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Expediting Commercial Loan Applications with Accelerator Finalist CRiskCo
Expediting Commercial Loan Applications with Accelerator Finalist CRiskCo ICBA's Kevin Tweddle talks expedited underwriting for commercial loans with ThinkTECH Accelerator finalist CRiskCo....
Focusing on Economic Opportunity
Focusing on Economic Opportunity Community banks' dedication to bipartisan economic principles that expand access to financial services shines through in ICBA’s new policy platform: “Community...
Wall Street Spins Another Tall Tale
Wall Street Spins Another Tall Tale The megabanks are at it again. By Rebeca Romero Rainey The megabanks are at it again. While Bank of America and other large financial institutions have been...
ThinkTECH Accelerator Finalists Gear Up for Showcase
ThinkTECH Accelerator Finalists Gear Up for Showcase With the bootcamp experience coming to a close, here's a sneak peek into what community bankers can expect during the ThinkTECH Showcase at ICBA...
Empowering Banks for the Future with Accelerator Finalist Agora
Empowering Banks for the Future with Accelerator Finalist Agora ICBA's Kevin Tweddle talks ramping up digital services with ThinkTECH Accelerator finalist Agora. By Kevin Tweddle There’s just...
Square Peg, Round Loophole
Square Peg, Round Loophole ICBA’s new white paper on industrial loan companies takes a deep dive into the long history of this obscure charter type and its transformation of recent years. By Rebeca...
Integrating Systems for Efficiency with Accelerator Finalist Teslar
Integrating Systems for Efficiency with Accelerator Finalist Teslar ICBA's Kevin Tweddle talks maneuvering complicated processes across multiple systems and platforms with ThinkTECH Accelerator...
Diving into Data with Accelerator Finalist KapitalWise
Diving into Data with Accelerator Finalist KapitalWise ICBA's Kevin Tweddle talks diving into data with ThinkTECH Accelerator finalist KapitalWise. Zach Pettet of nbkc in Kansas City, Mo., offers...
A Story Worth Spreading
A Story Worth Spreading Despite megabank advantages borne out of economies of scale, regulatory loopholes, or even tax-advantaged status, community banks continue to flourish by putting...
Wall Street Numbers Still Not Adding Up
Wall Street Numbers Still Not Adding Up Ahead of Wednesday’s House Financial Services Committee, the megabanks are working to bolster their reputations by picking and choosing which data best fits...
How Community Bankers Support Financial Literacy in the U.S.
How Community Bankers Support Financial Literacy in the U.S. Nearly two-thirds of all Americans could not pass a five-question financial literacy test on everyday economic topics, a stat that...
Small Business Lending Opens Doors to Payment Product Opportunities
Small Business Lending Opens Doors to Payment Product Opportunities Beyond highlighting the positive role community banks serve in funding small businesses, the Federal Reserve Bank's Small...
Living the Label
Living the Label This week marks my first year as CEO. It has been an exciting and gratifying whirlwind during which time our industry has achieved important advocacy gains while continuing our...
High-Tech, High-Touch Community Banking
High-Tech, High-Touch Community Banking ICBA's Kevin Tweddle shares examples of three community banks offering innovative services that align with today's 24/7 environment without losing sight of...
Double Victory on Brokered Deposits
Double Victory on Brokered Deposits The FDIC’s comprehensive review of the regulatory approach to brokered deposits and interest rate caps for banks that are less than well capitalized carries with...
Ending the Financial Exploitation of Older Americans
Ending the Financial Exploitation of Older Americans ICBA's Lindsay LaNore discusses ICBA's efforts to help combat the financial exploitation of older Americans and ensure community banks have the...
Small Mortgages are a Community Bank Specialty
Small Mortgages are a Community Bank Specialty Low- and middle-income home buyers seeking smaller mortgage loans should begin their search at their local community bank, ICBA Vice Chairman Robert...
The Federal Reserve’s Essential Role in Faster Payments
The Federal Reserve’s Essential Role in Faster Payments ICBA's Cary Whaley explains why the Federal Reserve must play a leadership role in faster payments to ensure safety, integrity, continuity...
ICBA ThinkTECH Accelerator Cohort Excels with High-Tech Relationship Banking
ICBA ThinkTECH Accelerator Cohort Excels with High-Tech Relationship Banking ICBA's Kevin Tweddle notes recent industry accolades by several ThinkTECH Accelerator alumni including, Invest Sou Sou,...
Winning the Tug-of-War Between Innovation and Regulation
Winning the Tug-of-War Between Innovation and Regulation ICBA's Kevin Tweddle discusses the push and pull between fintech innovation and regulation in today's dynamic and technology-centric world....
