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Labor Department Extends Fiduciary Rule Deadline

Labor Department Extends Fiduciary Rule Deadline ICBA filed a lawsuit on behalf of community banks against Equifax Inc. for its breach of 145.5 million consumer records and 209,000 payment cards...

Nov 29, 2017
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Article
Department of Labor

ICBA Extends iHELP Relationship for Community Bank Issued Student Loans ​

ICBA Extends iHELP Relationship for Community Bank Issued Student Loans ​ ICBA has extended its Preferred Service Provider relationship with iHELP to help students and their families cover the gap...

Nov 17, 2017
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Article
Consumer Lending

CFPB Publishes Payday Loan Rule in Federal Register

CFPB Publishes Payday Loan Rule in Federal Register The Consumer Financial Protection Bureau published its "Payday, Vehicle Title, and Certain High-Cost Installment Loans," rule in today's Federal...

Nov 17, 2017
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Article
Compliance

Southern First Bank Expands to the Atlanta/Buckhead Market

Southern First Bank Expands to the Atlanta/Buckhead Market Greenville, South Carolina – November 14, 2017 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank,...

Nov 15, 2017
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Article

ICBA Announces Staff Promotions

ICBA Announces Staff Promotions The Independent Community Bankers of America announced the following staff promotions, which go into effect immediately. Washington, D.C. (Nov. 13, 2017)—The...

Nov 13, 2017
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Article

Next Gen Security: 3-D Secure 2.0

Next Gen Security: 3-D Secure 2.0 According to the U.S. Payments Forum’s 2017 summer market snapshot, 45 to 50 percent of all U.S. credit and debit transactions are now chip-on-chip. Accordingly,...

Nov 06, 2017
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Article

Jelena McWilliams Nominated for FDIC Chairman

Jelena McWilliams Nominated for FDIC Chairman President Donald Trump nominated Jelena McWilliams for chairman of the FDIC. President Donald Trump nominated Jelena McWilliams for chairman of the...

Dec 01, 2017
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Article
Agencies/Regulators  Federal Deposit Insurance Corporation (FDIC)

Gerrish’s Musings on excess capital, BHC benefits, friendlier regulators & more

Gerrish’s Musings on excess capital, BHC benefits, friendlier regulators & more Latest Gerrish’s Musings on excess capital, BHC benefits, friendlier regulators & more 2017-12-01

Dec 01, 2017
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Article

Beyond Sentimentality - Why recognizing milestones is good for business

Beyond Sentimentality - Why recognizing milestones is good for business There are occasions that make us smile or tug at our heartstrings, like a child’s first step or a couple’s 50th wedding...

Nov 20, 2017
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Article

First International Bank & Trust Welcomes Brooks Crandell, Senior Trust Officer

First International Bank & Trust Welcomes Brooks Crandell, Senior Trust Officer Camelback, AZ – First International Bank & Trust (FIB&T) is proud to welcome Brooks Crandell as a Senior Trust...

Nov 17, 2017
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Article

ICBA Statement on House Passage of Tax Reform Bill

ICBA Statement on House Passage of Tax Reform Bill ICBA President and CEO Camden R. Fine issued a statement on today’s House passage of the pro-growth Tax Cuts and Jobs Act (H.R. 1). Washington,...

Nov 16, 2017
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Article
Taxes & Budget

ICBA Statement on Confirmation of Otting as Comptroller of the Currency

ICBA Statement on Confirmation of Otting as Comptroller of the Currency ICBA President and CEO Camden R. Fine issued a statement on Joseph Otting’s confirmation as comptroller of the currency....

Nov 16, 2017
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Article
Office of the Comptroller of Currency (OCC)

Boiling Springs Savings Bank Passes $3 Million Milestone with Innovative Philanthropic Program

Boiling Springs Savings Bank Passes $3 Million Milestone with Innovative Philanthropic Program Boiling Springs Savings Bank, which has provided sound financial services to individuals and...

Nov 13, 2017
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Article

Kinderhook Bank Appoints Harry Kabalian, Chief Financial Officer

Kinderhook Bank Appoints Harry Kabalian, Chief Financial Officer (Kinderhook, NY – November 1, 2017) Kinderhook Bank Corp., (OTCQB:NUBK), the holding company (the “Company”) for The National Union...

