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FDIC approves ILC application from Edward Jones
FDIC approves ILC application from Edward Jones The FDIC board of directors approved the deposit insurance application submitted by the Jones Financial Companies to establish an industrial loan...
ICBA urges Senate to include community bank provisions in housing bill
ICBA urges Senate to include community bank provisions in housing bill ICBA urged senators to include House-passed community bank provisions in the ROAD to Housing Act (S. 2651). The bipartisan...
OCC releases ICBA-opposed national trust bank chartering rule
OCC releases ICBA-opposed national trust bank chartering rule After the OCC issued its final chartering rule for national trust banks, ICBA expressed significant concerns with chartering...
ICBA Securities Selects The Baker Group as New Endorsed Provider Following Comprehensive Review
ICBA Securities Selects The Baker Group as New Endorsed Provider Following Comprehensive Review Washington, D.C. (March 3, 2026) — ICBA Securities, a wholly owned subsidiary of the Independent...
Credit Card Growth Amid Regulatory Hurdles: Why Partnerships Matter for Community Banks
Credit Card Growth Amid Regulatory Hurdles: Why Partnerships Matter for Community Banks Community banks have long been defined by close relationships, local expertise, and deep trust within their...
Ways to Improve Community Bank Credit Card Risk Management
Ways to Improve Community Bank Credit Card Risk Management Financial fraud is evolving rapidly. As more consumers turn to online shopping, bill pay, mobile banking, and person-to-person payments,...
FFIEC announces updates to interest rate risk analysis web pages
FFIEC announces updates to interest rate risk analysis web pages The Federal Financial Institutions Examination Council announced updates to the Uniform Bank Performance Report’s Interest Rate Risk...
ICBA urges OCC to adjust threshold for heightened standards proposal
ICBA urges OCC to adjust threshold for heightened standards proposal ICBA said that while it supports efforts to improve clarity and reduce unnecessary burden, the OCC’s proposal to increase the...
ICBA LIVE’s “Anchored in Purpose” Spotlights Enduring Spirit of Community Banking
ICBA LIVE’s “Anchored in Purpose” Spotlights Enduring Spirit of Community Banking San Diego, Calif. (March 3, 2026)—Community bankers and industry leaders convene this week at the San Diego...
Customers Don't Care Who Built It
Customers Don't Care Who Built It Banks want tokenized deposits. Fintechs want stablecoins. Customers will choose what works. Banks want tokenized deposits. Fintechs want stablecoins. Customers...
ICBA Taps Digital Assets Leader Wade Peery to Inform Solutions and Banker Education
ICBA Taps Digital Assets Leader Wade Peery to Inform Solutions and Banker Education ICBA has announced a consulting agreement with Wade Peery, a longtime community bank executive and digital assets...
Off and Running
Off and Running I’m hopeful that those New Year’s Resolutions are intact and having their desired effects. In taking one more look back into 2025, it dawns on me the further we got into the year,...
Fannie Mae provides shutdown guidance
Fannie Mae provides shutdown guidance Fannie Mae published temporary guidance on selling and servicing policies that may be impacted by the partial federal government shutdown that began on Feb....
Farm bill markup continues today
Farm bill markup continues today The House Agriculture Committee is scheduled to continue its markup of the farm bill (H.R. 7567) at 8 a.m. (Eastern time) today. Details: The committee began its...
OCC finalizes reg relief rules
OCC finalizes reg relief rules The OCC announced two final ICBA-supported rules to reduce the regulatory burden for community banks. Details: The OCC final rules: Rescind its Fair Housing Home Loan...
ICBA Raises Deep Concerns with Master Account Approval for Kraken Financial
ICBA Raises Deep Concerns with Master Account Approval for Kraken Financial Washington, D.C. (March 4, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...
ICBA Commends House Financial Services Committee for Advancing Main Street Capital Access Act
ICBA Commends House Financial Services Committee for Advancing Main Street Capital Access Act Washington, D.C. (March 4, 2026) — The Independent Community Bankers of America (ICBA) today commended...
Staying power - Fed’s balance sheet has some duration, for better or worse
Staying power - Fed’s balance sheet has some duration, for better or worse It appears that, assuming the nominee for the next federal reserve chairman is confirmed by the Senate, he is going to...
ICBA Congratulates House Agriculture Committee on Passing New Farm Bill
ICBA Congratulates House Agriculture Committee on Passing New Farm Bill Washington, D.C. (March 5, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...
ICBA Testifies Before Congress on Helping Community Banks Fight Fraud
ICBA Testifies Before Congress on Helping Community Banks Fight Fraud Washington, D.C. (March 5, 2026) — The Independent Community Bankers of America (ICBA) today testified before Congress on...