How the Fed Can Stop a Megabank Monopoly
How the Fed Can Stop a Megabank Monopoly A Fed-operated real-time settlement system is needed to ensure universal access and to promote future payments innovations. By Rebeca Romero Rainey As the...
Main Street Victory on Faster Payments
Main Street Victory on Faster Payments After years of ICBA-led advocacy on behalf of a real-time payments system that ensures access and choice for community banks, the Federal Reserve has...
ICBA ThinkTECH Accelerator Finalists Team Up
ICBA ThinkTECH Accelerator Finalists Team Up ICBA's Kevin Tweddle provides an update on ThinkTECH alumni collaborations in support of broader adoption and a more seamless user experience. By Kevin...
ICBA ThinkTECH Accelerator 2.0: The Innovation Journey Continues
ICBA ThinkTECH Accelerator 2.0: The Innovation Journey Continues ICBA's Kevin Tweddle discusses the launch of ThinkTECH 2.0, which builds on the momentum of its inaugural accelerator program in...
Assessment Credits Finally Paying Off
Assessment Credits Finally Paying Off The FDIC announced that the Deposit Insurance Fund reserve ratio has reached 1.38 percent, triggering the distribution of approximately $764 million in...
Taking on Credit Union Poaching
Taking on Credit Union Poaching ICBA and community bankers are speaking out about a disturbing trend that should unsettle all taxpayers: large credit unions buying up smaller community banks. By...
Community Banks: Independent and Resilient
Community Banks: Independent and Resilient As we celebrate our nation’s founding, let's remember the independent spirit that birthed our country and continues among thousands of independently owned...
Six Essential Questions for Evaluating Bank Innovation
Six Essential Questions for Evaluating Bank Innovation ICBA's Kevin Tweddle suggests critical questions bankers should ask when developing their innovation strategy. By Kevin Tweddle As community...
With Volcker Rule Exemption, S. 2155 Relief Continues
With Volcker Rule Exemption, S. 2155 Relief Continues As advocated by ICBA since the Volcker Rule was first proposed a decade ago, this additional source of regulatory burden no longer applies to...
Community Banks Are Standing Up for Rural America
Community Banks Are Standing Up for Rural America The nation's community banks are bolstering their farm lending—demonstrating once again why policymakers should work to strengthen community banks,...
Battling Synthetic Identity Fraud
Battling Synthetic Identity Fraud ICBA's Jeremy Dalpiaz discusses the fastest-growing type of financial crime in the U.S.—synthetic identity fraud—and offers tips to help community banks fight...
ICBA Membership Is A Workplace Perk
ICBA Membership Is A Workplace Perk ICBA's Lindsay LaNore discusses the importance of leveraging ICBA membership for additional networking and learning opportunities. By Lindsay LaNore In speaking...
ICBA Accelerator: Fueling Community Bank Innovation
ICBA Accelerator: Fueling Community Bank Innovation ICBA's Kevin Tweddle talks with Chris Johnson of First Financial Federal and Brad Bolton of Community Spirit Bank about engaging with fintechs to...
ICBA ThinkTECH Accelerator 2.0 Selection Process
ICBA ThinkTECH Accelerator 2.0 Selection Process The anticipation is mounting as the September 30 deadline nears for early-stage and startup fintechs to submit their applications to be a part of...
Preparing for the Unexpected
Preparing for the Unexpected In honor of National Preparedness Month, ICBA's Jeremy Dalpiaz offers sage advice on preparing for the unexpected to help lessen the long-term impact and expedite...
Where Does Your Community Bank Fall on the Digital Payments Spectrum?
Where Does Your Community Bank Fall on the Digital Payments Spectrum? Payments Executive Brief Issue 1 For a printable PDF of this issue, click here. By Tina Giorgio Use the ICBA Bancard Digital...
In it for the Long Haul
In it for the Long Haul With Labor Day behind us and summer coming to its unofficial end, now is a good time to reflect on what the community banking industry has achieved so far this year in the...
Seven Questions to Ponder for Successful Fintech Partnerships
Seven Questions to Ponder for Successful Fintech Partnerships ICBA's Kevin Tweddle offers questions to ponder before entering into a fintech partnership. By Kevin Tweddle As innovation transforms...
Value of the FedNow Service for Community Banks
Value of the FedNow Service for Community Banks The Federal Reserve’s development of the FedNow Service provides the opportunity for all banks—both large and small—to capitalize on the value of...
