quarter of 2021.
CFPB issues guidance targeting review fraud
The CFPB’s guidance describes certain business practices related to customer reviews that are generally unlawful under the Consumer Financial Protection Act.
Cyber officials: Be on alert for Russian cyberattack
Federal cybersecurity officials called on U.S. critical infrastructure to be prepared to defend against a possible Russian state-sponsored cyberattack.
ICBA and Community Banks Celebrate America’s Ag Community
ICBA and the nation’s community banks celebrate America’s local farmers, ranchers and agricultural enterprises during National Ag Day.
ICBA testifies on harm of SBA direct lending
ICBA told Congress that community banks are critical to the success of Small Business Administration lending programs, which should not be undermined by instituting direct SBA lending under its...
Bolton: Tax-subsidized credit union acquisitions demand Washington response
The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new...
CISA stakeholder call on Russia-Ukraine conflict today
The Cybersecurity and Infrastructure Security Agency is hosting an unclassified stakeholder call today to address the U.S. homeland impact of the Russia-Ukraine conflict.
What interest rate hikes mean for community banks
With the Federal Reserve voting this week to raise target interest rates, a new ICBA blog post details what the move means for community banks and the communities they serve.
ICBA summary details executive order on digital assets
ICBA released a summary of President Joe Biden’s executive order on digital assets and what it means for the nation’s community banks.
FS-ISAC offers Russia-Ukraine cyber update
The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary report offers the latest on the Russo-Ukraine conflict, including a joint advisory on Russian...
Bolton: Tax-subsidized credit union acquisitions demand Washington response
The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new...
ICBA Summary of President Biden’s Executive Order on Digital Assets
On March 9, 2022, President Joe Biden signed an executive order that outlines the administration’s strategy to address crypto asset risks, develop a framework to promote responsible innovation, and...
CFPB expands anti-discrimination oversight under UDAAP authority
The Consumer Financial Protection Bureau said it is expanding its “anti-discrimination efforts” beyond credit products to counter discriminatory practices “across the board in consumer finance.”
Biden signs omnibus with ICBA-advocated fixes
President Joe Biden formally signed into law the $1.5 trillion government funding omnibus with ICBA-advocated provisions related to the SBA’s 504 loan program and LIBOR.
ICBA testifying tomorrow on PPP
ICBA is scheduled to testify before Congress at 10 a.m. (Eastern time) tomorrow, March 16, on community bank leadership in Paycheck Protection Program lending.
CFPB encourages Homeowner Assistance Fund participation
The Consumer Financial Protection Bureau encouraged mortgage servicers to sign up for Homeowner Assistance Fund programs to help homeowners avoid foreclosure.
FS-ISAC: Global cyber threats to accelerate
FS-ISAC said the rapid digitization of the financial services sector has led to an increase in global cyber threats in 2021, specifically cyberattacks targeting third-party suppliers and critical...
U.S., other nations announce new actions against Russia
The White House announced a new round of international actions against Russia following the invasion of Ukraine.
ICBA to Congress: SBA Direct Lending Would Undermine Successful Programs
ICBA today told Congress that community banks are critical to the success of Small Business Administration lending programs, which should not be undermined by instituting direct SBA lending under...
ICBA testifying today on PPP, other SBA programs
ICBA is scheduled to testify before Congress at 10 a.m. (Eastern time) today on community bank leadership in lending under the Paycheck Protection Program and other Small Business Administration...
FDIC rescinds pandemic-era Part 363 reporting relief
The FDIC rescinded guidance providing coronavirus-affected financial institutions extra time to file annual reports under Part 363 of the agency's regulations.
Raskin withdraws Fed nomination
Former Federal Reserve Governor Sarah Bloom Raskin withdrew her nomination for Fed vice chair for supervision.
Stablecoins raise policy questions affecting community banks: blog
With the growing volume of stablecoins in circulation drawing increased attention from policymakers and the media, a new ICBA blog post provides an update with implications for community bankers.
ICBA toolkit offers National Ag Week materials
With National Agriculture Day and Week set for next week, ICBA is offering customizable materials community banks can use to celebrate.
Omnibus with ICBA-advocated fixes signed into law
President Joe Biden signed into law the $1.5 trillion government funding omnibus with ICBA-advocated provisions related to the SBA’s 504 loan program and LIBOR.
ICBA testifying next week on PPP
ICBA is scheduled to testify before Congress next week on community bank leadership in Paycheck Protection Program lending.
Senate passes omnibus with ICBA-advocated fixes
The Senate passed the $1.5 trillion omnibus to fund the government through Sept. 30 with ICBA-advocated provisions related to the SBA’s 504 loan program, LIBOR, and cyber incident reporting.