Economic activity increases in recent weeks: Beige Book
Economic activity increases in recent weeks: Beige Book Economic activity increased at a slight to modest pace in more than half of the Federal Reserve Districts from early January through...
Trump officially nominates Warsh to lead Fed
Trump officially nominates Warsh to lead Fed President Donald Trump officially nominated Kevin Warsh to serve as Federal Reserve chairman. If confirmed by the Senate, Warsh would replace Jerome...
New op-ed says it’s time to end credit unions’ tax exemption
New op-ed says it’s time to end credit unions’ tax exemption A new op-ed says ending the tax exemption for business entities such as credit unions could help solve the nation’s budget issues....
ICBA raises concerns with master account approval for crypto firm
ICBA raises concerns with master account approval for crypto firm ICBA expressed significant concerns with the Federal Reserve Bank of Kansas City’s approval of a master account for Kraken...
House panel advances ICBA-supported reg relief bill
House panel advances ICBA-supported reg relief bill ICBA commended the House Financial Services Committee for voting to advance the pro-community bank Main Street Capital Access Act (H.R. 6955)....
Agencies issues FAQs on the capital treatment of tokenized securities
Agencies issues FAQs on the capital treatment of tokenized securities The federal bank regulatory agencies issued answers to frequently asked questions on the capital treatment of tokenized...
House panel advances farm bill
House panel advances farm bill The House Agriculture Committee advanced a new farm bill with bipartisan support by a 34-17 vote. The bill will proceed to the House floor for a full vote....
ICBA testifies at House hearing on fraud
ICBA testifies at House hearing on fraud ICBA community banker Gay Dempsey testified on Capitol Hill that fraud is an urgent problem that must be fought through coordination among financial...
ICBA Adds Jack Henry’s Financial Crimes Defender to its Preferred Service Provider Program Offering
ICBA Adds Jack Henry’s Financial Crimes Defender to its Preferred Service Provider Program Offering AI-enabled, real-time fraud and BSA compliance platform helps community banks fight fraud San...
ICBA and Holtmeyer & Monson Mark 20th Anniversary Serving Community Banks
ICBA and Holtmeyer & Monson Mark 20th Anniversary Serving Community Banks San Diego, Calif. (March 6, 2026) —The Independent Community Bankers of America (ICBA) today recognized the 20th...
West Virginia Community Banker Alice Frazier Elected ICBA Chairman
West Virginia Community Banker Alice Frazier Elected ICBA Chairman San Diego, Calif. (March 9, 2026) — Alice P. Frazier, president and CEO of Potomac Bank in Charles Town, W. Va., was elected...
ICBA LIVE 2026 Showcase Delivers Community Bank Innovations in AI, Digital Investing, and More
ICBA LIVE 2026 Showcase Delivers Community Bank Innovations in AI, Digital Investing, and More San Diego, Calif. (March 6, 2026) — The Independent Community Bankers of America® (ICBA) hosted its...
ICBA Announces 2026-27 Executive Committee, West Virginia Banker Elected Chairman
ICBA Announces 2026-27 Executive Committee, West Virginia Banker Elected Chairman San Diego, Calif. (March 9, 2026) — The Independent Community Bankers of America (ICBA) today announced the...
Trump administration takes executive actions against cybercrime
Trump administration takes executive actions against cybercrime President Donald Trump released executive actions designed to combat cyber threats. Details: The White House: Released President...
ICBA tells Fed to maintain check services; comments due today
ICBA tells Fed to maintain check services; comments due today ICBA said the Federal Reserve should maintain check services at their current level and provide transparency on any fee adjustments....
ICBA unveils campaign to spotlight credit union deceptions
ICBA unveils campaign to spotlight credit union deceptions At ICBA LIVE in San Diego, ICBA unveiled a targeted advocacy and marketing campaign to pull back the curtain on growth‑obsessed large...
Frazier calls on community bankers to innovate and advocate
Frazier calls on community bankers to innovate and advocate New ICBA Chairman Alice P. Frazier praised community banks for being a safe harbor for their customers and urged them to innovate boldly,...
ICBA announces new chairman, Executive Committee
ICBA announces new chairman, Executive Committee ICBA announced the election of its 2026-2027 Executive Committee at ICBA LIVE 2026 in San Diego. New Chairman: Alice P. Frazier, president and CEO...
ICBA Commends Trump Administration on Actions to Promote U.S. Cybersecurity
ICBA Commends Trump Administration on Actions to Promote U.S. Cybersecurity Washington, D.C. (March 9, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...
ICBA, state groups urge senators to add community bank provisions to housing act
ICBA, state groups urge senators to add community bank provisions to housing act ICBA and 44 state associations urged senators to add Title 6 of the House-passed Housing for the 21st Century Act...