Digital Payments: Defining Opportunities for Community Banks
Digital Payments: Defining Opportunities for Community Banks The payments landscape continues to evolve. Whereas checks and cash were the dominant payments instruments 40 years ago, today digital...
The Venture Center and ICBA: Strategically Aligned to Fuel Innovation
The Venture Center and ICBA: Strategically Aligned to Fuel Innovation ICBA's Kevin Tweddle discusses ICBA's strategic alliance with The Venture Center to help fuel community bank innovation. By...
What's Next for Cannabis Banking
What's Next for Cannabis Banking Following a successful grassroots advocacy campaign, the House of Representatives recently passed ICBA-supported legislation to create a cannabis banking safe...
Using Your Web Address to Fight Phishing and Cyberattacks
Using Your Web Address to Fight Phishing and Cyberattacks In honor of National Cybersecurity Month, ICBA's Jeremy Dalpiaz extols the benefits of using a .BANK domain as an additional safety...
Let's Wake Washington Up to the Credit Union Threat
Let's Wake Washington Up to the Credit Union Threat ICBA and community bankers are sounding the alarm with the launch of a nationwide campaign calling on policymakers and the public to open their...
Community Banks Can Directly Influence the Future of Faster Payments
Community Banks Can Directly Influence the Future of Faster Payments Today, faster payments are changing the overall payments landscape. With the advent of Same Day ACH, The Clearing House’s...
ThinkTECH Accelerator: Through the Lens of a Mentor
ThinkTECH Accelerator: Through the Lens of a Mentor ICBA Bancard President and CEO Tina Giorgio reflects on her experiences as a mentor in the ICBA ThinkTECH Accelerator program. By Tina Giorgio As...
Supporting Financial Choice for Service Members
Supporting Financial Choice for Service Members As the House and Senate are busy negotiating final language for defense spending legislation, community banks are working to provide military service...
Digital Payments Strategy: A Necessity for Your Community Bank
Digital Payments Strategy: A Necessity for Your Community Bank Digital payments continue to grow in popularity as an easy-to-use way for both businesses and consumers to make payments. Not only...
Working Together to 'Wake Up' Congress
Working Together to 'Wake Up' Congress We're a week into ICBA's new "Wake Up" campaign taking on credit unions' risky practices and tax exemption, and the community bank response has been...
ICBA ThinkTECH: A Vision Come to Fruition
ICBA ThinkTECH: A Vision Come to Fruition Fostering innovation is critical to ensure community banks continue delivering high-tech, high-touch service. So, as ICBA looked ahead to how we could help...
Faster Payments: An Overview of Options for Community Banks
Faster Payments: An Overview of Options for Community Banks While all faster payments options have one thing in common—moving money and information faster—there are often distinct differences or...
Strategies to Help Fight Back Against Card Fraud
Strategies to Help Fight Back Against Card Fraud First-party fraud and synthetic identity fraud is an area of growing concern, exacerbated by difficulties of identifying these attacks, but there...
Waking Up to the Credit Union Scare
Waking Up to the Credit Union Scare Several ICBA staffers are handing out Halloween cards and candy to every congressional office on Capitol Hill to encourage lawmakers and staff to open their eyes...
Megabanks Continue Exiting Local Communities
Megabanks Continue Exiting Local Communities The latest news from Wells Fargo reinforces what we've long known about Wall Street—when the going gets tough, the megabanks head for the exits. By...
Minority Banks: Too Important to Lose
Minority Banks: Too Important to Lose With minority depository institutions continuing to serve a crucial role, their decrease from a high of 215 in 2008 to less than 150 today is a significant...
Detecting and Mitigating Synthetic Identity Fraud
Detecting and Mitigating Synthetic Identity Fraud It’s the fastest growing type of financial crime in the U.S., costing U.S. lenders $6 billion in 2016, and it’s not what you might think. By Tina...
Core Providers Weigh in on Community Bank Innovation
Core Providers Weigh in on Community Bank Innovation “Because we’ve always done it that way” are perhaps the seven most painful words in the English language when it comes to innovation. It’s...
Boarding Up the ILC Loophole
Boarding Up the ILC Loophole ICBA continues to lead the opposition to mixing banking and commerce through exploitation of the ILC loophole, recently expressing strong support for new legislation...
Same Day ACH: A Viable Faster Payments Solution for Community Banks
Same Day ACH: A Viable Faster Payments Solution for Community Banks In 2018, Same Day ACH volume reached 178 million transactions, an increase of 137 percent over the previous year. As a readily...
Relationships That Stand the Test of Time
Relationships That Stand the Test of Time Community banks have gotten it right again. With the evolution of technology and the rise of a movement to all digital-banking, others within the industry...