Nov 01, 2017
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Article

Bank of Ann Arbor Honors Area Vets – Announces Three Initiatives

Bank of Ann Arbor Honors Area Vets – Announces Three Initiatives Ann Arbor, Michigan, October 27, 2017 – Bank of Ann Arbor is pleased to announce three initiatives aimed at honoring and thanking...

Oct 27, 2017
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Article

First International Bank & Trust Welcomes Cheryl Streifel, Director of Human Resources & Training

First International Bank & Trust Welcomes Cheryl Streifel, Director of Human Resources & Training Bismarck, ND – First International Bank & Trust (FIB&T) is proud to welcome Cheryl Streifel as the...

Oct 26, 2017
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Article

ICBA Bancard Is Your On-ramp for Faster Payments

ICBA Bancard Is Your On-ramp for Faster Payments The evolutionary process of payments in banking has always required early adopters and innovators with the courage to advance to that next point of...

Oct 24, 2017
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Article

County National Bank Supports Area 29 Special Olympics

County National Bank Supports Area 29 Special Olympics Hillsdale, Michigan – County National Bank (CNB) donated funds to Special Olympics Michigan of Hillsdale and Lenawee Counties. Special...

Oct 11, 2017
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Article

ICBA Statement on Testimony from FHFA Director Mel Watt

ICBA Statement on Testimony from FHFA Director Mel Watt Independent Community Bankers of America® (ICBA) President and CEO Camden R. Fine issued the following statement on today’s congressional...

Oct 03, 2017
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Article
Federal Housing Finance Agency Housing Finance/GSEs

Hanson Foundation Surpasses $50 Million in Awarded Funds

Hanson Foundation Surpasses $50 Million in Awarded Funds FOR IMMEDIATE RELEASE (Forest City, Iowa) – Guided by the vision of their parents and committed to the community banking pillar of giving,...

Oct 03, 2017
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Article

Chelsea Groton Bank Ranked A 5-Star Superior Bank

Chelsea Groton Bank Ranked A 5-Star Superior Bank GROTON, Conn. – Chelsea Groton Bank has again earned a coveted 5-Star rating from BAUERFINANCIAL, the Nation’s Premier Bank Rating Firm. A...

Oct 18, 2017
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Article

First International Bank & Trust Welcomes Keri Landry, Card Services Manager

First International Bank & Trust Welcomes Keri Landry, Card Services Manager Fargo, ND – First International Bank & Trust (FIB&T) is proud to welcome Keri Landry as the Card Services Manager. Keri...

Oct 13, 2017
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Article

First International Bank & Trust Welcomes Eric Wingenbach, Human Resource Recruiting Administrator

First International Bank & Trust Welcomes Eric Wingenbach, Human Resource Recruiting Administrator Bismarck, ND – First International Bank & Trust (FIB&T) is proud to welcome Eric Wingenbach as the...

Oct 13, 2017
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Article

Bank of McKenney and CCB Bankshares, Inc. announce regulatory approvals for proposed merger

Bank of McKenney and CCB Bankshares, Inc. announce regulatory approvals for proposed merger Bank of McKenney (“McKenney”) (OTC Pink: BOMK) and CCB Bankshares, Inc. (“CCB”) (OTC Pink: CZYB), parent...

Oct 13, 2017
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Article

New Gerrish’s Musings on the Doctrine of Prior Decisions, difficult transactions, dividend reinvestment & more

New Gerrish’s Musings on the Doctrine of Prior Decisions, difficult transactions, dividend reinvestment & more New Gerrish’s Musings on the Doctrine of Prior Decisions, difficult transactions,...

Oct 13, 2017
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Article

Red River Bank - Educating the Community One Person at a Time

Red River Bank - Educating the Community One Person at a Time Educational outreach offers opportunities for financial empowerment Alexandria, Louisiana (October 11, 2017) – If your credit is in...

Oct 11, 2017
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Article

Rick Hutchison Joins Arundel Federal Savings Bank Residential Lending Team

Rick Hutchison Joins Arundel Federal Savings Bank Residential Lending Team (GLEN BURNIE, Maryland – Thursday, October 05, 2017) Arundel Federal Savings Bank President Dave Costello has announced...

Oct 05, 2017
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Article

Expectations for Improvement for Economic Conditions Hits Low Among Bank Executives According to Latest Bank Executive Business Outlook Survey From Promontory Interfinancial Network

Expectations for Improvement for Economic Conditions Hits Low Among Bank Executives According to Latest Bank Executive Business Outlook Survey From Promontory Interfinancial Network Expectations...