Task force updates AML-deficiency jurisdictions
Task force updates AML-deficiency jurisdictions The Financial Action Task Force—a global anti-money-laundering watchdog—updated its statements concerning jurisdictions with strategic AML,...
CFPB launches rural America initiative
The Consumer Financial Protection Bureau launched an initiative to focus on financial issues facing rural America.
ICBA Examining Executive Order on Digital Assets and Its Impact on Community Banks and Consumers
Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on the White House’s executive order on digital asset risks and opportunities.
Agencies announce crypto-related charges with executive order on deck
The Securities and Exchange Commission and Commodity Futures Trading Commission announced separate charges related to digital asset-related fraud.
Rounds, Gruenberg, Hsu addressing 2022 Capital Summit
Several speakers are set for the 2022 ICBA Capital Summit, the industry’s premier advocacy event scheduled for May 1-4 in Washington, D.C.
New sanctions target Russian billionaires, disinformation
The Treasury and State departments announced additional sanctions on Russian individuals and companies for supporting the Russian government despite existing sanctions.
Alabama Banker Elected ICBA Chairman
Brad M. Bolton, president, CEO and senior lender of Community Spirit Bank in Red Bay, Ala., was elected chairman of the Independent Community Bankers of America for 2022-23.
ICBA Urges Congress to Ask Credit Union Representatives About Tax Exemption
With representatives from tax-exempt credit unions in Washington this week for meetings with congressional offices, the Independent Community Bankers of America is calling on lawmakers to ask tough...
ICBA Expands Preferred Service Provider Agreement with Jack Henry
ICBA today announced its expanded relationship with Preferred Service Provider Jack Henry & Associates to include its Performance Scorecard tool.
Biden administration announces sweeping Russia sanctions
The Biden administration announced a new set of economic sanctions against Russia following its launch of a military operation in Ukraine.
FHFA re-proposes GSE seller-servicer eligibility requirements
The Federal Housing Finance Agency re-proposed minimum financial eligibility requirements for Fannie Mae and Freddie Mac seller-servicers.
ICBA campaign targeting credit union tax exemption
ICBA is running a targeted digital campaign encouraging congressional offices to press credit unions on acquisitions of community banks and other key issues.
ICBA supports Senate TAILOR Act
ICBA expressed support for Senate legislation to promote tiered banking regulation by requiring agencies to tailor regulatory actions based on the risk profile and business model of affected...
Jennifer Newman Joins ICBA Congressional Relations Team as Assistant Vice President
The Independent Community Bankers of America, announced today the hire of Jennifer Newman as assistant vice president of congressional relations.
FinCEN: Beneficial ownership rulemaking next step in BSA/AML overhaul
The Financial Crimes Enforcement Network is working to issue proposed rules on beneficial ownership information access and disclosure requirements, FinCEN Deputy Director AnnaLou Tirol said.
ICBA Announces 2022-23 Executive Committee
The Independent Community Bankers of America today announced the election of its 2022-23 Executive Committee during the 2022 ICBA LIVE national convention in San Antonio.
Incoming ICBA Chairman Brad Bolton: There’s No Success without Sacrifice
Incoming Independent Community Bankers of America Chairman Brad Bolton encouraged community banks attending ICBA LIVE to sacrifice a few minutes of every day to engage in ICBA advocacy efforts for...
ICBA’s Rebeca Romero Rainey: Race for Community Banks and Main Street a Marathon, Not a Sprint
During her keynote speech today at ICBA LIVE, ICBA President and CEO Rebeca Romero Rainey reminded community bankers theyare the heartbeat of this nation’s economy and every community deserves a...
ICBA LIVE Kicks off in San Antonio: “All In, All Heart” Celebrates the Spirit of Community Banking
Starting today, community bankers and industry leaders from across the country will gather in-person for the 2022 Independent Community Bankers of America (ICBA) national convention ICBA LIVE, at...
ICBA: Insured Deposits Are Safe at a Community Bank
The Independent Community Bankers of America today reminded consumers and community banking customers that their insured deposits are safe and backed by the full faith and credit of the federal...
Blog: How new BIN standards affect community banks
The latest blog post from ICBA Bancard President and CEO Tina Giorgio spotlights new Bank Identification Number standards taking effect in April.
CFPB issues student loan servicer notice on loan forgiveness
The Consumer Financial Protection Bureau issued a bulletin detailing student loan servicers’ obligations to halt unlawful conduct related to borrowers’ eligibility and benefits under the Public...
ICBA Backs Bills to Tailor CFPB’s 1071 Reporting Rule
ICBA today expressed support for three House bills to mitigate the negative impact of a Consumer Financial Protection Bureau proposal implementing new data collection and reporting requirements for...