ICBA commends administration’s cybersecurity actions
ICBA commends administration’s cybersecurity actions ICBA commended the Trump administration for releasing President Donald Trump’s Cyber Strategy for America and executive order on combating...
Credit Union Acquires Tax-Paying Community Bank Amid Launch of ICBA’s “The Illusionists” Campaign
Credit Union Acquires Tax-Paying Community Bank Amid Launch of ICBA’s “The Illusionists” Campaign Washington, D.C. (March 10, 2026) — Independent Community Bankers of America (ICBA) President and...
FinCEN issues modified southwest border targeting order
FinCEN issues modified southwest border targeting order The Financial Crimes Enforcement Network issued a modified Geographic Targeting Order to combat the illicit activities and money laundering...
CDFI Fund Seeks input on Bank Enterprise Award Program application
CDFI Fund Seeks input on Bank Enterprise Award Program application The Community Development Financial Institutions Fund requested comments on its Bank Enterprise Award Program application....
ICBA, others request extension of comment period for GENIUS Act proposal
ICBA, others request extension of comment period for GENIUS Act proposal ICBA and other groups requested that the OCC extend the deadline for public comments on its proposed rule on implementing...
ICBA: Guidance on AI agent systems must reflect the realities of community banking
ICBA: Guidance on AI agent systems must reflect the realities of community banking ICBA recommended to the National Institute of Standards and Technology that any future guidance on artificial...
Credit union acquires bank amid launch of ICBA’s ‘Illusionists’ campaign
Credit union acquires bank amid launch of ICBA’s ‘Illusionists’ campaign The latest reported credit union acquisition of a community bank comes follows this week’s launch of ICBA’s “The...
Lavarnway appointed to New York Fed advisory group
Lavarnway appointed to New York Fed advisory group The Federal Reserve Bank of New York announced that Mark Lavarnway, president and CEO of Watertown Savings Bank in Watertown, N.Y., has been...
FDIC’s Hill: CAMELS proposals coming
FDIC’s Hill: CAMELS proposals coming FDIC Chairman Travis Hill said that over the past few months, the federal banking agencies have made significant progress on reforms to the CAMELS rating system...
Independent Banker: New ICBA chair wants to prepare the next generation of community bankers
Independent Banker: New ICBA chair wants to prepare the next generation of community bankers New ICBA Chairman Alice Frazier is focusing her term as chairman on engaging the next generation of...
Treasury issues update on Iran-related cyber threats
Treasury issues update on Iran-related cyber threats The Treasury Department’s Office of Cybersecurity and Critical Infrastructure Protection released a new flash alert (ICBA login required) on...
Fed’s Bowman: Changes to capital rules coming soon
Fed’s Bowman: Changes to capital rules coming soon Federal Reserve Vice Chair for Supervision Michelle Bowman said federal banking regulators will soon propose rules to implement the final phase of...
Senate passes housing bill as ICBA continues push for reg relief provisions
Senate passes housing bill as ICBA continues push for reg relief provisions The Senate passed housing legislation without ICBA-advocated community bank regulatory relief provisions, though ICBA...
ICBA Commends Trump Administration for Executive Order to Help Community Banks Promote Housing Affordability
ICBA Commends Trump Administration for Executive Order to Help Community Banks Promote Housing Affordability Washington, D.C. (March 13, 2026) — Independent Community Bankers of America (ICBA)...
Q4 GDP growth revised down to 0.7%
Q4 GDP growth revised down to 0.7% The Commerce Department downwardly revised its estimate for fourth-quarter gross domestic product growth from 1.4% to 0.7%. The decline from the 4.4% GDP increase...
ICBA to participate in panels at EGRPRA meeting this month
ICBA to participate in panels at EGRPRA meeting this month ICBA will be participating in two panels during this month’s Economic Growth and Regulatory Paperwork Reduction Act outreach meeting in...
Agency board meetings this week on bank capital rules
Agency board meetings this week on bank capital rules Federal banking regulators are scheduled to meet this week to consider proposed rules to reform bank capital rules. Details: The FDIC board of...
Trump issues executive order to help community banks promote housing affordability
Trump issues executive order to help community banks promote housing affordability ICBA commended the Trump administration for issuing an executive order directing regulatory reforms that will help...
Amid House-Senate standoff, ICBA urges inclusion of pro-community bank provisions
Amid House-Senate standoff, ICBA urges inclusion of pro-community bank provisions Following last week’s Senate passage of a housing bill without ICBA-advocated community bank regulatory relief...
ICBA Statement on Proposed Rules on Regulatory Capital
ICBA Statement on Proposed Rules on Regulatory Capital Washington, D.C. (March 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...