Oct 02, 2017
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Article

Wolters Kluwer Adds SaaS-based Workflow Solution to Commercial Lending Portfolio

Wolters Kluwer Adds SaaS-based Workflow Solution to Commercial Lending Portfolio CASH Workflow™ gives lenders more control and visibility of their origination process to increase efficiency ...

Oct 03, 2017
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Article

New Gerrish’s Musings on Directors, Wells Fargo & FDIC Appeal Procedures

New Gerrish’s Musings on Directors, Wells Fargo & FDIC Appeal Procedures New Gerrish’s Musings on directors, Wells Fargo & FDIC appeal procedures 2017-10-02

Oct 02, 2017
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Article

Bank of Ann Arbor Selected as One of Michigan’s Best and Brightest in Wellness®

Bank of Ann Arbor Selected as One of Michigan’s Best and Brightest in Wellness® Ann Arbor, Michigan, September 25, 2017 – Bank of Ann Arbor is pleased to announce its selection as one of Michigan’s...

Sep 25, 2017
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Article

Kinderhook Bank Opens New Delmar Branch at 197 Delware Avenue

Kinderhook Bank Opens New Delmar Branch at 197 Delware Avenue Kinderhook – September 18, 2017) Kinderhook Bank (OTCQB: NUBK) has opened a full-service banking center at 197 Delaware Avenue in...

Sep 18, 2017
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Article

First Exchange Bank Selected as a Recipient of the 2017 Governor’s Service Award

First Exchange Bank Selected as a Recipient of the 2017 Governor’s Service Award MANNINGTON: First Exchange Bank is pleased to announce being selected as a recipient of the 2017 Governor’s Service...

Sep 15, 2017
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Article

Meet Kathy Newcomb, Community Bank Delaware Board Member Since 2013

Meet Kathy Newcomb, Community Bank Delaware Board Member Since 2013 Kathy Newcomb currently serves as the Senior Vice President of Marketing and Client Services for Coldwell Banker Resort Realty...

Sep 13, 2017
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Article

Senate advances Warsh nomination with final vote for chair as soon as today

Senate advances Warsh nomination with final vote for chair as soon as today The Senate voted 51-45 to confirm Kevin Warsh for a seat on the Federal Reserve board, with a vote on his nomination to...

May 13, 2026
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Article
Federal Reserve

ICBA Applauds House Passage of Pro-Community Bank Regulatory Reforms

ICBA Applauds House Passage of Pro-Community Bank Regulatory Reforms Washington, D.C. (May 13, 2026) — The Independent Community Bankers of America (ICBA) applauded the House of Representatives for...

May 13, 2026
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Article
Capital Minority Owned Depository Institutions (MDI) Regulatory Relief +1 More...

ICBA sends support for bills to be marked up today

ICBA sends support for bills to be marked up today Ahead of today’s House Financial Services Committee markup of various legislation, ICBA expressed support for four bills that address significant...

May 13, 2026
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Article
Artificial Intelligence Data Security/Fraud Fraud

Online Course Newsletter – August 2025

Online Course Newsletter – August 2025 Did you know that employee training records within ICBA stay with the employee? This means if an employee worked at another financial institution that...

Aug 25, 2025
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Article

Online Course Newsletter – July 2025

Online Course Newsletter – July 2025 Did you know that the ICBA Online Training Custom Plan allows you to track in-house and third party training inside the Learning Management System? For those of...

Jul 25, 2025
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Article

Online Course Newsletter – June 2025

Online Course Newsletter – June 2025 Did you know that the ICBA Online Training Custom Plan allows you to track in-house and third party training inside the Learning Management System? For those of...

Jun 24, 2025
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Article

Nacha to automate ACH audit proof process

Nacha announced that, starting next month, the process of requesting proof of an ACH Rules compliance audit will be automated through its Risk Management Portal.

Sep 15, 2025
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Article
Automated Clearing House (ACH) Compliance

ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment

ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...

Sep 10, 2025
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Article
Congressional Matters Deposit Insurance Small Business Data Collection (1071)

New ICBA Analysis: Sharp Decreases in Small-Business, Mortgage Lending Follow Taxpayer-Subsidized Credit Union Acquisitions of Community Banks

ICBA released the results of a new data analysis demonstrating that the growth of credit unions acquiring tax-paying community banks is harming small businesses and local communities while...

Sep 09, 2025
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Article
Credit Unions

ICBA: FinCEN should fix BSA thresholds, BOI collection

ICBA said community bankers strongly support the role of the Financial Crimes Enforcement Network while recommending updates to beneficial ownership information collection and Bank Secrecy Act...

Sep 09, 2025
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Article
Financial Crimes Enforcement Network (FinCEN)

Treasury sanctions networks targeting Americans with cyber scams

The Treasury Department sanctioned a large network of scam centers across Southeast Asia that steal billions of dollars from Americans.

Sep 09, 2025
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Article

FinCEN issues guidance on cross-border information sharing

The Financial Crimes Enforcement Network issued guidance to encourage and promote appropriate, voluntary cross-border sharing of information between and among financial institutions, including...

Sep 08, 2025
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Article
Financial Crimes Enforcement Network (FinCEN)

ICBA Welcomes BankTech Ventures As Latest ThinkTECH Sponsor To Support Community Banking Innovation

ICBA announced today BankTech Ventures, a leading strategic investment fund focused on financial technology companies serving community banks, is the newest sponsor for ICBA’s acclaimed ThinkTECH...

Sep 15, 2025
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Article

Compliance question on SAFE Act requirements

The ICBA Compliance Center Question of the Week page features a new Q&A on SAFE Act education requirements for loan originators.

Sep 15, 2025
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Article
Regulation G - Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)

OCC, FDIC heads discuss plans for community bank relief

OCC and FDIC leaders said they plan to focus on improving the regulatory framework for community banks, including making changes to the community bank leverage ratio.

Sep 12, 2025
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Article
Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of Currency (OCC)

ICBA meets with Treasury, FHFA on ending GSE conservatorship

Senior ICBA staff this week participated in two meetings with federal officials related to getting the government-sponsored enterprises, Fannie Mae and Freddie Mac, out of conservatorship.

Sep 11, 2025
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Article

ICBA releases data showing credit union acquisitions harm communities

ICBA released the results of a new data analysis demonstrating that credit union acquisitions of community banks are harming small businesses and local communities.

Sep 10, 2025
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Article
Credit Unions

ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment

ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...

Sep 10, 2025
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Article
Congressional Matters

New op-ed from ICBA leadership banker Ken Hale: Local communities stand to lose millions in local tax revenue

The latest op-ed from ICBA leadership community banker Ken Hale on the negative impact of the credit union tax exemption details the direct impact that credit unions purchasing banks in Louisiana...

Sep 10, 2025
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Article
Credit Unions

OCC clarifies policy on politicized or unlawful debanking

The OCC issued two bulletins clarifying its policies on politicized or unlawful debanking in accordance with last month’s executive order on ensuring fair banking for all Americans.

Sep 09, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA-supported bill restricting mortgage ‘trigger leads’ signed into law

President Donald Trump signed into law the bipartisan Homebuyers Privacy Protection Act, ICBA-supported legislation that will help protect the financial privacy of mortgage applicants.

Sep 08, 2025
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Article
Mortgage Lending Federal Housing Finance Agency

ICBA, other groups call on Congress to renew cybersecurity law

ICBA and other groups called on Congress to extend the Cybersecurity Information Sharing Act before its Sept. 30 expiration date, saying that failure to do so would impede public-private sector...

Sep 05, 2025
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Article
Cybersecurity

CISA, partners release software guidance

The Cybersecurity and Infrastructure Security Agency, National Security Agency, and 19 international partners released a software bill of materials for cybersecurity.

Sep 04, 2025
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Article
Cybersecurity

CFPB confirms plan to issue new rule on 1071

The Consumer Financial Protection Bureau reiterated that the agency’s new leadership has directed staff to initiate a new Section 1071 rulemaking.

Sep 03, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

SEC forms cross-border task force to combat fraud

The Securities and Exchange Commission announced the formation of a task force that it said will strengthen and enhance efforts to identify and combat cross-border fraud harming U.S. investors.

Sep 08, 2025
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Article
Fraud

ICBA Applauds Signing of Law to Restrict Mortgage ‘Trigger Leads’

The Independent Community Bankers of America (ICBA) today applauded President Trump for signing into law the bipartisan Homebuyers Privacy Protection Act (H.R. 2808), which will help protect the...

Sep 05, 2025
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Article
Congressional Matters Mortgage Rules